Seeking Retirement

Risks

There are a number of risks that can affect your retirement savings and plans. Some common risks to consider include:

1. Investment risk: The value of your retirement savings can fluctuate based on the performance of your investments. If the investments you have chosen underperform, it could impact the amount of money you have available for retirement.

2. Inflation risk: The purchasing power of your retirement savings may be eroded over time due to inflation.

3. Longevity risk: You may live longer than you expect, which could result in your retirement savings running out before you die.

Showing 32 results of 432

Dementia Prevention Strategies Everyone Can Try

We can't currently cure or stop dementia but we are likely to be able to prevent it, or reduce our risk. Experts offer tips on how to do it. Start small, keep going...

forbes.com Apr 10 2024

Will Index Funds Destroy The Stock Market?

There are limits to growth on these popular investment products. What happens when they hit this barrier? And does this place your retirement at risk?...

forbes.com Apr 02 2024

THINKING beyond money market funds 240323

Episode 445: The Fed likely won’t start cutting interest rates until June or July, that means we still have several months to enjoy 5% risk free rates. So now it’s time to start thinking a...

wealthsteading.com Mar 23 2024

In COVID Year 2, Older Workers Faced Tough Choices

The first year of the pandemic, a period of great uncertainty, was even more fraught for older workers, who were at higher risk of serious illness or death if they contracted the virus. The second yea...

crr.bc.edu Mar 21 2024

The Risk of Grey Divorce

In today's episode, we'll dive into the intriguing phenomenon of Grey Divorce, which refers to divorces occurring among individuals aged 50 and above. Surprisingly, while the overall divorce rate is o...

sites.libsyn.com Feb 29 2024

Time to Reduce Your Investment Risk?

With the S&P creeping up over 5,000, it may be time for retirees to look into decreasing their investments in risky assets, especially if their Floor Portfolio of non-risky assets/investments does...

howmuchcaniaffordtospendinretirement.blogspot.com Feb 20 2024

How Life Expectancy Can Be The #1 Risk To Your Retirement

Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for How Life Expectancy Can Be The #1 Risk T...

keilfp.com Feb 14 2024

Best Mid Cap Growth ETF

Midcap growth ETFs can be an attractive investment option for investors looking for a balance between risk and reward. In ... Read more...

physicianonfire.com Jan 22 2024

How to Think About Risk and Why It’s So Hard to Quantify

By Dr. Hamik Martirosyan Risk and return are inextricably tied together. They form the basic elements required to make successful investment decisions. Though risk is just as important as returns, mos...

whitecoatinvestor.com Nov 22 2023

Longevity Risk: An Essay

Thereport’s key findings are: As life expectancy at 65 rises, outliving one’s resources poses a growing challenge. This study explores how people perceive their life expectancy, options fo...

crr.bc.edu Nov 13 2023

Announcing retirement to my boss today for end of year.

It’s getting real! I’m meeting with my boss today to let him know my plans and prepare an exit strategy. I work at a government agency with no risk of getting booted upon the announcement....

reddit.com Oct 16 2023

Post COVID View of Nursing Homes Erodes

COVID has moved from a central place in our lives to a risk that, while still important to heed, has moved out of the foreground. One thing we will not forget, however, is COVID’s toll on nursin...

squaredawayblog.bc.edu Mar 09 2023

Market Timing & Interest Rates

Link to the full article (3 min read)Short-term rates are closing in at 5%, making the yields more appealing to investors who have been forced to take on risk. There’s no way to know for sure wh...

reddit.com Mar 09 2023

Dementia - Are You Increasing Your Risk?

Many aging seniors fear getting dementia, even more than they fear dying. In fact, Alzheimer's Disease and other forms of dementia are two of the most popular health searches on Google. Although we al...

baby-boomer-retirement.com Feb 27 2023

The Unspoken Risks of NOT Retiring Early

[Editor's Note: If the pandemic taught us anything, it’s that burnout is the No. 1 threat to your financial plan and that it could cost you millions of dollars in future wealth. That’s why...

whitecoatinvestor.com Feb 08 2023

IRA reinvestment that's low risk

My 70 year old retired mom has a IRA that's she has to withdraw from, roughly $150K. She wants to reinvest in a consistently well performing but low/moderate risk fund. I'd be very grateful for recomm...

reddit.com Jan 26 2023

7 Big Retirement Risks to Avoid

As people live longer and costs keep climbing, we offer some tips on how to navigate the changing retirement landscape....

kiplinger.com Oct 28 2022