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You don't need $1 million in a 529. A 529 doesn't have to pay for everything either. Here's how to break away from the 529 lunacy. The post 529 Insanity appeared first on The White Coat Investor - Inv...
Negative messages are often sent during retirement and birthday celebrations without knowing it. We can all learn how to be more positive and send friendly messages....
The wealthy favor private equity and credit (and private placement life insurance) for higher returns with no taxes. If you're worth $1 million, you can, too....
Financial knowledge isn't enough. Without the X Factor, you'll never reach financial success. Here's how to get to the next level. The post The X Factor appeared first on The White Coat Investor - Inv...
If you don’t believe the world will grant your children a fair chance to succeed, you may want to take matters into your own hands as parents. One way is to set them up for financial independenc...
Starting retirement savings later in life can feel daunting, but it’s far from impossible....
How to Make Money on Audible in 2025...
Even with $1 million in savings, you’ll need to plan smart to have a financially secure retirement....
It's never too late to start planning and saving for life after work....
When you leave your business, your retirement, your employees and your legacy are at stake....
Planning ahead for early retirement can help you avoid some common obstacles. But it will also help you cope if you lose your job unexpectedly....
Paying off debt sounds simple, just spend less and make bigger payments. But in reality, most people end up frustrated, watching their balances barely shrink. The problem isn’t just owing money,...
Dreaming of retiring overseas without being limited to just one place? Try semi-retiring abroad. What you need to know about visas, taxes and the best countries for expats....
Americans need to pay more attention to making sure the money they’ve saved will last through retirement....
Wisdom pauses, asks more questions, considers, calibrates, compromises, and yes—wisdom changes course....
Making incorrect assumptions about tax brackets, tax-loss harvesting, charitable giving, estate taxes and more can cost you big-time in retirement....
Markets roiled earlier this year because of the short-lived Canadian and Mexican tariffs. Is this a harbinger of things to come or a budding opportunity?...
401(k) plans are designed to help in retirement, but if you don’t follow the rules, you may find yourself facing 401(k) withdrawal penalties. This is because the purpose of a 401(k) plan is to p...
You’ve worked hard, built wealth, and reached financial security… so why is it still so hard to spend? In this episode, we dive into the unexpected challenge of shifting from a saver&rsqu...
Putting your aging parents' financial house in order can give you a clearer picture of where they need support and how to balance that with your own plans....
Making money isn’t about grinding away at a 9-to-5, waiting for a raise that barely keeps up with inflation. The real game is figuring out how to make cash flow on your terms. Many people have t...
How to Save Money on Groceries in 2025: 15 Tips You Should Try...
25 Easy Ways: How to Make a Lot of Money Fast in 2025...
Better cash flow management could have a bigger impact on your retirement savings than simply making more money. Here's how to manage that....
A new analysis finds that a diligent saver who leaves the money untouched for decades can accumulate $1 million. But not everyone with an H.S.A. can afford to leave the money untapped....
Learn how to relate your money with a sense of gratitude by using these 20 money affirmations....
Here’s a retirement spending strategy that offers a realistic balance between frugality and outliving your savings by spending too much money....
I have a situation where I want to ensure that my spouse does not get manipulated by our relatives after my death. My spouse has always been a very giving person, and I feel the need to protect our as...
From independent living to continuing care retirement communities, retirees have a lot of ways to live out their golden years. But it ain’t cheap....
We have never been big fans of Monte Carlo models for determining how much one can afford to spend in retirement from year to year. As actuaries, we believe that following the simple “3M” ...
Fraudulent brokerage account transfers via ACATS are rare but devastating. Learn how to protect your accounts from ACATS fraud in this case study. Learn the Nuts and Bolts I put everything I use to ma...
Learn how to turn regrets into motivation to build a better retirement with guest Lori Emerick of Aspen Group Consulting....
Finding the right financial adviser for retirement planning can save you time and money in the long run....
How to Become an Amazon Reviewer in 2025...
Financial Flexibility: How to Handle Check Cashing Challenges Without Stress...
Here's how to decide if you are better off renting or owning a home in retirement....
Learn how to find meaning and purpose in retirement after a life in public service with retired librarian and current retirement coach Susan Hawk Schneider....
ProFeds Founder, Chris Kowalik, reviews the IRS rules which allow you to take from your TSP at various ages (and if you’re allowed to access TSP between now and 9/30). KEY TAKEAWAYS: How do empl...
ProFeds Founder, Chris Kowalik, highlights what federal employees need to do to keep their government health insurance (FEHB) and government life insurance (FEGLI). KEY TAKEAWAYS: What requirements mu...
If you buy a car on credit, it's a negative status symbol and says you don't know how to manage money well. Here are 15 reasons to pay cash. The post Quit Buying Cars on Credit — 15 Reasons to P...
These proposals to save Social Security may require big changes, but Americans want politicians to act. Are you willing to pay more taxes?...
If you must retire early due to disability or to care for a loved one, these six steps to make it work financially....
As someone who literally wrote the book on how to negotiate a severance package, I love severance case studies! The second rule of FIRE (Financial Independence Retire Early) is simple: never quit your...
You, like many Boldin users, might have enough to retire, but are scared to start spending. Get 7 tips for moving to a spending mindset. The post Going from a Saving to a Spending Mindset: How to Stop...
Worry about the scarcity of time, money, food, etc... can be a problem in lots of situations - including retirement. Learn how to focus on what's important! The post Scarcity: Don’t Let it Steal...
More older workers report instances of ageism. Here's how you can stop age discrimination before it affects your career and retirement savings....
A financial adviser who knows all about surviving natural disasters recommends ways to mitigate long-term damage to your financial health after a disaster....
No one likes having regrets. And yet, we all have them. Regarding the regrets of retirees, a recent study reveals some interesting findings that we can all learn from. Studying […] The post 5 T...
How you grow up shapes you financially. That can make things tricky for couples and their kids, so follow these four steps to help establish your family values....
I have one Ira that was made from a 401(k) rollover when I retired. I am working part time to supplement my income. My question, is I have about 90% of the Ira in ETFs and 10% in the money market opti...