Social Security is a government-run program in the United States that provides a source of income for retirees, as well as for people who are disabled or the survivors of deceased workers. The program is funded through payroll taxes, and it is designed to provide a basic level of financial security for those who are no longer able to work.
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Inflation, taxes and Social Security are the three top concerns for retirees, according to the 2025 Allianz Annual Retirement Study...
In this inbox episode, we break down how the Social Security earnings limit works—especially for C corp owners who split income between salary and dividends. Learn what counts toward the limit, ...
? Show Notes In this episode, we dig into fixed annuities and U.S. Treasuries—how they can bring stability and income to your retirement. We’ll also discuss Social Security risks and how t...
I'm retired but have not yet filed to collect SS benefits. I'd like to calculate the tradeoff, taking loss of investment income into account (due to cashing investments to fund retirement.) At 67+8mo ...
Perhaps you can help a retired lady. I'm 77 and started collecting SS when 62. I still work part time and am self employed. Recently I won a work related lawsuit of $220,000.00. I've been relatively l...
I swear I don’t know how I managed to get all the detail work of life done when I had a full time job. Start with Medicare and SS. That alone requires constant checking, monitoring, and tweaking...
“You have to laugh to keep from crying,” one Republican pollster said about recent comments by the billionaires on the stock market, retirement funds and Social Security....
Should this rule be changed? One of the new proposals for fixing the Social Security Trust Funds financial problems involves doing away with this provision. What it does in essence if that it STOP peo...
Work your way around income gaps, tax gaffes and Social Security insecurity with some thoughtful planning and analysis....
Delaying Social Security until age 70 will increase your benefits. But with shortages ahead, and talk of cuts, is there a case for claiming sooner?...
Hi Everyone: I hope somebody can clarify something I am confused about if you collect Social Security and choose to work as well (before full retirement age). I understand in 2025 if under the full re...
Higher Medicare premiums, smaller Social Security payments, bigger tax bills … Financial changes can hit hard when a spouse dies. How to counter the blow....
I am 64 years and have earned only 29 credits towards Social Security because I have spent much of my working life in Canada after marrying a Canadian. In 2024, I began earning US 1099 income (plus Ca...
FROM THE ARTICLE: Social Security Eases Planned ID-Verification Requirements for Phone Applications. Vast majority of applicants won’t be forced to go to SSA office in person to apply for benefi...
Across party lines, many believe saving Social Security trumps other financial considerations....
We hear you loud and clear. AARP members are deeply concerned about Social Security, and we are steadfast in our commitment to protectingthis vital program. Right now, we’re asking for three ass...
You (AARP) contribute to the negative attitude towards Social Security. Your reports like the one here - "The Future of Social Security" by Waggoner and Markowitz. They state “Any reform that&rs...
Security Administration Press Release 03/26/2025 - Social Security Updates Recently Announced Identity Proofing Requirements from the link but please read it too ~ Under the updated policy beginning A...
Chaos at the Social Security Administration and Elon Musk’s attacks on the program have caused seniors and others to worry that benefits could be delayed or cut....
62 vs. 70: When Can You Start Collecting Social Security?...
I am just starting the road to retirement. I'm 65. I have a pension that will be 451 dollars every month when I start getting it after I officially retire in July 1. But applying for social security i...
AARP is nowhere in the news. It should be a major force speaking out against Elon Musk’s lies about Social Security. Where is the new AARP leadership- afraid to make waves? Get out there and fig...
Identity protection is 1st and center at the SSA - to protect your identity and pay the right person, the correct amount. SSA News Release SSA.gov Press Release 03/18/2025 - Social Security Strengthen...
FROM THE ARTICLE: Social Security to Withhold Benefits to Recoup Overpayments. SSA restores policy of cutting off payments to correct past errors. By Andy Markowitz, AARP. Published March 12, 2025. Th...
Answering reader questions about tax liability in retirement, Social Security tax limits, tax-gain harvesting in UGMA accounts, and whether it is important to do estate planning to avoid probate. The ...
Need a Strong Social Security Lawyer? If you're struggling to get the benefits you deserve, Freddie Effinger of Effinger Law is here to help. He understands how frustrating the process can be and is c...
Social Security is not a Ponzi scheme, but it does have its funding challenges that need to be fixed....
I just wondered, how safe do you feel about your life now? I worry about people having access to my banking information through access to my social security account information. I'm worried they'll re...
This will be my first full year of retirement. SS, a small FERS annuity, and 401k (TSP). Since I’m not having any Fed withholding on my annuity taken out, my tax guy says I need to be making qua...
Maximize your retirement savings and minimize your tax burdens by taking advantage of the strategic 'Golden Window' before Social Security and RMDs begin....
By slashing staff and tinkering with its internal computer systems, the Trump Administration is likely to make Social Security less efficient, not more....
SSA.gov - Social Security Fairness Act: Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) update (02/25/2025)...
Even with a power of attorney or joint bank account, the Social Security Administration may hamstring your financial representative without one of these....
Hello, I have a HELOC of approximately 200,000. I am semi retired. I need to withdraw approximately 80 K per year to supplement my income. I am not collecting my pension or Social Security yet. once I...
From higher Social Security benefits to increased spousal and survivor benefits, federal employees have much to gain from the Social Security Fairness Act....
I’m still 10-12 years (12 years is my full SS retirement age) from my retirement. I honestly can’t wait to not be in a hospital all day but I’m always worried that I won’t do i...
Mass deportations could mean less money for already meager Social Security trust funds....
Just released today, this informative letter from the new Acting Commissioner of the SSA. Seehttps://www.ssa.gov/news/press/releases/2025/#2025-02-19 It addresses his own commitment to Social Security...
Better to be lucky than good! I am almost 61. We have cash already saved to bridge to our target SS filing age that should cover 5 years of expenses (rental income will make up part of the total we ne...
January's CPI report shows inflation is running hotter than the Fed would like, at 3%. That's hard on retirees. Is Social Security keeping up?...
FROM THE ARTICLE: 9 Ways Retirement Will Be Different in 2025. How changes in Social Security, Medicare, 401(k) contributions and more will affect your finances. By Andy Markowitz, AARP. *** There are...
Thru the years, benefits for Social Security have increased in coverage but there has not been enough income coming in to cover these increases in coverage. EXAMPLE - Survivors benefits INCLUDING Divo...
I am now truly scared; I rely totally on my social security retirement monthly check. What happens if these two outside the system choose to end that? They've ended other programs within 20 days; what...
My mother in law is a widower who turns 60 this month 2/21 Her Husband passed 7/2015 and he was born 10/27/1960 We called SSA and they told her she was eligible to claim SS against her passed husband ...
My FRA will be in May 2025 but I plan to keep working. My ex spouse is 2 years younger than me and still working. Can I collect SS from his account in May while working, then switch over to my account...
What is AARP doing to help ensure the security and stability of Social Security and Medicare payments to millions of retirees in light of Elon Musk's takeover of the computer payment systems at the U....
Why is it that the limits set in 1983 for the amount of additional income a Social Security recipient has earned is not tied in some fashion to COLA or economic inflation. I can't quite make it on SSA...
In early January, Social Security’s retiring Chief Actuary, Steve Goss, releasedan actuarial valuation of a proposal intended to improve the solvency of the Social Security trust funds based on ...
Several states don’t tax Social Security benefits, 401(k)s, IRAs, and pensions. But you may still have to pay state taxes on some incomes....
Hi there! Would love to hear from like minded middle class, I hope, single people who are worried because the have less than $500,000 saved? I’m 65 in April. Have not taken SS yet. Taking one ye...