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Closely held businesses using insurance funded redemption agreements may face tax after Supreme Court ruling. Act now to revise your plan....
Higher taxes can help stave off the projected 2036 insolvency of Medicare's Hospital Insurance trust fund....
May and June bring a rush of residents and fellows across the country looking to secure disability insurance with their ... Read more...
I am 60 but my spouse is 38. I currently have our health insurance through my job. I plan to retire at 67. 1. When I turn 65 can I keep my employer insurance or will I be forced to take Medicare with ...
Photo credit: jb If you’ve been looking into your Social Security projected benefits for long, you’ve probably run across the term Primary Insurance Amount, or PIA. Click on the link to se...
I am 65 and still working. Still under the company health insurance and using the high deductible plan. I max out my HSA contribution and the company adds $167 per month to my HSA, as an incentive to ...
In some cases, you could buy life insurance instead and get a better deal in protecting your spouse. There are some things to keep in mind, though....
Home, auto, & umbrella insurance are too often a footnote in wealth management, but a good agent can make a huge difference....
Emergency funds, estate plans, different kinds of insurance and smart investing strategies are all parts of a strong retirement plan....
Pets can be expensive in retirement, not retired yet, 8 more months. We have have 4 pets 2 dogs and two cats. One cat is diabetic so we have the insulin cost every 3 months. We have pet insurance on b...
When people aren’t getting a government benefit they’re eligible for, the program’s goal of improving equity is compromised. Social Security’s disability insurance is an exampl...
Private long-term care insurance is unlikely to be part of the solution. One of the greatest health-related risks facing older people is the cost of extensive long-term care to help with activities of...
I'm 64 and recently decided that I'm going to work until I'm 67. But I have to sign up for Medicare at 65. Since I will still probably carry my insurance through work, how do I go about signing up for...
Low premiums, aggressive marketing and extras like dental care and prescription drugs have propelled Medicare Advantage plans to half of the retiree insurance market. Nevertheless, some people still p...
The husband of a friend of mine died a few months ago. He was only on hospice for two days before he died. Although they had paid for long-term care insurance for years, he did not take advantage of i...
Hi, I've been researching the new Hybrid LTC insurance policies. Both of my parents had LTC policies and both made use of them before they passed away. Having seen what a lifesaver these policies can ...
The insurance organization partnered with several hip hop stars to bring attention to…...
For any military retirees who had to transition from Tricare Select/Prime to Tricare for Life when you hit 65, I understand that Tricare for Life is a supplemental insurance to Medicare Part B. Are yo...
If you are over 65 and retiring or losing your job in the near future, here is one resolution you must make. Resolve to enroll in Medicare Part B, medical insurance....
Abstract In the three decades from 1980 to 2010, there was a steady rise in the number of men receiving Social Security Disability Insurance (DI) benefits. The number of beneficiaries peaked in 2012 a...
In prior posts, we discussed possible assumptions used by life insurance company actuaries in pricing single premium immediate life annuities (SPIAs). In those posts, we provided implied discount rate...
Because it’s us, the first thing I did after Little Matchstick was born was apply for his passport. The second thing I did was apply for his Social Insurance Number so I could start opening new ...
Abstract A longstanding puzzle in the economics of insurance, household finance, and public policy is why so few individuals annuitize their wealth. This paper describes results from a recent survey o...
Medicare Suppliment plans - where do I look for unbiased information I want to switch from insurance though a job to a Medicare Suppliment plan but I am not sure where to look for unbiased information...
Your estate planning documents, account titles, beneficiary designations, insurance and advisers must all be coordinated for your estate plan to work....
In December, North Carolina will become the 40th state to expand its Medicaid program, providing health insurance coverage to some 300,000 more low-income workers, many of them for the first time. It ...
According to a new survey, inflation is forcing Americans to delay medical care and downgrade health insurance. This is a particular problem for retirees...
How many have opted for long term care insurance? It's a huge cost, but the thought of needing care and leaving my spouse destitute is daunting. I know a lot of people my age (nearing retirement) that...
Will be retiring in September of this year! Question about shopping for Medicare supplemental insurance. Will be going with traditional Medicare, not an advantage plan. When shopping for plans, do Med...
There are two main reasons to set money aside: Insurance against bad financial weather and provision for your retirement. But how much do you need to save?...
Here’s something you should know about Medicare Advantage plans: the vast majority of these insurance policies require prior approval before a person can receive some medical treatments and serv...
I'm retired and on COBRA (extension of employer insurance) for 18 months. That ends in the 3rd quarter of next year, not lining up with the Healthcare.gov marketplace, which is based on calendar year....
Curious to hear from folks that retired when they hit their employer’s “magic number” (well before being eligible for SSI and medicare) to receive health insurance benefits for life ...
I’m a few years from full retirement. I currently pay $1100 a month in healthcare insurance for spouse and I under the ACA (self employed). We have a $7000 deductible and both max our HSA accoun...
I’m getting pretty close to retiring, I think. I’m 58 and have set the goal at 60, assuming I can get health insurance and the stock market cooperates. But even though I’ve really be...