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How to protect your assets in retirement
So I'm a little ways out from retiring. I'm planning on buying a house soon. I'm going to have to continue paying on the house through part-time contracting work even after I retire from my full-time ...
How to figure out tax income bracket?
Ok retired 3 days ago. Married, both retired. I m no financial brain surgeon so please be aware of this. So i retired half-way through the year and have to figure out our tax bracket. I don’t wa...
How to Protect Your Digital Assets From Estate Tax
Estate planning is critical to ensure heirs don't get hit with millions in estate taxes after you die. You can also protect your digital assets from litigation....
How to Handle Irrevocable Trust Assets Tax-Efficiently
Irrevocable trusts can be structured so that trust property is either included in the potentially taxable gross estate or removed. What are the pros and cons?...
How to Write a Personal Will and Ensure It’s Legally Binding
Today, we’re diving into something that’s not exactly fun to think about but is absolutely crucial for your financial peace: writing a personal will. Now, I know talking about writing a wi...
How to Achieve Financial Freedom: A Guide for Wise Money Management
Our life decisions are often determined by the amount of money we have at the bank. Having too much means having flexibility in terms of your lifestyle. However, you could be a high-earner and, at the...
How to Decide the Right Time to Take Your Pension
Learn how to calculate the impact on your pension from changing your start date and evaluate the value of your pension based on your financial situation. I recently received a question from a listener...
How to Organize Your Financial Paperwork for Your Heirs
A guide to organizing your financial paperwork so heirs have any easier time getting affairs in order....
How to Give to Charity and Also Generate Retirement Income
Two ways to give to charity — a charitable gift annuity and a charitable remainder trust — can save you taxes and generate income....
How to Estimate Your Tax Bill in Retirement (And How to Pay it)
David has a question about taxes in retirement: When you’re retired and no longer getting a regular paycheck from which your employer withheld tax payments on your behalf, how do you estimate th...
How To Find The Right Guidance To Fight Your Financial Education Gap
Shame around finances likely builds from the lack of education we have on the subject. Here's how to address your financial literacy or shame, depending on your need....
How To Build An Antifragile Financial Plan With 4 Buckets
Your financial plan can be antifragile, strengthening under stress, with a 4-bucket approach....
Beware of Bug Bites: A Guide to Dangerous Insects and How to Stay Safe
Bugs can be small, but dangerous! Nature's amazing ecosystem is also home to millions of insects, some of which can create serious risks to human health. From venomous spiders to disease-carrying mosq...
How to Use Annuities for Retirement Paychecks
Predictable income can provide stability and peace of mind. Here’s how to decide whether an annuity is right for you — and sort through the options....
How to Score a Hole in One With Your Retirement Planning
The easy swing and follow-through of retirement planning starts with simple fundamentals. Start with your stance (aka your financial plan), choose the right club (aka asset allocation) and go from the...
How To Move Out Of The U.S.: This New Company Will Help You Live Abroad
Want to move out of the U.S.? A new company called Expatsi is helping Americans move abroad and live their dream life....
How to Get the Most Out of Your Pension
If you’re expecting a pension when you retire, your decisions on how it’s distributed could have long-term effects on your financial security....
The Economics of Sports Trading
In sports trading, the real game is buying and se­lling odds to make money, like trading stocks. This guide­ shows how to use changing odds, supply and demand, and real-time­ info to your ...
How to Shop for Annuities Like You’re Buying a Car
Figuring out which annuity suits you best starts with knowing what you want the annuity to do for you. Like vehicles, there are lots of options and add-ons....
How to Donate Your Life Insurance Policy to Charity
Donating an unneeded life insurance policy to charity can extend your charitable legacy. To maximize that gift, consider methods that may reduce your tax burden....
How to Be Strategic With Your Retirement Withdrawals
To make your savings last, you need to know how to draw from the right investment … at the right moment....
7 Strategies to Bump Up Your Retirement Date
So, you want to retire at 60 and live until 100? Here’s how to get your financial act together....
How To Choose An Advisor
Choosing an advisor is important to your financial future and on this episode we discuss some important considerations that you may want to incorporate in your evaluation process. Glenn is available f...
How to Save Thousands on Car Maintenance in 2024: Expert Secrets Revealed
Cheapest Insurance Deals for 2024 Explore and compare rates from over 50 top insurance companies, including Progressive, Travelers, AAA, and Nationwide, to find the best car insurance deals. Get Your ...
