Curated articles and podcasts from trusted financial experts and real retirees.
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“Get out of debt” is one of the most overused lines in personal finance, and it’s not wrong. But it’s also not the full story. Some debt will drain your money. Some can actuall...
In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers four questions on deductions, tax proposals and IRAs....
A financial planner raises some key considerations for navigating retirement with a pension and recommends four strategies....
Most people start contributing to their retirement savings later in life. That could be a big-time mistake, literally costing you thousands of dollars....
Retirement Club for Canadians offers a sounding board and resources for people who do retirement finance all on their own. The post Retirement planning advice for people who don’t use an advisor...
Ending a marriage is hard enough on its own, but figuring out what happens to your 401(k) after divorce can make it even more complicated. This is because 401(k) accounts cannot simply be separated li...
65F single, retired one year and it's going very well. I enjoy hearing here from all the excited people about to start their retirement or are enjoying early retirement but my curiosity is for those w...
I am considering a job change essentially for the retirement plan. It would be doing what I do now, just for a different place that offers a retirement pension that my current employer does not offer....
I'm hoping to retire within the next year or two. I recently had some bonds reach maturity so I have a chunk of money sitting in my brokerage account that, given the current market conditions, I simpl...
We may think it won't happen to us or our aging parents, but it can. Learn from recent emergencies across the US. Bring up 5 questions for safety of aging loved ones....
Physician pay is squeezed from every direction. Much of what determines our compensation is completely out of our control. The ... Read more...
Once again this week, I am seeing individual beneficiaries living in a marriage, each with their own benefits, being devastated financially when one of them dies. I do not know where they get the idea...
I've been hearing about a social security monthly limit for a couple and wondered if there were any truth to this. My husband and I will both will be waiting until FRA to collect at 67 in 2028. My SS ...
Demand for LGBTQ retirement communities in the U.S. is high, but inventory is not easy to find. Here are some safe havens to explore....
As Andy Rooney noted, “It’s paradoxical that the idea of living a long life appeals to everyone, but the idea of getting old doesn’t appeal to anyone.” As medical science impro...
Exploring “The One, Big, Beautiful Bill” and its proposed changes to HSAs....
? Show Notes In this episode, we tackle the intricacies of retirement planning and the importance of trusting your financial projections. Join us as we explore the concept of 'productive paranoia' and...
In response to those who were interested in the retirement advice given by the Elders, I am posting (some) of the wisdom of these men who had a big effect on me while I was struggling a little bit dur...
I admit that I am an introvert and attending a party that’s all about me was intimidating. But there were so many people who used to work with me or currently work with me and it was overwhelmin...
Penalty-free distributions have become more accessible, but they can be detrimental to your retirement security....
Come 2033, we may all have a chance to find out - That’s what the 2025 Social Security Trustee Report is telling us - and it has been telling us this for the last 15+ years even though the date ...
The cryptocurrency market in 2025 is at a pivotal moment. With record highs, mainstream adoption, and a surge in institutional interest, many investors are asking: Is it too late to get in? The answer...
Why a 25% higher dementia risk could be tied to your US location. But you're not powerless; there are 14 ways to lower your risk....
I’ve been in real estate long enough to see what happens when homeowners ignore routine maintenance. A loose pipe, a foggy window, a slow leak, none of it feels urgent until it wrecks your budge...
Social Security is a hot topic. I thought it would be interesting to see which presidents since 1983 claimed their benefits....
Regularly updating your financial and health care power of attorney documents ensures they reflect your current intentions and circumstances. It's also important to clearly communicate your wishes to ...
Your home is probably your biggest asset, so if you're getting a divorce, the stakes are high. Keep it? Sell it? You need to have a good plan in place for how to handle it....
We srarted 401ks in our late 20s/early 30s and a job with a pension around then as well. BUT both were by default. Pension was automatic. 401k match solely due to a kind older coworker who explained i...
tl/dr: looking for some good advice on how to overcome my financial fears and make the leap. I'm looking for a good book, website, YT videos, advice, etc. to help get beyond the psychological challeng...
I’m planning on retiring after my birthday near the beginning of next year so I’ve got less than a year to go, hopefully. I am finding joy at work in realizing it’s the last time I&r...
The latest report from Social Security suggests a need to cut benefits in 2033. This doesn't mean you should claim early, but many are. The post Social Security Faces Most Urgent Forecast Yet. Should ...
Financial goals are usually numerical. Nothing wrong with that, but you probably also want to manage your money for happiness. Find out how. The post 6 Tips for How to Manage Money for Happiness appea...
Planning retirement? This list might inspire you to include post retirement work. Already retired? You might be choose to return to work. The post The Top 8 Reasons Why People Work in Retirement (4 Ha...
Building wealth can seem like it will take a miracle. Compound interest (especially if you start early) might just be the magic you seek. The post Compound Interest and Saving as Much as You Can as Ea...
Most people recognize that owning real estate is one of the most powerful investments you can make. But few realize ... Read more...
Some purchases feel smart in the moment until they sit unused, collect dust, or break after a week. And too often, the price tag stings longer than the excitement ever lasted. This gallery breaks down...
Ralph and Alice in Monument, Colorado have $4.6 million dollars saved at ages 63 and 58. Should they do Roth conversions? How do they avoid IRMAA? Mary Jo in Escondido, California wonders if she shoul...
The nation’s key program for retiree benefits continues to see financing shortfalls. Unless Congress acts, those drops could lead to payment cuts in eight years....
What is it you like best about retirement? For me the top two things are: There is nobody who can pick up their phone and call me to say... What are you working on and how long would it take for you t...
Today we answer a question from Chris about The Good Life Abroad and whether we plan to take a trip with the company. We share our thoughts on the concept, what interests us about their offerings, and...
Answering reader questions about Public Service Loan Forgiveness, looking for disability insurance as a resident, and what role bonds should play in your retirement. The post PSLF, Insurance, and Bond...
I’ll never forget when I was in the final two weeks of my career, making the rounds to say goodbye to colleagues and thank those who had been part of my journey. During one of those conversation...
Significant reductions in the IRS workforce appear to be increasing the number of 'no change' audit closures. The shift could potentially increase the overall tax gap — the difference between ta...
Combining IRA investments, lifetime income annuities and a HECM into one plan could significantly increase your retirement income and liquid savings compared to traditional planning....
Estate planning isn't just about distributing assets. Working with a financial adviser can ensure you've considered the big picture — and the finer details....
Social Security faces manageable financial challenges that could become easier if policymakers took meaningful steps in the right direction....
Data on nonfinancial corporations show high profits, trillions in cash, large dividend payouts and modest capital expenditures....
Retirement rarely goes as planned. Learn four pivots to prepare for the unexpected and build a resilient retirement plan that works—no matter when it starts....
How do you know you have enough—money, possessions, time, luxuries? This article outlines how to define enough....
One of the most overlooked risks in real estate investing isn’t rising interest rates, leverage, or even tenant issues—it’sexecution fear. You run the numbers. The property checks al...