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New rule opens 401(k) plans to private equity, prompting debate over benefits versus costs and transparency risks....
Critics say an executive order that clears the way for alternative assets to enter retirement accounts poses risks to everyday investors. It could also pose some for private fund managers....
Private assets promise potentially greater returns and more diversification for investors, but financial advisors say their opaque and illiquid nature makes them less than ideal for most 401(k) plan p...
Trump’s 401k order to allow alternative investments in retirement plans. Who really wins? The move boosts choice for savers but also risks. The post Trump’s New 401k Order: Does Crypto and...
The executive order is intended to give investors more options, but experts say employers will tread carefully before adding alternative assets....
Maxed out your 401(k) contributions, but still want to tuck away money for retirement? Here are seven ways you can take advantage of being a super saver....
Converting at least some of an old 401(k) to a Roth IRA can offer long-term tax benefits and retirement flexibility, especially if you anticipate being in a higher tax bracket later or wish to leave a...
I was advised and I am following through with a near-complete conversion of my tax-deferred assets to a Roth IRA prior to age 72 when RMA's should begin. I mention "near-complete" because I'm leaving ...
History shows that consistent, disciplined investing far outweighs any attempt at market timing, so focus on long-term growth and tune out the sky-is-falling news headlines....
Six months into President Trump’s second term, and 401(k) savers are getting ready to have more ways to diversify their retirement savings accounts....
Companies and partnerships need to remember they have a fiduciary duty to their employees. Here's my approach to my partnership's 401(k). The post Freedom vs. Fiduciary Responsibility in a Company 401...
401(k) lineups are loaded with overpriced, underperforming fund options. Here's how you can dump the clunkers....
Your 401(k) is likely your largest retirement asset—so the decisions made about it can have a lasting impact. This episode explores the pros and cons of keeping a 401(k) versus rolling it over t...
Given the uneasiness with the world and the economy, people have been asking more frequently if they should stop contributing to a 401(k). The short answer is no. History has shown that those who hang...
Forensic consultant Paul Sippil explains little-known costs for business owners and plan participants and what you can do about them. When it comes to retirement planning, one of the most overlooked a...
Here is the average 401(k) match and the top 20 companies as measured by their match policies. A generous 401(k) match provides a more secure retirement....
I am retiring on 7/31 and have already transferred the bulk of my 401K to a qualified IRA at Schwab. However, I still have about 1/3 of my qualified savings in my employer's 401K program and it's 100%...
If you've also recently been laid off, don't panic! Here's expert advice on what to do....
Few financial advisers have heard of this 401(k) withdrawal issue. Here's how to safeguard your portfolio....
To read this story on KSL.com, click here. Have you saved at least $200,000 in IRAs and 401Ks? And are you counting on this to help you pay for retirement?…...
President Donald Trump is considering an executive order to open retirement plans up to private equity and alternative investments. Here are a few key considerations....
An Abernathy-Daley report studying fund performance from the last decade found 85% of plans…...
Hi! I cover personal finance for USA Today (https://www.usatoday.com/staff/8402853001/daniel-de-vise/), and I am hoping to write a story maybe next month that looks at people who became 401(k) million...
Borrowing from a 401(k) to start a business may seem like a fast way to fund your dream, especially if you’re short on startup capital. But before you dip into your retirement savings, we believ...
A new TIAA Institute survey found that a vast majority of 401(k) plan participants are interested in accessing fixed annuities through their retirement accounts. Plan providers are listening....
Managed 401(k) accounts are an option in an increasing number of company plans, but are they worth the additional fees vs. target-date funds?...
Most people start contributing to their retirement savings later in life. That could be a big-time mistake, literally costing you thousands of dollars....
Ending a marriage is hard enough on its own, but figuring out what happens to your 401(k) after divorce can make it even more complicated. This is because 401(k) accounts cannot simply be separated li...
Penalty-free distributions have become more accessible, but they can be detrimental to your retirement security....
If you’ve ever tried to roll over a 401(k), you know the process isn’t exactly seamless. While much of the financial world has gone digital, rollovers are typically still stuck in the past...
New report finds retirement account providers are the primary source of retirement planning…...
Should you add crypto to your 401(k)? Explore the DOL’s 2025 rescission of its 2022 guidance and what it means for your retirement savings....
Thinking about reducing your 401(K) contributions in the current market? Here are six reasons why you may want to reconsider....
Protecting your retirement savings is a shared responsibility between you, your employer and your retirement service provider....
Understanding your 401(k) isn’t just smart – it’s essential to safeguarding your retirement lifestyle. Whether you’re just getting started or looking to optimize your existing ...
You’ve probably seen the clips, Grant Cardone or someone similar pacing on stage, telling you to pull money out of your 401(k) to buy real estate. He makes it sound bold. Like you’re takin...
Crypto may be coming to a 401(k) near you. Financial experts weigh in on whether retirement savers should take the plunge....
Thinking about tapping your 401(k) early? Learn when it may make sense—and the penalties to avoid—before withdrawing from your retirement savings....
In addition to traditional holdings, employees want retirement plans that offer options for converting savings into guaranteed monthly income that never runs out....
PensionBee's analysis looked at how delays in rollovers could ultimately impact savings...
If your 401(k) balance is lagging behind where it should be, you may feel discouraged or even a little panicked. But the truth is, we believe there’s still time to course-correct – if you ...
401(k) plans have gotten an upgrade over the years. Here's a look at what your plan may offer....
The Social Security program was designed to support lower-income retirees more by replacing a larger share of their past earnings than higher earners receive. But the subsidies that encourage workers ...
Current have 300k in a 401, part Roth, part regular, and a small amount in an IRA. I'll be retiring in 18 months at 67. Should I keep the money in the 401 when I retire, move it to the IRA, or do some...
It's tempting to dip into your 401(k) at 55. But beware — you may rue that decision later. Here's what to do instead....
Don’t think putting off retiring for six months to a year will have a meaningful impact? Think again. See how much it can help....
Sometimes called the "super" catch-up contribution, this new saving option is only available to workers age 60 to 63....
No employer? No problem. Here’s how to open a 401(k) or similar retirement plan when you're self-employed or your job doesn’t offer one....
401(k)s are built for the long haul. Reacting emotionally in the short term can do serious long-term damage to your retirement plans....
In this episode, Brian asks some great questions about using Net Unrealized Appreciation (NUA) for company stock inside a 401(k). We dive into the rules, timing, and strategies that could lead to majo...