How To - Get Smart About Retirement

FIRE as a Family: How to Retire Early Without Deprioritizing Your Kids

Learn what families need to be aware of when following the FIRE movement.

money.usnews.com Jul 30 2026

GLP-1 Medicare Coverage: How to Get It for $50 (And the Catch)

A new CMS program finally brings Wegovy and Zepbound within reach for seniors. But a hidden rule about your deductible could cost you thousands.

kiplinger.com Jul 29 2026

How to Open a 530A (Trump) Account for Your Child

Here's a step-by-step process (with screenshots) on how to open a 530A (Trump) account for the children in your family. The post How to Open a 530A (Trump) Account for Your Child appeared first on The...

whitecoatinvestor.com Jul 29 2026

How to Talk to Your Parents About Money Without Overstepping

Talking with your parents about their money can be awkward, but it's necessary to know what's up as they get older. These tips can help.

kiplinger.com Jul 28 2026

How to Inflation-Proof Your Retirement Without Cutting Costs (You Can Even Take Your Dream Vacation)

There are no two ways about it: Inflation will affect your retirement savings. But you can plan for rising costs without losing the lifestyle you want.

kiplinger.com Jul 27 2026

The Inheritance Dilemma: How to Pass Down Wealth Without Destroying Ambition

Parents planning to leave money to their children fear one thing: Will wealth make their character or break it? There are some practical ways to find out.

kiplinger.com Jul 25 2026

How to help 'sandwich generation' clients manage care and build wealth

More than half of Americans in their 40s are considered the "sandwich" generation, supporting both their aging parents and raising kids. Here is how financial advisors can support them.

financial-planning.com Jul 23 2026

I'm a Financial Planner and an Only Child: Here's How to Navigate Your Parents' Older Years Solo (and Why I'd Recommend a Postnup)

If you're the only child of aging parents, decisions about care and financial affairs may fall to you. These are the risks — and the conversations to have now.

kiplinger.com Jul 20 2026

How to Calculate Your Social Security Break-Even Age

Delaying can increase your benefit, but whether that's worthwhile in the long run depends on other factors.

money.usnews.com Jul 18 2026

How to Strengthen Your Charitable Impact and Legacy Amid the Great Wealth Transfer

If you want to use an inheritance to create a charitable legacy, how can you ensure younger generations will carry your wishes forward?

kiplinger.com Jul 17 2026

5 Books to Read When You Have ‘Enough’ and Need to Learn How to Be Rich

Once you're financially independent, you don't need more books on how to get rich. You need someone to teach you how to be rich. The post 5 Books to Read When You Have ‘Enough’ and Need to Learn How t...

whitecoatinvestor.com Jul 17 2026

How to Leave a Legacy to Your Loved Ones — and Keep Probate Out of It

Putting the right documents in place for your loved ones now can shield them from the stress and legal hurdles of dealing with your estate later.

kiplinger.com Jul 16 2026

Long-Term Care Insurance Alternatives: How to Craft a Flexible Plan to Help Cover Future Health Needs

Rising premiums, fewer options and limited benefits can make a long-term care policy hard to find and hard to afford. There are alternatives to cover the costs.

kiplinger.com Jul 15 2026

How To Claim The New $1,000 Saver’s Match Before You Lose It

Eligible workers can get up to $1,000 from the new Saver’s Match starting in January. Learn how to open an account, check your income and secure the full benefit.

forbes.com Jul 15 2026

Retirement Toolkit: How to Rebalance a Retirement Portfolio

This week Roger explains why rebalancing is one of the most important disciplines in retirement planning. In the Retirement Toolkit, he explores the difference between a traditional investment allocat...

share.transistor.fm Jul 15 2026

5 Costly Mistakes That Can Trigger Medicare Surcharges — And How to Avoid Paying Thousands More Than You Should

Your income will determine how much you pay, but here are some smart strategies that can help you lower your premiums.

