A retirement portfolio is a collection of investments that are held in a retirement account, such as a 401(k) or Individual Retirement Account (IRA). The purpose of a retirement portfolio is to help you save and grow your money for retirement, while also taking into account your risk tolerance and investment goals.
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Plenty of DIY investors try to figure out how to fit all assets into their portfolio. Newsflash! Not everything goes into your portfolio. The post Not Everything Goes into Your Portfolio appeared firs...
Asset location is an important concept if you are trying to save and build wealth. Explore ways to locate funds to minimize taxes. The post Asset Location: How Tax-Smart Investing Can Supercharge Your...
The Federal Reserve is cutting interest rates. But retirees and those nearing the golden age may still see decent returns on their savings....
For almost three decades, I built an income-producing portfolio of dividend stocks and ETFs to support my targeted early retirement. The idea was that it would fund my lifestyle approaching retirement...
We ask financial experts for advice....
A retirement story that challenges everything you thought you knew about what’s possible in your golden years. Meet Michael and Lisa: a couple in their early sixties with $2 million saved who ar...
Is a diversified portfolio overrated? Would a 60/40 portfolio actually be better for you? We talked to three experts to see what they think. The post Is a 60/40 Portfolio Better Than a Diversified Por...
Exchange-traded funds come in a multitude of 'flavors' these days, from passive to active to factor-based. Their flexibility is what makes them so delicious....
Alternative investments can often avoid the impact of volatility, counterbalancing the ups and downs of stocks and bonds during times of market stress....
Episode 482 Use strategic diversification to create your own personal ETF. Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subscribe/ -----------------------------...
Retiring at 59+. Probably 62. Want to see if people can pick apart my logic in constructing my different accounts. Thanks ahead of time! Work retirement accounts / 401Ks: Target dates set for right ar...
Your bottom line when it comes to successful investing for retirement isn’t maximizing returns. Instead, survival should be your primary goal; not only avoiding disastrous financial outcomes, bu...
After a sharp rebound in the market, you may still feel the lingering effects of recent volatility. But before the next tide of turmoil, now is an ideal time to deploy the "Sleeping Point" Strategy: a...
Amid rising uncertainty and inflation, effective portfolio diversification needs to extend beyond just stocks and bonds to truly manage risk....
Yes, it's hard, but if you tune out the siren song of high-flying sectors, resist acting on impulse and focus on your goals, you and your portfolio could be much better off....
Few financial advisers have heard of this 401(k) withdrawal issue. Here's how to safeguard your portfolio....
“May you always life in interesting times.” –Ancient Chinese Proverb To which I reply: Shut the Hell up, Ancient China! Oh, we live in interesting times alright. A little too interes...
Republican lawmakers proposed a retaliatory tax on foreign investors that experts warn could lead to job losses in the U.S....
In an analysis stretching back to 1926 of 75 different retirement scenarios, Craig Israelsen compares five different retirement portfolio withdrawal strategies, from a fixed annual amount to the 4% ru...
Hi- I decided to self-direct our retirement portfolio and would like a second opinion on my AA.I had my head buried in the sand until recently when I decided to take a proactive approach to our retire...
? Show Notes In this episode, Roger Whitney dives into the essential elements of not just surviving, but thriving in retirement. We kick off with a listener's story about the challenges of early retir...
In this episode, we walk through a retirement planning scenario involving a couple in their early 60s with a $4 million investment portfolio. Their financial plan reveals something surprising: they ma...
Tariffs killed Carl’s investment portfolio and left him wondering if he should claim Social Security early. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for him today on Your Money, Y...
Real estate investing professional explains the tax advantages and efficiencies of investing in car wash real estate....
What should you do when the asset allocation of your retirement portfolio drifts? Joe Anderson, CFP® and Big Al Clopine, CPA spitball on rebalancing for DJ in St. Louis, today on Your Money, Your ...
Jeffrey and Cindy came to me with $3 million saved and one big question: How much can we actually spend in retirement? In this video, we walk through a retirement planning scenario—looking at sp...
And reduce volatility. A few decades ago, private equity was considered a 'cottage industry.' Now, it is a multitrillion-dollar asset class....
Shielding Your Wealth: How Precious Metals Fortify Your Portfolio in 2025’s Economic Chaos...
Most investors rely heavily on traditional stocks and bonds to build their wealth — and for good reason. These assets ... Read more...
It’s that time of year again: Earth Day! You’re probably thinking it’s about planting trees or maybe getting lectured about ... Read more...
In "A Wealth of Well-Being," Dr. Meir Statman helps us construct a portfolio not simply consisting of financial assets, but a portfolio of life....
American workers have an abundance of retirement accounts to choose from, but which are best? Even experts disagree on the ideal mix of retirement accounts....
This week’s blog post points to my latest YouTube video where I share an update on my two taxable dividend income portfolios. The combined portfolio pays me about $13,633 per year in dividend in...
Investing is one of the best ways to build wealth, but that doesn’t mean it’s easy. The market doesn’t care about emotions, hype, or shortcuts, and bad habits can do serious damage t...
International stocks are finally outperforming U.S. equities after years of lagging behind....
Trump’s tariff threats are hammering the stock market and could mean trouble for our already vulnerable retirement portfolios....
Relying only on portfolio income is achievable for high-net-worth individuals and those with the right mix of investments. Is it for you?...
The stock market is nothing if not volatile these days. When it takes a dip, a well-managed, properly diversified portfolio could help you ride out the storm....
How Treasury bonds can protect your retirement nest egg. The upside, risk and low-down on T-bonds....
As a physician or high-income professional, you are uniquely positioned when it comes to financial independence. Years of rigorous education ... Read more...
This is my first time posting here so here goes. I am a 67 year old Canadian who will retire in Jan 2026. Currently, I have ~50% of my RSP with Questrade (XSP, XQQ, BTCX, ETHB, ZEB, as major holdings ...
In this episode, we tackle the complexities surrounding private equity in retirement portfolios. Join Roger as he navigates a listener's inquiry about the necessity and implications of investing in pr...
Does Warren Buffett really think you should have a 90/10 asset allocation? Let's dive into what the multi-billionaire really believes. The post The 90/10 Warren Buffett Portfolio? appeared first on Th...
Investing can often feel like riding a rollercoaster of exciting highs and daunting lows. This week, we’re digging into the intricacies of the financial planning process, focusing particularly o...
There are hundreds of methods for how to spend from a retirement portfolio. Let's go over a few of them to see what might work best for you. The post Comparing Portfolio Withdrawal Strategies in Retir...
While our portfolio didn't do quite as well as the S&P 500, we still had a solid year. But what about all of our real estate holdings? The post How Our Portfolio Performed in 2024 (Including Real ...
Thanks to everyone who responded to the recent book giveaway. Your encouragement and kind words were uplifting. The responses gave me lots of topics to focus on in 2025. I received 104 responses. Cong...
As a retiring lifetime investor in ETFs and mutual funds, I want to add some stability to my portfolio. For me, that means adding bonds (probably to get to a 70/30 ratio). The learning curve is steep ...
Crypto Portfolio Management: Strategies, Tools, and Best Practices for 2025...
Well, 2024 is over, and now we can look back on our investments and see how they did for the year. It was a year of extremes in the news. Wars raged on in Ukraine and the Middle East, multiple natural...