Curated articles and podcasts from trusted financial experts and real retirees.
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I’m planning on retiring after my birthday near the beginning of next year so I’ve got less than a year to go, hopefully. I am finding joy at work in realizing it’s the last time I&r...
The latest report from Social Security suggests a need to cut benefits in 2033. This doesn't mean you should claim early, but many are. The post Social Security Faces Most Urgent Forecast Yet. Should ...
Financial goals are usually numerical. Nothing wrong with that, but you probably also want to manage your money for happiness. Find out how. The post 6 Tips for How to Manage Money for Happiness appea...
Planning retirement? This list might inspire you to include post retirement work. Already retired? You might be choose to return to work. The post The Top 8 Reasons Why People Work in Retirement (4 Ha...
Building wealth can seem like it will take a miracle. Compound interest (especially if you start early) might just be the magic you seek. The post Compound Interest and Saving as Much as You Can as Ea...
Most people recognize that owning real estate is one of the most powerful investments you can make. But few realize ... Read more...
Some purchases feel smart in the moment until they sit unused, collect dust, or break after a week. And too often, the price tag stings longer than the excitement ever lasted. This gallery breaks down...
Ralph and Alice in Monument, Colorado have $4.6 million dollars saved at ages 63 and 58. Should they do Roth conversions? How do they avoid IRMAA? Mary Jo in Escondido, California wonders if she shoul...
The nation’s key program for retiree benefits continues to see financing shortfalls. Unless Congress acts, those drops could lead to payment cuts in eight years....
What is it you like best about retirement? For me the top two things are: There is nobody who can pick up their phone and call me to say... What are you working on and how long would it take for you t...
Today we answer a question from Chris about The Good Life Abroad and whether we plan to take a trip with the company. We share our thoughts on the concept, what interests us about their offerings, and...
Answering reader questions about Public Service Loan Forgiveness, looking for disability insurance as a resident, and what role bonds should play in your retirement. The post PSLF, Insurance, and Bond...
I’ll never forget when I was in the final two weeks of my career, making the rounds to say goodbye to colleagues and thank those who had been part of my journey. During one of those conversation...
Significant reductions in the IRS workforce appear to be increasing the number of 'no change' audit closures. The shift could potentially increase the overall tax gap — the difference between ta...
Combining IRA investments, lifetime income annuities and a HECM into one plan could significantly increase your retirement income and liquid savings compared to traditional planning....
Estate planning isn't just about distributing assets. Working with a financial adviser can ensure you've considered the big picture — and the finer details....
Social Security faces manageable financial challenges that could become easier if policymakers took meaningful steps in the right direction....
Data on nonfinancial corporations show high profits, trillions in cash, large dividend payouts and modest capital expenditures....
Retirement rarely goes as planned. Learn four pivots to prepare for the unexpected and build a resilient retirement plan that works—no matter when it starts....
How do you know you have enough—money, possessions, time, luxuries? This article outlines how to define enough....
One of the most overlooked risks in real estate investing isn’t rising interest rates, leverage, or even tenant issues—it’sexecution fear. You run the numbers. The property checks al...
A review of the first 100 days of any presidency is nothing new. It’s a way to track how policy ... Read more...
Money matters, no doubt. But if you can’t cook a meal, change a tire, or hold a halfway decent conversation, all that budgeting won’t get you far. According to recent research, 18% of seco...
AI isn’t just taking jobs, it’s creating them too. AI is changing everything. It’s not just about automation or layoffs. It’s also about opportunity. New roles are popping up a...
We asked the experts what to do when you're stuck on the fence....
FROM ARTICLE. Trust Fund Shortfall in 2034. New forecast says benefit reduction rate could come a year sooner than previously predicted. By Kenneth Terrell, AARP. *** There are 3 comments on the AARP ...
SSA.gov - A Summary of the 2025 Social Security Trustee Report You can read the linked report, it isn’t long - this is the summary only. Just some highlights: Based on our best estimates, this y...
When I first started Financial Samurai back in 2009, I had idealistic dreams of helping as many people as possible achieve financial freedom. My finances were crumbling during the global financial cri...
Becoming a self-made millionaire isn’t about luck. It’s about behavior. According to multiple studies of self-made millionaires, the real difference comes down to consistent money habits, ...
I really like her and the company and my career - I’m just ready. Frankly now that I have made the decision I would basically like to end now but I will offer 4-6 months and to be as helpful as ...
I am new here and will turn 62 at the end of the year. I have a modest state-sponsored pension that pays me $54k/yr since I retired at 55. I would have been laid off with all the others in the program...
My previous post really caught fire, and I think it led to some good discussions. I felt it was important to follow up. My wife and I had a great discussion last night. Although she didn’t come ...
I’ve done the money math. I’ve read this Reddit. I’ve listened to podcasts and even took a 10 week coaching course for how to thrive in retirement. So I feel “prepared”. ...
A new investor might not understand that looking at a fund's past performance doesn't mean it'll have similar future returns. Here's why. The post Why You Can’t Invest by Looking in the Rear-Vie...
How your choice of pharmacy affects what you pay for Medicare drugs—and why “preferred” doesn’t always mean cheapest. Tips to avoid costly surprises....
Household wealth declined by $1.6 trillion in the first three months of the year, total debt levels fell further relative to after-tax incomes....
Forget waiting for Social Security and Medicare to kick in. You may be able to retire sooner than you think....
A frequently asked questions from readers is “how do you save on groceries”? This surprises me because I thought it’s such a no brainer and boring topic that no one would want me to ...
Like presidents, tariffs come and go. Policy changes also shift about every two years with the election cycle. If you're paralyzed by uncertainty, you could be missing opportunities to benefit your fi...
Summer wants to be your financial frenemy. It shows up with promises of “seasonal savings” and “hot deals,” tempting you ... Read more...
For a long time, the American Dream meant something simple: buy a home, raise a family, earn more than your parents did, and maybe retire before your knees give out. That story used to be believable, ...
Retirement doesn’t mean sitting around. Many retirees still want a reason to get up in the morning. That reason could be extra money, staying active, or just avoiding boredom. This gallery break...
I shattered a glass table top on a outdoor table set I built. Woodworking is a hobby of mine so fixing it no big deal. It will definitely weigh more. I use it maybe twice a year. I have another smalle...
As ultra-high-net-worth individuals increase in number, many are turning to family offices to manage their complex finances. Here's how family offices work, courtesy of a finance professional....
The biggest question I hear from people planning for retirement is this: Am I going to run out of money before I run out of life? But here’s the thing, no matter how much you’ve saved, tha...
This post really targets a subset of subscribers to this subreddit: If you are of retirement age but you've decided to go back to work or you never quit work, and you don't see retirement in your near...
I have always and still work hard. I love my company, the job is rewarding, but as we grow the stress and drama are becoming more prevalent. In past jobs, my stress levels would rise to uncomfortable ...
My wife and I have been married for 28+ years, and one of the reasons is that we split everything down the middle. I worked for about 40 years, while she became a stay-at-home mom in 1996. Now that we...
You’ve heard debt is dangerous. And for most people, it is. But for the wealthy, it’s a tool — one that helps them buy assets, lower their taxes, and grow wealth without giving up co...