Curated articles and podcasts from trusted financial experts and real retirees.
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Inflation is a major danger to the financial security of retirees, and the price increases that don’t make headlines often covertly hurt retirees the most....
If all the following is true, what is the real amount one needs saved to retire, expressed as “x times final working years annual earnings”. 1) you have worked until full retirement age or...
Hey everyone! I just had a very unproductive week. Mrs. RB40 went off to California to visit her parents for a month. This seemed to have kicked off a spiral ... Read more The post Surviving A Very Un...
It's important you get involved in financial planning now so you're prepared and confident to make decisions when you potentially become your own financial manager....
Housing wealth is a huge part of the American retirement picture. However, many people don't unlock the cash flow benefits of tapping into home equity in retirement....
I know way too many people who are retiring FROM something rather than retiring TO something. Or that's what they did already and now they're struggling a little bit emotionally or mentally. The chara...
Test your basic knowledge of the Social Security COLA (Cost-of-Living Adjustment) in our quick quiz....
Determining how to decumulate your nest egg in retirement is one of the hardest tasks in finance. Is the 4% rule still a good guideline? The post Here’s How Much the Man Who Invented the 4% Rule...
So far in 2025, early Social Security filings have jumped dramatically compared to last year. Nearly half of those filing early say they’re doing so because they’re worried about cuts. But...
It’s the High Holiday season for Jews around the world. This is a time for introspection, which is foundational to a successful future, especially for one’s finances....
Every time Congress rewrites the tax code, the changes often ripple out under the radar. This has not been the ... Read more...
Top story in AARP this month is a full spread on pain management, with scant mention of shortfalls to Social Security and Medicare - they garner only the barest mention on the bottom of page four?? A ...
Research is mixed, but I prefer the quiet joys of morning twilight....
Some older docs have huge net worths. But there are plenty on the other side of the bell curve, too. What does it look like to win at 50? The post What Winning Looks Like at 50 appeared first on The W...
Looking for the best places to retire? A new report reveals affordable places to retire in Italy where you can live on Social Security for as little as $1,000 a month....
Smashing Pumpkins frontman Billy Corgan reveals why success felt empty, the trap of the transactional, and what truly matters for lasting wealth and meaning....
I’m retired and my wife will stop working next year. We’re both in relatively good health. For better or worse, I’ve handled our finances soup to nuts since we’ve been married ...
I am going back to my old work today to attend a co-worker’s last day party - plus I baked the cake for the event. I’ve only been retired now since early July but I feel very nervous about...
I have an American Express card I used for work expenses but now that I retiring I think it’s good to rethink how many cards I really need. I have a one card I use for United flights to get extr...
Optimism like that of the fictional soccer coach can surprisingly improve your retirement planning by encouraging better saving habits and a more positive outlook on your financial future....
Don't fall for the 'tax-free Social Security' headlines. The OBBB offers a temporary tax deduction for certain retirees, which is different from eliminating taxes on benefits entirely — and it d...
The stock market and consumer spending are presently in a self-reinforcing positive feedback loop; the wealth effect from increasing stock ... Read more...
The United States is in the middle of a healthcare paradox. Sure, we’ve got some of the most sophisticated hospitals, ... Read more...
See fall's best colors from the rails. We've rounded up a range of short and longer train trips across the country that are ideal for older travelers....
We ask financial experts for advice....
The grindcore culture is back and grindier than ever. At least that’s what Are Kharazian, an economist at fintech startupRamp, says. (Disclosure: I’m an investor in Ramp through the Innova...
Like you, we read many articles on the Internet that dispense financial advice to retirees. This one entitled, “11 Financial Traps Retirees Don’t See Coming” recently caught our atte...
If you’re overwhelmed by high-interest debt, you might wonder: Should I stop 401(k) contributions to pay off debt? This is a deeply personal question and one without a one-size-fits-all answer. ...
The rule of self-reliance holds that your well-being in old age is up to you, not your children. Because "nothing can bring you peace but yourself."...
You've met your savings goal, your friends are having fun without you, your boss is mean to you, and your kids are grown and gone. What are you waiting for?...
Saving for retirement isn't what it used to be. The deck is stacked against Gen Z in some crucial ways. The system is broken, and we need to fix it....
An in-depth look at the hidden costs of IRMAA, Medicare, their related Surcharges, and how you may not be as prepared for retirement as you think you are....
Understand when you can withdraw from 401k without penalty, the ages that matter, the exceptions that apply, and smart sequencing that protects your plan. The post When Can You Withdraw From 401k With...
Many adults struggle with decisions about health, finance and caregiving. Bridging this knowledge gap is essential to make informed decisions and avoid costly mistakes....
Stealth Taxes have been in the tax code for decades, and several were added in the One Big Beautiful Bill Act....
FROM THE ARTICLE. SSA handles enrollment, collects premiums for many Medicare beneficiaries. 6-minute read. By Andy Markowitz, AARP. Reviewed by Jammie Lyell, M.S. Published September 16, 2025 Key tak...
Financial planning’s most famous guideline just got an upgrade. In this exclusive interview, James speaks with Bill Bengen—the MIT-trained engineer turned financial advisor who created the...
Today we’re diving into one of the most “organic” investments out there—municipal bonds. Now, investing in municipal bonds may sound ... Read more...
Retirement is an ideal time for cruising. Check out the five best cruise lines for comfort, ease, and unforgettable experiences....
One of my greatest blessings was getting financially literate before I made big money. Here's how to teach your kids about money early. The post 8 Ways to Teach Your Kids About Money appeared first on...
On September 17, 2025, the U.S. Federal Reserve made its first interest rate cut of the year—lowering its benchmark federal funds rate by 25 basis points, bringing it down to […] The post...
Many of us spend decades climbing Maslow’s pyramid — seeking security, comfort, and experiences — only to realize that the top is where true joy lives. Join us as we explore the &ldq...
Discussion withNational Council on Aging President and CEO, Ramsey Alwin - Read transcript or watch/listen CSPAN - Washington Journal 09/20/2025 - Poverty Rate Increasing Among Older Adults - a Social...
Pack these tips, along with your suitcase, to help maintain your mental and physical health while traveling....
With Americans having fewer children and the baby boomer cohort rapidly retiring, it has been immigrants who have been shoring up the U.S. workforce. According to the Migration Policy Institute, U.S. ...
While tax cuts sound attractive, it's still wise to plan ahead for retirement by considering strategies like Roth conversions to offset potential tax increases in the future and stealth taxes that cou...
Most people think the annual 401k limit is $70k. They're wrong. If you switch jobs or have a side hustle, you can open up a second 401k limit. Learn the strategy to contribute up to $140,000 into tax-...
The 4% rule is now the 4.7% rule, but safe withdrawal rates are no substitute for a holistic retirement plan. The post A Richer Retirement: Why William Bengen Now Advocates for a 4.7% Rule, Not 4% app...
Roth rules, interest rates, Nvidia and paper checks were all featured by Kiplinger this week — but why? How much do you know about the week's financial news?...
My mother had most her assets in a revocable trust that became an irrevocable trust upon her death. That trust was split into 2 "sub-trusts", one for my sister and one for me. According to the trust l...