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I just retired and had to buy a house late. I am in year 3 of a 30 year mortgage at 6.375%. I have enough in pre-taxed income, 401k, HSA, and Roth to live comfortably but not lavishly. Would I be smar...
I had never heard of Grant Cardone until I got on X and saw one of his ads. He was telling people to pull money out of their 401(k)s to buy real estate, not with a no-money-down strategy, just straigh...
Saving money at home doesn’t have to mean cutting corners. The real win is finding simple upgrades that give back time, cash, and sanity without turning life into a DIY marathon. Most people jus...
When it comes to selling a home, first impressions are everything. Yet, many sellers make the mistake of thinking buyers can look past an empty room, outdated furniture, or a poorly lit space. The rea...
Buying a house can feel like a game you weren’t taught the rules to. One wrong move and you’re stuck with a home with constant repairs or a daily drive that makes you question your choices...
Exploring the 4 major factors that need to be considered when deciding whether to buy your vacation home in retirement or continue renting....
Today kicks off a brand-new series on estate planning. Estate planning is one of those things everyone knows they should do—but far too many people put it off, sometimes until it’s too lat...
The first year after purchasing a house is the most dangerous and potentially challenging period. This is particularly true for first-time homebuyers who likely stretched their finances to achieve a 1...
I know many people who have hybrid work schedules or work from home and have a full home office with a big work desk, big office chair, dual monitors, etc. I know others who keep a home office to work...
In many of our prior posts, including our post of March 8, 2025, we have strongly encouraged readers to estimate the potential impact on their Funded Status before making a significant financial decis...
Let’s talk housing prices. If you’ve been casually scrolling real estate listings and thinking, “Wait…wasn’t this $200k like two years ago?” you’re not imagi...
As stocks plummet and recession fears grow, there’s one silver lining worth highlighting: the increasing value of your home, if you own one. A home is a fundamental necessity for survival, stock...
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
The partnership comes at a time when more advisors look for services to help support them…...
The Trump administration has cut by more than 40% the staff that oversees critical programs for older adults and people with disabilities who live at home....
Owning a vacation home seems like the dream, until factoring in maintenance, property taxes, and the reality of only using it a few weeks a year....
They came to the U.S. to live and work, but they want to retire in the old country. Here's how to juggle the move back home....
Saving money isn’t about cutting out everything fun, it’s about being smarter with what you’ve got. A few simple changes at home can free up extra cash without making life harder. Th...
Estate planning gets tricky when you have assets and/or beneficiaries outside the U.S. To avoid costly inheritance mistakes, it pays to understand the basics....
After dedicating years to building your wealth and securing your future, make sure your assets are protected and your loved ones are provided for in the future....
Folks who are eligible for Medicare and are financially sound - why do you think they continue to work? Certainly there are ways to fill the day with home projects, hobbies, social gatherings, exercis...
Getting a will, revocable trust or other document alone won't accomplish your goals. You need to start with a holistic plan....
Hello all, I am now 3 months away. Thanks to all who gave me suggestions on how to "survive" the last year of my 35+ year career. I have a post-it at my work station( I work from home) that says "I am...
Answering reader questions about what to do when your workplace turns toxic and how to protect yourself from bad employers and from losing your job, whether you should use an IRA to buy into your buil...
Never running out of money can be an attractive plan if you worry your child may run out of money. Is buying an annuity for them a good move? The post Should I Purchase an Annuity for My Child as Part...
Buying a house can be intimidating, especially if you need more money to make a down payment. But it doesn’t need to be that way. In my several decades as a landlord and real estate investor, I ...
You’ve probably heard people say, “Rates are too high, I’ll wait to buy a house.” That’s nonsense. The truth is, there are always plenty of ways to get a lower interest r...
My husband and I are retired, living in the north suburbs of Minneapolis. I feel like a useless shlub sometimes, when I don't leave the house for a couple of days straight, especially when the temp is...
Spring cleaning is therapeutic and stops costly problems from building up around the home. Why not tackle the dusty corners of your finances at the same time?...
Despite the wonderful peace of mind that comes with owning a home free and clear, deciding to pay off a low-interest rate mortgage early is not always straightforward. If your mortgage rate is low com...
Long-ish story but we have a family owned home on Lake Michigan that was built by my grandparents. Only one (me) of my siblings group wants to keep the property. I have lived in it full time the last ...
Multigenerational housing is being embraced by younger and older families seeking to address housing affordability, caregiving needs, and retirement security....
Your estate can benefit from stock market malaise by using several creative tools. Here's how....
As I sadly watch my stock portfolio correct by over 10%, I find serenity in my paid-off home. No matter how much the stock market tanks, it's comforting to know I'll always have shelter to take care o...
Most people should consider having one or more trusts in their estate plans, but you must be aware of trust terminology and the basic concepts....
Your aging-in-place plan could benefit from the medical expense tax deduction. But watch out for capital gains and property taxes....
How Does Home Equity Fit Into a Financial Independence Strategy...
Did you know that the word mortgage literally translates from Latin to death pledge? Banks design mortgages to stretch for decades, keeping you tied to payments for what feels like a lifetime. But it ...
Buying a cheap home in a nice neighborhood sounds smart, frugal, and wise, right? In reality, it might be a terrible decision for you. The post Why ‘Buy the Cheapest Home in a Nice Neighborhood&...
FROM THE ARTICLE: How House-Sharing Can Help Your Retirement Plan Rent-paying roommates can provide extra income, offset housing costs and help you age in place. By Jane Wollman Rusoff, AARP. *** Ther...
Just because you don’t anyone to leave your money to doesn’t mean you shouldn’t plan for what happens to your estate when you die....
Recent home sales data isn’t likely to lift the moods of buyers or sellers navigating a very challenging market, but there are signs of new life as spring nears....
Spending on home renovations is expected to reach $509 billion in 2025, signaling that U.S. homeowners may be slowly but surely expanding the size and scope of home projects....
You might be surprised to learn that paying off your mortgage may not be the right financial decision. Even if it is the right emotional choice. The post 4 Arguments for Retaining Your Mortgage in Ret...
There aren’t many negatives to FI life, but one of them may be this: It’s a lot easier to say Yes to all of the fun that comes your way. I’ve been home exactly one weekend this year....
A simplified estate strategy will expedite the settlement of your estate after you're gone, lower audit risk, reduce costs and cut your beneficiaries' stress....
As I watch my stock portfolio correct, I take solace in knowing that my real estate portfolio continues to chug along despite the chaos, fear, and uncertainty. With mass government personnel cuts, new...
My wife and I had a conversation recently about whether or not we should pay off our 2.3% mortgage or let it ride? It’s the kind of debate that gets people fired up. Some swear by the peace of m...
Letting your children know your intentions while you're still around to explain your reasoning, and while you can make adjustments, can limit discontent later....
We don't know what’s going to happen with taxes. Keeping an eye on these issues is imperative so you can make the appropriate moves at the right time....