Planning

Why Your Pet Should Be In Your Estate Plan

Including your wishes in your will or in a pet trust can ensure proper care when you can’t provide it.

How to Find Joy and Meaning When You Want to Retire — But Can’t Yet

For Gen X, delaying retirement can be an opportunity to pilot-test your second act, plan for your inheritance and structure trusts for your kids.

64 days to go, getting really anxious...

Got a seriously good/very bad job with lots of stress. Happy to let the job go so I can take care of my mom, not die before retirement like my dad and enjoy my few remaining years. What have I not tho...

Are All Roth IRA's the same, never had one figure it may be time.

Looking to start a Roth IRA by April 1 so I can get a start on the 5 year rule, I have 401K plans but will need some roth if I have any chance of ever getting under the 400% magi in 4 years, where sho...

5 Retirement Myths to Leave Behind (and How to Start Planning for the Reality)

Separating facts from fiction is an important first step toward building a retirement plan that's grounded in reality and not based on incorrect assumptions.

I'm a Financial Adviser: Silence Is Golden, But It Hurts Your Heirs More Than You Think

Talking to heirs about transferring wealth can be overwhelming, but avoiding it now can lead to conflict later. Here's how to start sharing your plans.

I'm a Financial Adviser: This Is the Real Key to Enjoying Retirement With Confidence

A resilient retirement plan is a flexible framework that addresses income, health care, taxes and investments. And that means you should review it regularly.

19 Reasons to Create Your Own Retirement Plan (It’s A Lot More than Knowing, “When Can I Retire?”)

What can you learn by creating a retirement plan? Get inspired by 19 planning insights and discover your path to a secure future. The post 19 Reasons to Create Your Own Retirement Plan (It’s A Lot Mor...

Trump's New Retirement Plan: What You Need to Know

President Trump's State of the Union address touched upon several topics, including a new retirement plan for Americans. Here's how it might work.

The saddest words that I sometimes see...

This morning, I read the obituary for a 64-year old man (eight months younger than me). The obituary included the following sentence: "He was planning to retire on March 8". Yesterday, I attended the ...

Buy and Hold … or Buy and Hope? It's Time for a Better Retirement Planning Strategy

Once you're retired, your focus should shift from maximum growth to strategic preservation and purposeful planning to help safeguard your wealth.

Your Legacy Is More Than Your Money: How to Plan for Values, Not Just Valuables

Legacy planning integrates your values and stories with legal and tax strategies to ensure your influence benefits loved ones and good causes after you're gone.

Trump’s Federal Retirement Account Is A Serious Step Forward

President Trump announces a federal retirement savings plan with a $1,000 match. Will it close the coverage gap?

Trump unveils $1K federal match to target retirement savings gap

President Donald Trump unveiled a federal plan offering government-backed retirement accounts with a $1,000 annual match for workers without employer-sponsored plans.

Medium term rentals abroad - anyone can share experiences?

So wife and I (Canadian citizens) plan to spend periods of about 3 months living as tourists in several European mid-sized cities. Renting via AirBnB seems pricey, so we wonder if there is some differ...

The 5 Biggest RMD Mistakes in Retirement

Jeremy Keil explains the 5 RMD (Required Minimum Distribution) mistakes in Retirement and how to avoid them. A retiree recently called for help. It was their first year taking Required Minimum Distrib...

Boldin’s AI Planner Assistant: Advancing Mission to Make Financial Planning More Accessible, Affordable, and Understandable

Introducing Boldin's AI Planner Assistant with a complete statement on using AI responsibly in financial planning. The post Boldin’s AI Planner Assistant: Advancing Mission to Make Financial Planning ...

Pondering the question of ambition

I (63m) am planning to retire from practicing law sometime before age 70. I see friends retiring and pursuing creative hobbies like photography and woodworking, but I have none and am not really inter...

Understanding How Concepts of Time Impact Your Financial Plans

Explore how different philosophical and cultural definitions of time can provide insights into your financial decision-making process. The post Understanding How Concepts of Time Impact Your Financial...

We've Reached Our $5 Million Retirement Savings Goal, but at 66, My Husband Still Doesn't Feel Ready.

We are 66 and have reached our retirement savings goal. Our plan is to travel, but my husband can't seem to let go of work.

Is Your Retirement Plan Based on Social Security Fact or Fiction?

One in two Americans don't know much about Social Security — and some are basing their retirement on mistaken beliefs. It's time to separate fact from fiction.

Wow, I am finally retired, today was my last day at work...

Well, after working for the last 47 years, I can finally take a step back from the work force. Been working as a union carpenter as well as a hobbist investor amongst numerous other things. Money is n...

Your Parents' Retirement Plan Won’t Work for You (The Stats Are In)

Five stats show how you need to rethink retirement, because "the future ain’t what it used to be."

Previewing the Nestimate Retirement Income Summit with Kelby Meyers

In the first new 401(k) Specialist Pod(k)ast episode of 2026, Editor-in-Chief Brian Anderson sits down with Kelby Meyers, founder and CEO of Nestimate, to explore the evolving landscape of in-plan ret...

Plan your 2026: Triple Paychecks & Contribution Limits

Happy 2026! Get the updated FAANG FIRE Cheat Sheet with new 401k limits ($24.5k), tax brackets, and triple paycheck dates.

Consider These 4 Tweaks to Your 2026 Financial Plan, Courtesy of a Financial Planner

There's never a bad time to make or review a financial plan. But recent changes to the financial landscape might make it especially important to do so now.

Timing Roth Conversions: Should You Convert at the Start of the Year? End? Or, Spread Them Out?

Learn the pros and cons of different Roth conversion timing strategies and how to choose the right approach for your retirement plan. The post Timing Roth Conversions: Should You Convert at the Start ...

What Great Minds Say About the Power of Planning and How Their Wisdom Can Improve Your Future

What's the key to feeling great about your retirement? The power of planning. Explore the wisdom of great minds for a fresh perspective. The post What Great Minds Say About the Power of Planning and H...

Turning 65 in 2026? Here Is Exactly How to Sign Up for Medicare

Whether you’re months away from your 65th birthday or you're planning to work past retirement age, this guide will walk you through the exact steps to secure your coverage, avoid costly mistakes and e...

Is a Caregiving Strategy — for Yourself and Others — Missing From Your Retirement Plan?

Millions of people over 65 care for grandkids, adult kids or aging parents and will also need care themselves. Building a caregiving strategy is crucial.

6 Financially Savvy Power Moves for Women in 2026 (Prepare to Be in Charge!)

Don't let the day-to-day get in the way of long-term financial planning. Here's how to get organized — including a reminder to dream big about your future.

When Can Tax Planning Be an Act of Love? This Family Found Out

How can you give stock worth millions to a loved one without giving them a huge capital gains tax bill? This family's financial adviser provided the answer.

Will Soaring Health Care Premiums Tank Your Early Retirement?

If you're under 65 and want to retire soon, your plan may be derailed by skyrocketing ACA marketplace premiums. Here's what you can do.

Turning 59½: 5 Planning Moves Most Pre-Retirees Overlook

Age 59½ isn't just when you can access your retirement savings penalty-free. It also signals the start of retirement planning opportunities you shouldn't miss.