kiplinger.com Jul 12 2026

How to Access Retirement Money Before Age 59 ½

This podcast episode discusses the Rule of 55 retirement strategy, as well as listener questions about the risks of linking financial accounts to budgeting apps like YNAB, strategies for optimizing Tr...

whitecoatinvestor.com Jul 09 2026

Beyond SSI/SSDI: How To Get The “Chronically Ill” Lifetime IRA Stretch

How families can preserve valuable inherited IRA stretch treatment for a child or grandchild who needs support but doesn’t qualify for SSI or SSDI.

forbes.com Jul 08 2026

How to Design Your Retirement Declaration of Independence to Build the Life You Want

The paradox of retirement freedom is that the system you retired from gave you order but took away control. True freedom lies in giving life a new structure.

kiplinger.com Jul 04 2026

How to Use a Medicaid Asset Protection Trust to Help Shield Your Family From Long-Term Care Costs

Medicaid Asset Protection Trusts can help protect your savings from being drained by long-term care costs, ensuring assets remain available for your family.

kiplinger.com Jul 03 2026

FAQ: How to Input Data for Deferred Assets and Expected Non‑Recurring Expenses in the Actuarial Financial Planner

Households often have assets they expect to use during retirement that are not level streams of income, as well as expenses that are not expected to recur every year. These items need special handling...

howmuchcaniaffordtospendinretirement.blogspot.com Jul 01 2026

The 'Florida Flip' for Roth Conversions: How to Use a No-Tax State to Lower RMDs

Staring down a massive RMD tax bill at age 75? Relocating to a zero-tax state for a few years could slash your Roth conversion costs. Just beware of the pitfalls.

kiplinger.com Jun 30 2026

Money Dysmorphia: What It Is, Who Has It, and How to Fix It

Money dysmorphia is a distorted view of your finances, even when the numbers are fine. Here’s how to spot it and what to do about it. The post Money Dysmorphia: What It Is, Who Has It, and How to Fix ...

boldin.com Jun 30 2026

Longevity Is Your Greatest Asset in Retirement: If You Know How to Use It to Your Advantage

To ensure a fulfilling retirement, view longevity as an opportunity and maintain a balanced portfolio that accepts some risk while planning for substantial costs.

kiplinger.com Jun 28 2026

Average TSP Balance By Age In 2026 And How To Know If You're On Track

How does your Thrift Savings Plan compare? Discover the average TSP balance by age in 2026, explore new contribution limits, and see if you are on track.

forbes.com Jun 28 2026

How to Take a Required Minimum Distribution (RMD) at Vanguard

Here's what you need to know about how to withdraw your RMDs from Vanguard. It's not as difficult as you might think. The post How to Take a Required Minimum Distribution (RMD) at Vanguard appeared fi...

whitecoatinvestor.com Jun 27 2026

How To Overcome The Guilt Of Not Taking Care Of Your Own Kids

This past Father's Day, June 21, 2026, I had a choice to make. I could play pickleball from 9am to 12noon at an indoor club called Flyte, a 30-minute drive north. Or I could take my kids 30 minutes so...

financialsamurai.com Jun 26 2026

How to Use Copilot to Implement the Actuarial Approach

We have recently received inquiries as to how to use Copilot to implement the Actuarial Approach. Copilot can use different data sources to provide reasonable results, but we recommend that you provid...

howmuchcaniaffordtospendinretirement.blogspot.com Jun 26 2026

Estimated Tax Penalties Aren’t Always Final — Here’s How to Shrink Them

If you don't pay enough in quarterly estimated taxes, the IRS could penalize you. Here are some ways to reduce those penalty payments. The post Estimated Tax Penalties Aren’t Always Final — Here’s How...

whitecoatinvestor.com Jun 26 2026

IRMAA: The Medicare Premium Surprise and How to Avoid It

This week Roger breaks down IRMAA Medicare surcharges and why retirees should understand them without letting them dominate retirement planning decisions. He explains how the income thresholds work, c...

share.transistor.fm Jun 24 2026

Tomorrow Isn't Guaranteed: How to Stop a False Sense of Security From Destroying Your Financial Plan

Even the best financial plan can be derailed when we're too overwhelmed to follow the guidance it sets out, or worse, think we can always act on it tomorrow.

kiplinger.com Jun 21 2026

Newly Retired Looking to Downsize, How to Finance?