How to Build a Retirement Income Plan
Sponsored Content from Sensible Money...
The Cheapest Car Insurance in 2024 (and how to save more)
Cheapest Insurance Deals for 2024 Explore and compare rates from over 50 top insurance companies, including Progressive, Travelers, AAA, and Nationwide, to find the best car insurance deals. Get Your ...
Where/How to Access Funds for Pre Retirement Project?
Where/How to Access Funds for Pre-Retirement Project? We need about 40,000 for a home improvement before we retire. Our house is almost paid off and my partner would like to age in place. To get this ...
Developing An Advantage In Human Communication: Truly Listening
Understanding what’s happening from a neurological perspective, we can develop an unfair advantage in human communication by learning how to truly listen....
Why the Russell Small Cap Value Index Sucks (and How to Ditch It)
By Dr. Rikki Racela, WCI Columnist When I read Dr. Jim Dahle’s excellent post on choosing the best small cap value ETF, I was floored by how different the performances of these ETFs were despite...
How to have inheritance talk with parents/children
Honestly I wasn't sure of the best place to ask such a thing, but logic brought me here because the demographic of retiree is the one who has the wisdom to answer this question. Maybe you've been thro...
How to Be Open About Money in Your Marriage
What to do when only one spouse handles the finances...
How to Optimize Inheritance to Your Children
Ever wondered how to leave a lasting legacy for your kids without the taxman taking a huge chunk? FiPhysician’s Dr. ... Read more...
How To Navigate Uncertainty in Retirement Calculations
As a financial planner working primarily with people on the path to FIRE, preparing to retire, or making other life transitions, most people come to me for one reason more than any other. Planning can...
How to Roll Over a 401(k)
Here's how to roll over a 401(k) to a traditional IRA, Roth IRA or even to a Roth 401(k)....
Scams in Retirement: How to Get Fraudsters to Scram
If a caller asks you for money or personal info like account numbers and passwords, you should hang up. Here’s how to spot scammers and protect yourself....
Are You a Money Dummy? Here’s How to Fix That
Lots of us didn’t learn about finances in school (or at home). No worries. To get ahead, you just need to dive right in and get started....
How To Donate 80,000 Comic Books—And Get A Marvelous Tax Break
Seven decades after he became addicted to Superman, Gary Prebula’s collection of graphic novels and comics has a permanent home at the University of Pennsylvania library....
How To Choose The Right Home Accounting Software
Using Excel sheets to track your finances just isn’t cutting it anymore, and let’s face it - they can be about as exciting as watching grass grow. Today, accounting software is streamlined...
How to Add Home Equity to Your Retirement Income Planning
Home equity is sometimes overlooked as a viable resource in retirement. You don’t have to sell your home to find income and liquidity....
I'm not sure how to go about accessing my retirement funds
I am 63 have enough money in investment accounts that I should be able to retire. But I am really unclear about how I go about withdrawing money to live on. I have a Schwab investment account, a tradi...
How To Build A $1 Million 401(k) With A Savings Strategy
With the recent market jumps, the number of investors with $1 million in their 401(k) has also seen a boom. Here's how you can save and enjoy the next market push....
How To Boost Sales Bookings
Elevating your company’s sales bookings is essential for growth and profitability, yet many professionals find it challenging to do so efficiently. A clear understanding of the sales process, co...
Most Seniors Have Heart Disease - How to Reduce the Risk to Your Life
Heart Attacks Can Happen without Warning! Heart disease remains the leading cause of death worldwide, affecting millions of individuals each year. In fact, if you are over the age of 60, there is grea...
How to Organize Finance Life for Long-Term Success
Organizing your finances can seem overwhelming, but it is entirely doable if you take the appropriate actions. Discover how to manage your finances with focused techniques for creating budgets, paying...
How to Assess and Sell Your Collectibles
A look at how to assess and sell collectibles that you keep, including jewelry, coins, sports memorabilia and more....
How to Hack Capitalism
I get requests to blurb/promote books often, but now that I have an energetic 8-month-old who just started crawling (I’m both in awe and horrified), I don’t have much time to read books. W...
How to Discuss Retirement When my Spouse has most of the Savings
Hello all - new to the community. I am a 60 year old male in a committed relationship with my spouse. I make good money and so does she and we live in a downtown condo that has developed quite a bit o...
How to Save Money for Students
As a student, managing your finances can feel like a challenging course all on its own. Whether you’re navigating through high school or maneuvering through the complexities of college life, kno...