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Just like how the purchase price of a car is not the entire cost, the purchase price of a house is not the entire cost either. Let's discuss all the surprising costs that may come after you close escr...
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
“Move out of your apartment and enjoy the RV life,” they said… “It’ll be fun!” Ok, that’s only sort of what happened. We enjoyed our past couple of monster r...
Do I make the trade…I’m one year from full retirement snd we want to get the house paid off. I work as a clinical supervisor in a community mental health setting and am burned out, pushin...
I have been a consistent exerciser for decades and have a whole house setup. I've acquired a fancy set of weights that ratchet up and down in weight, a plethora of old DVDs, an elliptical, a walking p...
If you have a mortgage, having ample life insurance coverage is critical for protecting your family and home. But there is more than one way to purchase life insurance that protects what is likely you...
Hi All :). Ohio - 64/f (single, live alone); SS draw of $1,100mo, on Medicaid. Considering selling house with profit of 225-250k. Should I buy another house outright with full amount to not have house...
If you are curious how attorney Mike Ketchmark and his team were able to win a landmark $1.8 billion class-action lawsuit on price fixing against the National Association of Realtors, Keller Williams,...
How it Makes Sense to Sell Real Estate in the US and Buy or Rent Real Estate in Mexico...
Housing for homeless vets has gotten better but there is still much to do. The VA, states, counties and cities have to work to solve the housing issues....
Selling bonds to buy real estate is a much easier decision to make than selling stocks to buy real estate. Real estate acts like a bond plus investment because bonds have more similarities to real est...
One of the best ways to get a better deal on a home is by paying cash. Sellers prefer all-cash offers because there's less risk the transaction will fall through once in escrow. As a result, some sell...
Note: Winners of last week’s book contest will be announced at the end of this post A few weeks ago, we posted a reader case Can’t Work Because of Health Issues and Worried, in which our r...
After COVID it feels like a number of my friends’ families and distant family are getting older and need a ... Read more...
In today’s ever-evolving real estate landscape, investors are met with a mix of optimism and skepticism. There’s no denying the ... Read more...
We have owned our house for ~28 years and it's all paid for like it says in the title. The house is way too big for the two of us and it's a lot of upkeep. I would like to sell it and buy a smaller ho...
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
As a real estate investor since 2003, I've been disappointed by the real estate buying and selling process for a long time. While transaction costs have declined to zero or near zero for every industr...
First public look at controversial new rulemaking comes after White House event at 3:30 p.m.…...
President Biden will speak about the rule from the White House at 3:30; new proposal applies…...
President focused on retirement security during White House remarks Tuesday; Insured…...
My daughter is about to get married again and she is asking me to help with the wedding. I don't mind doing it again but her fiance was asking about whether we could take out a reverse mortgage. He sa...
The second home is supposed to be a place of respite, a happy place, so why interrupt that solitude with death and taxes....
Found the perfect for us small (2 bedroom/2 bath) retirement home (rural) and bought it on the equity of our as yet still unsold Urban 4 bd-rm/3 bath and moved. Old house has been on the market now fo...
The second home is supposed to be a place of respite, a happy place, so why interrupt that solitude with death and taxes....
I often wonder around in a robe and sandals, sometimes as late as 2:000PM. I rarely get dressed as soon after I wake up. The main reason I get dressed is my wife works and when she comes home I don't ...
When is the best time to buy a house? As a real estate investor for over 20 years, I have bought houses through many cycles. I bought houses when interest rates were in the 7s in the early 2000s. I bo...
I’m a seasoned real estate veteran with over 20 years of experience and a Chartered Financial Analyst (CFA). Throughout my career, I’ve always found assumable mortgages intriguing, yet the...
Real estate is a wonderful investment for many reasons. One of the best reasons is leverage and the ability to buy with no money down. You can buy as asset with other people’s money and have oth...
So many people assume they need a real estate agent. But have you ever thought, “Do I need a real estate agent to buy a house?” The short answer to that question is “no.” While...
Should you hire a rental property management company to manage your rental house? No, in most cases you did not need to. When I started buying houses in my early 20s, I was adamant that my real estate...
By Dr. Peter Kim of Passive Income MD, WCI Network Partner Have you ever found yourself stuck in analysis paralysis? That feeling of being trapped in your own head, overthinking and over-analyzing thi...
With money market interest rates so high, every day you delay closing escrow is one more day of free interest income. You could feasibly extend your escrow period so long that the extra interest incom...
My husband is set to retire in January 2025. He will be 65 1/2. We are going to be downsizing to a smaller home with everything on one level ( ranch style ), as I am already having some issues with st...
I had no plans to go for a walk today. Lisa and Faith were gone and that’s usually when I focus on getting things done. Sometimes I’ll work on projects around home (which is the RV right n...
When you go to a bank to get a mortgage in Canada, chances are that the mortgage interest rate that is used to qualify your mortgage and the rate you actually pay will differ. The reason for this has ...
Abstract With a record number of older adults facing housing affordability challenges, shared households may provide an important private housing safety net if other household members contribute to ho...
I guess the real question is based on this: wife (57f) and I (M59) moved from the area we both grew up in two years ago. We traveled the US for a year in our RV prior to settling in an area we liked. ...
The mortgage interest deduction is a positive benefit for homeowners. This itemized deduction allows homeowners to subtract mortgage interest from their taxable income, thereby lowering the amount of ...
By co-signing a mortgage in Canada, you can help a child or other close family member who may be having difficulty obtaining a mortgage on their own. However, there are risks associated with co-signin...
The decision to move out of our home was made shortly after 4:30 AM, just as my wife pulled out ... Read more...
As Congress battles over spending and House leadership, retirement advisors are losing faith in the U.S. economy....
You know, prior to having a kid, I never understood parents’ burning desire to get out of the house and have adult conversations. But now that I have one, I totally get it. Your entire day just ...
With prices and mortgage rates high, smaller isn’t always better—or cheaper...
October 11, 2023 — OK, so you are thinking about your dream home for retirement. Maybe you know where you would like to retire (region, state, or even town) and the lifestyle you want to pursue....
Welcome to an in-depth analysis of planning for your golden years and ensuring absolute peace of mind with improved home electrical safety. This post is tailored for you: an individual that understand...
Housing affordability is at or near an all-time low and the Fed is partly to blame due to its aggressive rate hikes in such a short time frame. The Federal government is also partly to blame due to ex...
The First Home Savings Account (FHSA) is the best new financial tool/account to be introduced since the introduction of the Tax-Free Savings Account (TFSA) back in 2009. The FHSA is designed for a spe...
We've all heard of men buying midlife crisis cars to feel more alive. But what about buying a midlife crisis house? Have you ever thought of such an interesting thing? Let's say you're living in a per...
Ten years ago we bought a house that I hate and now I'm paying the price. Been retired 2 years. This house, and the area offer no/little privacy or easy access to nature. Both of those things are bigg...