Hello, I am recently retired. I am not collecting SS yet. I am living off of my wife's small income and a severance I received from work. I have a very healthy 401k balance a few small pensions so we ...

reddit.com Jun 21 2026

Paper Social Security Checks Are on Their Way Out: How to Help Your Aging Loved Ones Cope

Electronic Social Security payments are being touted as faster and safer than paper checks. But those who rely on them will need support to make the transition.

kiplinger.com Jun 20 2026

How to Kick SpaceX Out of Your 401(k)

It is impossible to beat the stock market. But if you want to divest your retirement of Elon Musk-related companies, here is the best way to do so.

nytimes.com Jun 14 2026

You've Spent a Lifetime Amassing Your Stuff. Here's How to Get Rid of It.

Key tips to tackle decluttering (before someone has to do it for you).

kiplinger.com Jun 13 2026

Retirees view market dips as a harbinger. Here's how to reassure them

Longevity and constant financial tickers these days often trigger retirees' fears that they will outlive their assets. Here's how financial advisors can coach them through.

financial-planning.com Jun 11 2026

Legacy Planning for Moms: How to Protect Your Family From Chaos and Conflict

Organizing your financial, digital and legal affairs and talking openly about your final wishes is one of the most loving gifts you can give your family.

kiplinger.com Jun 10 2026

$1.6M in One Stock? Here's How to Get Out Without Getting Crushed - 583

Schedule a Free Financial Assessment with an experienced professional: https://bit.ly/PureFreeAssessment Joe Anderson, CFP® and Big Al Clopine, CPA spitball for people sitting on life-changing gains w...

purefinancial.com Jun 09 2026

How to Stay Calm When Market Volatility Hits Your 401(k)

Wondering what to do with your 401(k) during market volatility? While market downturns can be unsettling, panic selling, stopping contributions, and taking early withdrawals often cause more damage to...

401kmaneuver.com Jun 08 2026

Passing the Torch Without Burning Down the House: How to Master the Art of Family Business Succession

You might hope for an easy transition, but your children could have different ideas about who gets what. Talking about it early could head off divisions.

kiplinger.com Jun 08 2026

How to Talk About Touchy Subjects With Loved Ones, Before a Crisis Turns 'Ifs' Into Reality

Life events can wreak greater havoc with finances than any market downturn. Here are some pointers on holding "that" conversation with your loved ones.

kiplinger.com Jun 08 2026

How to Stop Second-Guessing Financial Decisions You've Already Carefully Made

When financial choices never feel settled, the issue often isn't the plan itself, but how your priorities, emotions and mindset shape the way you stick with it.

kiplinger.com Jun 06 2026

How to Use Bad Housing Data to Negotiate a Lower Price

In real estate, money is made on the purchase, not the sale. That means every dollar you negotiate off the asking price is a dollar straight to your net worth. So you need every tool at your disposal:...

financialsamurai.com Jun 05 2026

How to Retire on a Cruise Ship

From Medicare gaps to housing choices, life aboard a cruise ship demands more planning than many expect.

money.usnews.com Jun 03 2026

How to Get a Full Step-Up in Basis (Even If You Don't Live in a Community Property State)

Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. Contact Devin's team at https://carrolladvisory.co/podcast1 C...

bigpictureretirement.libsyn.com Jun 02 2026

Objective Financial Advice vs a Product Pitch: How to Ensure You Hire the Right Financial Expert Rather Than a Salesperson

One of your most important financial decisions is who you trust for advice. Your best bet is a fee-only professional legally committed to your best interests.

kiplinger.com Jun 01 2026