How to Break Free From the 'One More Year' Trap and Actually Retire
Despite having more than enough money to retire, some people simply cannot leave their jobs....
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Despite having more than enough money to retire, some people simply cannot leave their jobs....
An interview with Dr. Dimitrios Tsatiris, a practicing psychiatrist and author, where we talk about helping docs avoid burnout, why so many physicians are struggling with burnout, and what we can do t...
In Spring 2025, I sold one of my properties and successfully excluded $500,000 in capital gains, tax-free, thanks to the IRS Section 121 Exclusion. For those unfamiliar, this powerful rule allows home...
? Show Notes In this episode, Roger Whitney returns after a month off, ready to help you rock your retirement! He answers listener questions on a range of topics, including the benefits of choosing be...
Budgeting is one of the most important money skills, but also one of the hardest to get right. Most budgets fail because they’re built on unrealistic plans, bad habits, or missing details that c...
Retirement in Greece means good weather and great food, but deciding which part to call home can be tough....
What's the best real estate structure for you to use? REITs, direct ownership, crowdfunded or direct syndications? Today, we map it out. The post How to Start Investing in Real Estate appeared first o...
How to Get a $500 Cash Advance No Credit Check...
You should never be rushed into buying an annuity. But now that they can be sold quickly and easily online, you need to be more alert than ever to pushy salesmanship. Here are four signs you're workin...
ESI Money is a site about managing your money, so you can become wealthy. This site is a summary of ... Read more...
If 20% of WCI readers are DIYers and 30% are delegators, how can the other 50% get truly great financial advice at a fair price? The post How to Get Real Financial Advice If You Need It appeared first...
In this episode, Roger Whitney welcomes Michael Easter, New York Times bestselling author of 'The Comfort Crisis' and 'Scarcity Brain.' They delve into the concept of overcoming frugality and the evol...
When applying for your Social Security benefits, consider the new enhanced deduction for people age 65 and older, as well as your health, family situation and other financial issues....
History shows that consistent, disciplined investing far outweighs any attempt at market timing, so focus on long-term growth and tune out the sky-is-falling news headlines....
Sibling Bonds May Wax and Wane: Here's How To Safeguard Them...
I made two big mistakes when I was pursuing financial independence… The first was I put off happinessuntil I hit FI. The second was I also put off my health. In today’s episode of the Fin...
On today’s episode of the Financial Independence Podcast, I welcome back Ramit Sethi from I Will Teach You to Be Rich! I needed someone to come on the show to provide some tough love and Ramit w...
Retirement is meant to be a time of relaxation and living life on your terms. But for many retirees, this dream is under threat from a growing epidemic — cyber scams....
Newly retired here. I'm having a hard time finding good volunteer opportunities. I started by considering where I would love to volunteer and decided on the culture sector. In my city (Toronto), a lot...
The hardest part of retirement isn’t always financial, it’s psychological. For many, stepping away from work isn’t a light switch, but a dimmer that adjusts over time. This episode o...
Stressing over shrinking savings, rising healthcare costs, or losing your purpose can give you chills, but smart money moves can lead to financial freedom and a happy retirement....
Can I get a mortgage without a credit score? Yes, but it’s not simple, and it’s definitely not for everyone. I was a mortgage broker for a year back in 2000. I couldn’t believe these...
Your life told well could be the best gift you can leave....
(I’m thinking about posting this on LinkedIn) Hello friends and colleagues, It’s been a long time since I posted on my own (instead of just comments to other people), but it’s probab...
Required minimum distributions from IRAs and 401(k)s can become a major tax burden during retirement, but you can reduce the burden....
Proper preparation is everything for U.S. retirees when planning an Italy "trip of a lifetime."...
Play should be an important component of both work and retirement. Explore why it's so important and how to do it more. The post It’s Time to Play! Why Having Fun is So Important In both Work an...
Long-time readers know that we’ve been playing the credit cards travel rewards game for several years now. The more we learn how to play the game more efficiently, the further the rewards have t...
If your adult child needs financial help, of course you want to provide it, but crafting a plan that also protects your financial and emotional well-being is vital....
Is your glass half full or half empty? Learn why financial optimism delivers better outcomes and how to develop a sunnier outlook and why optimistic realism is the sweet spot. The post Financial Optim...
When you inherit a property, the decision to keep, rent, or sell can feel overwhelming, especially when emotions are involved. Here's what you need to consider....
What does it mean to be a “Conscious Elder?” With a strong sense of self awareness, it’s about discovering how to unlock the deeper wisdom your story has to offer. In this episode, w...
Retirement isn’t the finish line. It’s a time to rewind and rediscover the next phase of your life as a time of reinvention and impact. In this episode, we discuss: The origins of retireme...
If you’ve ever found yourself wondering whether you really need a financial advisor, this episode is for you. James and Ari unpack the deeper reasons people seek financial guidance—and why...
Today, I'm speaking with Dr. Ross Andel. Dr. Andel is a gerontologist, professor, and director of the PhD program at Arizona State University. Ross has spent decades researching aging, memory, and lif...
How can you use the recent market crisis to refine both your portfolioandyour character? In this episode, we discuss: Why times of turmoil are opportunities for personal growth How to reinterpret stre...
If you saw the amount of time you had left to live—whether it was one day or one year—how would you spend it? What would you worry about? In this episode, we discuss: How to let go of alwa...
How would you rate yourself on the retirement readiness scale? When you understand where you are and how to proceed, you are more likely to feel elevated confidence to and throughout retirement. In th...
In retirement and beyond, strong social connections are at the heart of human happiness and fulfillment. But to create those solid relationships, you often need to learn how to dig deeper with your co...
You want to ensure you have all your ducks in a row before entering retirement. Today, we’re pulling back the curtain on the biggest retiree regrets so that they don’t become yours too. In...
Today, I'm joined by one of the country's most renowned tax and retirement distribution experts—Ed Slott. Ed is a CPA, best-selling author, and the founder of Ed Slott and Company. He’s al...
Are you living a life that reflects the legacy you want to leave behind? Join us as we wrap up our exploration of the Wise Wealth Matrix with this final installment. In this episode, we discuss: Why m...
How to Sell On Etsy and Make Money: Step-by-Step Guide [2025]...
Forget FOMO. FOGI — Fear of Getting In — is the feeling you need to learn how to manage so you don't miss out on future investment gains....
Del Walmsley promises financial freedom through real estate. His company, Lifestyles Unlimited, teaches people how to use leverage, rental income, and mindset to retire early. But does Lifestyles Unli...
Everyone’s talking about it lately. Mortgage rates are high again, but millions of homeowners are still sitting on ultra-low fixed rates locked in during the pandemic, loans in the 2s, 3s, or lo...
The 'Rule of $1 More' explains how to plan for critical retirement thresholds. Because "you don't want to step off a cliff just because of $1 more."...
If you're leaning toward implementing the 4% rule when it comes to withdrawals in retirement, here's how to know how to adjust as you go The post What Does It Mean to ‘Adjust as You Go’ in...
All July long, we’re featuring a special replay series of standout episodes—and this week is no exception. Join us for a special episode as we welcome Christine Benz to discuss her book, "...
For nearly 25 years, Vanguard has offered exchange-traded funds (ETFs) to its investors as a share class for many of ... Read more...