Inflation

I'm 60 with $4 Million — Can I have a luxury retirement?

With inflation and volatility, how careful should I be?...

Market Musings: Recession Fears and the Trade War – Is this the end of FIRE?

My economic and market outlook: We will avoid a recession, inflation will further moderate, and the USA will win the trade war. Relax! The FIRE movement will be just fine. The post Market Musings: Rec...

Americans Worry More About Going Broke in Retirement Than Dying, Study Shows

Inflation, taxes and Social Security are the three top concerns for retirees, according to the 2025 Allianz Annual Retirement Study...

Don’t Panic

Whew! Another crazy week in the USA is over; only 197 left to go. Student visa revoked. ICE tracking down and detaining international students. Legal resident deported. Inflation up. Social ... Read m...

23 Reasons Prices Keep Climbing

Prices are up. Paychecks aren’t. And most people are stuck wondering why their money disappears faster than it used to. According to recent data, 64% of Americans now say inflation is a very ser...

Get Used to Losing Money

Is it the duty of the investor to lose money from time to time? If you want to build your nest egg to beat inflation, the answer is yes. The post Get Used to Losing Money appeared first on The White C...

Stagflation Is Worse Than A Recession: Here’s How To Prepare

Stagflation is a rare and challenging economic condition where slow or stagnant growth, high unemployment, and persistent inflation occur simultaneously. Typically, inflation rises when an economy is ...

Social Security COLA set to fall again as seniors feel the pinch

As inflation cools, Social Security's annual cost-of-living adjustment is projected to decline in 2026. Seniors say the benefit bump won't be enough....

5 Things to Do Before a Recession

Things are not looking good. Consumer confidence is falling like a rock. Eggs are $10.99/dozen at Safeway. Inflation is going up all over the place. The Atlanta Fed estimates GDP ... Read more The pos...

The 'Concerning Trends' in Retirement Now

Americans are less satisfied with their life in retirement and cite inflation and higher healthcare costs as just two of the problems they're facing....

Gen Z Total Income Stretches to $1.1T

Still, close to half continue to live with parents due to inflation, rising home rates, and debt...

Why “unretirement” may be the fate of so many Canadians

Economic uncertainty, inflation and the decline of workplace pensions have left growing numbers of seniors unable to leave their jobs. The post Why “unretirement” may be the fate of so man...

The Trump Administration Should Not Risk A Recession And Its Economic Scarring

The economy is already showing signs of slowing: less hiring and possibly rising inflation....

Has (or will) cost of living change your retirement travel plans?

Hi everyone, I am wondering if cost of living, inflation, etc has changed or will change your plans for travel in retirement? I would love to read your thoughts in the thread below. The reason I am as...

25 Creative Side Hustles That Make $12,000 a Month (Some Are Remote) 

Making money isn’t about grinding away at a 9-to-5, waiting for a raise that barely keeps up with inflation. The real game is figuring out how to make cash flow on your terms. Many people have t...

Three Reasons It May Be Time for an Annuity 'Refresh'

Because of higher interest rates, inflation and newer annuity products, you could get a better deal today. Don't wait, though: Interest rates could start falling....

You’re More FI Than You Think

With inflation taking a big chunk out of everyone’s paycheques, it seems like becoming financially independent is becoming increasingly hopeless. But have you considered that you may already be ...

Americans Resolving to be ‘Practical’ Financially in 2025

Fidelity’s 16th Annual Resolutions Study finds unexpected expenses and inflation are top…...

4 Planning Tasks That Can Better Position Your Retirement Income For 2025

Position your retirement income for 2025 with these 4 smart planning tasks. From inflation protection to portfolio rebalancing, ensure financial peace of mind....

Physician on FIRE Monday Markets: Dovish Cuts, Trade Riddles & Tech’s Triumph

Welcome back to Physician on FIRE’s weekly market updates! Next week’s U.S. inflation data could flip the switch on a ... Read more...

How Big Will The Raise Be For Social Security In 2025?

While inflation has been easing downward, it has still been pinching retirees’ budgets. Will retirees still be getting a big raise via their Social Security Cola?...

What is your IRA spend plan in your retirement years?

Should I try to keep my IRA spend down such that my year-end value stays the same every year, goes up with inflation, or draws down to leave just a small amount at the end of my life expectancy. I und...

What Social Security Beneficiaries Should Know About 2025 Numbers

Declining inflation led to the lowest cost-of-living adjustment since 2020, with the 2025 COLA set to rise 2.5%....

Advisers Share What They and Their Clients Are Thankful For

From pie to growing retirement accounts to moderating inflation, financial advisers and their clients have much to be happy about this Thanksgiving....

Scared To Spend? (You’re Not Alone)

It’s hard to spend money in retirement. I get it. I’ve been there. That paycheck has stopped, inflation is rampant, and you’re afraid your money may run out before you […] The...

Planning for 2025's tax brackets and retirement rules

The adjustments reflect how inflation is slowing down and upcoming changes to the rules based on the Secure 2.0 Act and the Tax Cuts and Jobs Act....

The 2025 Federal Tax Brackets and What It Means For You

The IRS recently revealed its tax inflation adjustments and updated tax brackets for 2025. These adjustments are aimed at helping ... Read more...

401(k) and IRA Contribution Limit Changes for 2025: What to Know Now

IRS inflation adjustments typically mean higher contribution limits for the new year....

2025 Tax Brackets: New Ideal Incomes For Workers And Retirees

The IRS has announced new income limits for its seven tax brackets for 2025, with income thresholds increased by about 2.7% to adjust for inflation. This follows a 5.4% increase in 2024 and a historic...

'Diet' COLA: Advisors talk to clients about the lowest increase in years

With inflation figures falling, retirees can expect a 2.5% increase in 2025. Here's how planners are guiding clients through the impact of that slight bump....

2025 Drug Plan Premiums: Under Control But In Flux

One of the goals of the Inflation Reduction Act is to lower drug costs for Medicare beneficiaries. The $2,000 cap on Part D out-of-pocket costs are a big step forward....

Tech’s Next Bull Run: Time to Ride the Post-Fed Wave?

This week, all eyes are on the Fed’s Core PCE inflation report, which is expected to guide markets after last ... Read more...

Your First Look At 2025 Tax Rates: Projected Brackets, Standard Deductions And More

Inflation-adjusted amounts in the tax code are expected to increase by 2.8% from the 2024 numbers—about half the increase that taxpayers saw in 2024....

Is FIRE Still Possible in 2024?

We’ve all collectively been through a rough few years. After a brutal global pandemic and stock market crash, followed by years of inflation and the subsequent rise in interest rates, you can be...

Goodbye Medicare Part D Donut Hole; Hello $2,000 Cap

The Inflation Reduction Act is taking steps to provide financial relief for beneficiaries by lowering drug costs....

Got a Hot Rate on a Money Market Account? Think Again

After taxes and inflation, the real return you get may not be as good as you think. Here's another approach to consider: fixed deferred annuities....

Third Quarter Finance Tips to Turn Things Around

In mid-2024, Americans are still facing high inflation and high interest rates. And they are saving less and spending less. According to data from the Commerce Department, “The personal saving r...

Sequence of Returns Risk and 5 Strategies To Make Your Retirement Last

When it comes to planning for retirement, there are a number of risks to consider, including market crashes, inflation eating ... Read more...

Our Frugal Grocery Shopping Strategy

Last month, consumer sentiment dropped to the lowest level in six months. However, the economy is strong. Why are consumers feeling down about the economy? Inflation is slowing, but prices are still g...