Taxes

'Rich' Tricks to Volunteer and Donate in Retirement

There may be some tax benefits to giving back in retirement....

Retirement to Manhattan? Am I crazy?

Hello all, I want to retire to NYC where I lived for a decade in my 30s and 40s. I have missed it every day since. I'm planning to buy a verrrry small apartment for cash for about 500k with HOA+taxes ...

Beyond Chance of Success: How to Really Assess Your Financial Health

Go beyond wealth. Measure your true financial health. Explore retirement, risk, cash flow, tax, and other financial metrics. The post Beyond Chance of Success: How to Really Assess Your Financial Heal...

Tactical Roth Conversions: Why 2025-2028 Is a Critical Window for Retirees

The One Big Beautiful Bill (OBBB) extended today's low tax brackets, but they may not last. Here's how smart planning now can prevent costly tax surprises later....

4 Social Security pitfalls that can cost clients in retirement

From aggressive tax strategies to early retirement, well-intentioned decisions can unintentionally reduce Social Security benefits. Advisors highlight four major pitfalls that can impact clients' reti...

8 Big Aha Moments: How a Written Retirement Plan Changed Everything for These Boldin Users

Discover the top financial aha moments! Have you experienced all of these insights? From spending and taxes to flexibility and confidence. The post 8 Big Aha Moments: How a Written Retirement Plan Cha...

I'm an Annuities Expert: Here Are Two Ways to Use Annuities to Benefit From the OBBB

To qualify for a new tax break included in the One Big Beautiful Bill Act, some older adults need to lower their taxable income. Annuities can make that happen....

How Will the One Big Beautiful Bill Shape Your Legacy?

The One Big Beautiful Bill Act removes uncertainty over tax brackets and estate tax. Families should take time to review estate plans to take full advantage....

I'm an Estate Planner: Moving Family Assets to a Safe Haven Abroad Could Be a Huge Headache for Your Heirs

In troubled times like these, wealthy clients may seek financial refuge outside of the U.S. But that could cause more tax and estate problems than it solves....

Hiring a Nanny? Here’s What You Need to Know About the ‘Nanny Tax’

Let's break down the nanny tax, your responsibilities, and how to comply with IRS rules for paying a household employee. The post Hiring a Nanny? Here’s What You Need to Know About the ‘Na...

1031 Exchanges Aren't Just for Big Real Estate Deals: An Expert's Playbook for Regular Property Owners

One of the biggest mistakes property owners make is not realizing they're eligible for tax deferral through a Section 1031 like-kind exchange....

Should I Invest in 401k or Roth IRA?

Should I invest in 401k or Roth IRA? Learn how to decide based on taxes, income, and retirement goals, with examples and guidance. The post Should I Invest in 401k or Roth IRA? appeared first on Boldi...

Three Common Social Security Myths in 2025: A Retirement Strategist Explains What You Need to Know

Taxes on benefits haven't been eliminated, and based on current projections, the program isn't going bankrupt. Understanding the truth about Social Security and knowing what you can control can help y...

Roth 401k Limits — Contribution Rules, Catch-Up Amounts, and Planning Strategies

Learn Roth 401k limits for 2025, catch-up amounts, and strategies to maximize contributions. Get tax-free growth tips now. The post Roth 401k Limits — Contribution Rules, Catch-Up Amounts, and P...

Kiplinger News Quiz, August 15, 2025

Sales tax holidays, crypto IPOs and USPS price hikes all made the headlines this week — but why? Test your knowledge of this week's financial news....

Earning Passive Income Requires Optimization And Sacrifice

After a week of reviewing the tax-free exclusion rule for selling a rental property, I decided not to sell. I’d already used my $500,000 tax-free exclusion amount and would need to wait at least...

Before You Sell RSUs, Know This Number

Most RSU holders know they will owe taxes, but few know exactly how much per share. Here is how to calculate the Tax Impact Per Share so you can sell smarter and stop letting “because of taxes&r...

Five Under-the-Radar Shifts Investors and Job Seekers Can't Afford to Ignore Under the OBBB

Beyond the headlines: The new tax law's true impact for job seekers and investors lies in how it will transform industries and create opportunities in areas such as regional accounting, AI and outsour...

Not Advice Podcast

The Not Advice Podcast is live! I’m co-hosting with Brent Sullivan (Tax Alpha Insider) to nerd out on RSUs, equity comp, FIRE, and more. Episode 2 streams Thursday, August 7th at 11am PT on Link...

Retirement Experts Ryan & Tyson Thacker Join Tom Hegna on the Podcast “Financial Freedom with Tom Hegna

Don’t overpay your taxes, find out how to maximize your Social Security with the country’s leading experts Ryan and Tyson Thacker. By:Spotlight Television The Retirement Brothers Tyson and...

Social Security is changing — here's how advisors are preparing

Between new senior tax deductions and fast-approaching funding shortfalls, it has been a turbulent few months for Social Security....

This $329 Million Merrill Advisor Stresses ‘Family Values’ And Open Communications

Melaina Cano and her team help wealth creators and their heirs align on legacy, taxes and long-term strategy long before wealth transfers occur....

