Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
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A complete and up-to-date estate plan can help ease your loved ones' worries and make things easier for them after you pass....
The firm's investment will drive further growth at Creative Planning...
One of the goals of the Inflation Reduction Act is to lower drug costs for Medicare beneficiaries. The $2,000 cap on Part D out-of-pocket costs are a big step forward....
Should David in Ohio use 457 funds to do an in-plan Roth conversion in his 403(b) plan, and should he hire a financial advisor? Chris in DC needs a retirement and Roth conversion spitball analysis, an...
Retirement tax planning should begin well before retirement. Listener Jodie, with over $2 million in assets in various types of accounts, is concerned about the high tax bracket she anticipates she be...
Listener Sherry asks a good question: How do large, one-off expenses (like a new roof, new car, etc.) fit in the 4% Rule? James explains the concept of the 4% Rule and its limitations while demonstrat...
James walks through a framework of how you ensure that your legacy goals include more than just leaving a chunk of money to your kids when you're gone. He explains the key concepts that can help your ...
We live in an area where the value of houses has appreciated quite a bit, and ours is paid off. We do not have an LTC policy, having heard poor experiences and reviews. But, depending on how long we c...
Here's what you need to know about QDROs (qualified domestic relations orders), which determine how assets in a soon-to-be ex-spouse's retirement plans or pension will be distributed....
Web platform RetireMint offers something most other sources of retirement planning information don’t: advice on the non-financial aspects of quitting work for good. The post What is RetireMint? ...
The wife and I are wrapping up careers and plan to be completely retired by early November. While it’s a little intimidating, it’s also very exciting. It felt great last week when I starte...
After more than four decades of working – as a rookie reporter in Chicago, then Dallas and Boston, and finally 13-plus years writing this blog at Boston College – I have decided to dramati...
Retirement planning gets serious after age 50. To retire in your 60s, make these three money moves in your 50s....
Canadian experience highlights the challenge of beating low-fee passive investments. I’m a great fan of the Canada Pension Plan (CPP) and often cite it as a wonderful example of how to add equit...
In this episode of the Retirement Answer Man, Roger Whitney wraps up his series on the eight pillars of a great retirement plan by diving into the last two non-financial pillars: passion and relations...
Learn to make smarter financial decisions with math-driven strategies. James Lange shows how Roth IRA conversions and tax planning can maximize wealth and reduce taxes....
Many couples begin discussing a prenuptial agreement by just wanting to protect their inheritance and end up caught in the intricacies of planning for a divorce....
On this episode we continue our conversation on . . . When It Comes To Retirement Planning . . . “How Do You Know?” Glenn is available for in person and online meetings if you'd like to di...
Monique aspired to retire early, and while she had faithfully saved throughout her working years, she wasn’t sure if she had enough to retire. After getting assurance from professionals, she too...
Mike Tyson famously said, “everyone has a plan until they get punched in the mouth" (which makes sense because my son has punched me in the mouth more times than I can count). That’s how I...
The logical beneficiary of a retirement plan can be denied benefits because of an incomplete or outdated beneficiary designation....
Use this checklist to create an estate plan that reflects your goals and values....
Applying to law school is a major life decision that requires careful planning and preparation. With so many steps involved in the process, from choosing the right school to securing financing, it&rsq...
In this episode, we unpack Vice President Kamala Harris’s ambitious plan to lower housing costs, which would be funded by adopting Senator Elizabeth Warren’s sweeping estate tax overhaul. ...
An estate plan can be complex or simple, depending on your estate and your wishes, but every estate plan should accomplish these basic goals....
Once you've decided that you and Italy are compatible, you'll want to work out your tax planning, investments, retirement accounts and benefits....
Learn how to build a retirement plan so you can feel comfortable and confident using your resources, not scared to spend them....
Were you one of those kids that used to always ask “How do you know?”. It can be a very useful question! This episode starts a two part series of asking “How Do You Know?” when...
Your tax bite in retirement could be excruciating. Here's why super savers need to get serious about protecting themselves....
Having a tax-smart exit strategy for your real estate investment is a great idea, but if a 721 exchange is part of your plan, here's what you need to consider....
Self-employed Americans have a path forward to a solid retirement by investing in a solo 401(k) plan....
This month, we're revisiting the eight pillars of rocking retirement. Today, we focus on the second two financial pillars: having a resilient plan of record and optimizing the plan to enhance the jour...
You may need to take action before 2024 year-end to protect your estate plan: avoid reciprocal trust & step transaction doctrines, file for the Corporate Transparency Act...
Retirement planning is a delicate process, and you need to carefully consider your various income streams, including Social Security benefits. For those of us who plan to continue working while claimi...
The new ad campaign centers Nationwide's financial and retirement planning services...
TIAA Institute researchers say system needs to incorporate best features from DC and DB…...
New Compliance Assistance Release confirms agency’s 2021 guidance applies to all…...
These six target-date funds are good set-it-and-forget-it options that are a staple of retirement plans....
Here some ways to mitigate longevity risk into your existing retirement plans....
Many people value family and family relationships more than anything. So on this episode, we discuss a number of ways that kids and grandkids can end up influencing retirement plans. Glenn is availabl...
The super-charged saver’s match builds on the existing saver’s credit as an opportunity to improve the long-term financial security of low- to moderate-income Americans....
We have moved from a defined benefit plan to a defined contribution plan, which means the onus for saving and investing has transferred from employers to employees....
#544 - Legal Tender: Tallying Their Resources Planning for retirement isn’t about creating a new job for yourself, it’s about using what you have to create a great life. On this episode of...
Have you been wondering what retirement is like for real retirees out in the wild? With the success of our Retirement Plan Live series, we decided to try mini-case studies to learn more about what ret...
Michael Kitces is one of the innovators in the retirement planning and financial services space. His blog and ecosystem of resources help retirees and financial advisors gain the base knowledge needed...
Retirement planning has changed over the years, but has the industry evolved to keep up? Your retirement needs are much different from those of your parents' generation. This is why it is important to...
How do you manage a joint cash flow with separate assets? In addition to discussing Mark and Mary’s situation, today I chat with Kay about how she and her husband handled finances with their lat...
We’re back with Retirement Plan Live to explore how two adults who married later in life can share their resources as they age. Last week we looked at their goals both individually and together ...
Do you like lemonade? If so, you won’t want to miss out on the lemonade I make on today’s episode. We’re discussing goals on this episode of the Retirement Plan Live series and we ge...
If you’re married, do you have retirement planning meetings? If you’re single do you plan a time to meet with yourself to plan your retirement? What or whom do you use as a sounding board?...