‘Clients Want Clarity, Not A Pitch Book,’ Says This $1.6 Billion Oppenheimer Advisor

Andrew Lerner combines direct indexing, tactical alpha and tax efficient strategies to help simplify wealth for the 600 households his team manages....

What The One Big Beautiful Bill Means For Your Estate Plan

On July 4, 2025, the One Big Beautiful Bill Act was signed into law. The bill brought certainty to the uncertainty surrounding the federal estate tax exemption....

CFP/CFA, did you sit with one?

Out of curiosity, just before or when you retired did you sit with a CFP or CFA to go over investing and tax strategies? I retired 6 weeks ago at 59-1/2 and my wife(56) will still work for a few more ...

You Should Love The 529 Plan More After OBBBA Passed

As soon as both my children were born in 2017 and 2019, I superfunded their 529 plans equal to the five-year gift tax exemption. At the time, I was thrilled to do it given a parent's number one respon...

Top Four Retirement Withdrawal Strategies to Maximize Your Savings

These retirement withdrawal strategies avoid tax and stock market pitfalls that can eat into your savings....

Five Things to Consider Before Rolling Your 401(k) into a Roth IRA

Converting at least some of an old 401(k) to a Roth IRA can offer long-term tax benefits and retirement flexibility, especially if you anticipate being in a higher tax bracket later or wish to leave a...

Selling Your Business? This Powerful Insurance Option Unlocks Multigenerational Wealth

Private placement life insurance (PPLI) offers almost unbelievable investment flexibility, estate planning and tax advantages. And it's completely legit....

How does the One Big Beautiful Bill Act Affect High-Income Individuals and Taxpayers?

Budgets come and budgets go. Tax reforms make headlines, but then they settle quietly into the tax code as if ... Read more...

IRA/401K to Roth Conversion Prior to age 72

I was advised and I am following through with a near-complete conversion of my tax-deferred assets to a Roth IRA prior to age 72 when RMA's should begin. I mention "near-complete" because I'm leaving ...

Unlock Your Home Equity: Why Ending Capital Gains on Home Sales Would Be a Game Changer for Retirees

Many retirees who would like to sell their homes and downsize can't because of the tax hit. Ending capital gains on home sales would change all that....

Retire in Ireland for Lush, Green Landscapes and Bustling Cities

Want to retire in Ireland? From visas and residency requirements to health care and taxes, here's what you need to know....

An Investment Strategist Takes a Practical Look at Alternative Investments

Alternatives can play an important role in a portfolio by offering different exposures and goals, but investors should carefully consider their complexity, costs, taxes and liquidity. Here's an alts p...

How To Slash The Burdens Of IRA Required Minimum Distributions

Required minimum distributions from IRAs and 401(k)s can become a major tax burden during retirement, but you can reduce the burden....

Seven Financial Considerations When Downsizing for Retirement

With prices going up on everything, you may be looking for a cheaper place to live. To truly evaluate costs, take a hard look at taxes and intangibles....

Five Big Beautiful Bill Changes and How Wealthy Retirees Can Benefit

Here's how wealthy retirees can plan for the changes in the new tax legislation, including what it means for tax rates, the SALT cap, charitable giving, estate taxes and other deductions and credits....

I'm an Investing Expert: This Is How You Can Invest Like Warren Buffett

Buffett just invested $15 billion in oil and gas, and you can leverage the same strategy in your IRA to potentially generate 8% to 12% quarterly cash flow while taking advantage of tax benefits that a...

ROTH Conversions - What's been your experience and reasoning?

So I'm looking to start ROTH conversions once I retire in 2 years (at 62). I'm hoping to lower overall taxes in my lifetime, eliminate or reduce taxes for my heir (my kid), avoid forced RMD's (and inc...

Social Security & The Big Beautiful Bill

Despite hype, Social Security taxes remain unchanged. The new law adds a temporary Senior Bonus Deduction, offering limited relief for middle-income seniors....

Financial Fact vs Fiction: Why Your 'Magic Number' Isn't Actually Magical

Do you think you're diversified if you're invested in the S&P 500 and Nasdaq? Do you think your tax rate will fall in retirement? Think again — and read on for other myths that could be lead...

Opportunity Zones: An Expert Guide to the Changes in the One Big Beautiful Bill

The law makes opportunity zones permanent, creates enhanced tax benefits for rural investments and opens up new strategies for investors to combine community development with significant tax advantage...

How the ‘One Big Beautiful Bill’ Act Will Affect Doctors

The passage of the One Big Beautiful Bill Act will affect plenty of doctors when it comes to income, taxes, healthcare, and student loans. The post How the ‘One Big Beautiful Bill’ Act Wil...

What’s Inside the Big Beautiful Bill and How It Affects Most of Our Finances

Congress just passed a $4.5 trillion tax package that’s being called the “Big Beautiful Bill.” Behind the nickname is a massive overhaul of how Americans earn, save, and get taxed. M...

Cash Balance Plans: An Expert Guide to the High Earner's Secret Weapon for Retirement

Cash balance plans offer business owners and high-income professionals a powerful way to significantly boost retirement savings and reduce taxes....