Curated articles and podcasts from trusted financial experts and real retirees.
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Financial confidence in retirement depends far more on lifelong planning, discipline and risk management than simply having a massive account balance.
Phasing out full-time work creates a unique transition window for Roth conversions. But watch out for these tax traps.
Without a shift in your investment strategy, all it takes is one bad year in the markets to derail your retirement plan.
Your retirement plan may be financially watertight, but if you don't have a reason to get out of bed every morning, all that effort could go to waste.
An expiring term life insurance policy is a great wake-up call to update your coverage and estate plan so they align with your current season of life.
My husband and I want to get out of NYC for the month of February this winter. This will be our first time, and we’re looking for recommendations. We want to go anywhere other than Florida or Arizona....
The last 10 years of my working life I was happily single (following a long happy marriage and raising a loving family). I put all my energy into my work which I enjoyed and I finally retired last y...
Two people, same age, same savings, same expenses. One files for Social Security at 62. The other waits until 70. Everyone knows the one who waits gets a bigger check. Almost nobody looks at what's ha...
After decades of saving, many affluent retirees find spending harder than accumulating wealth. Here is why money habits are so hard to break — and how to finally enjoy your savings.
Your 60s can be the most valuable decade in your life, but far too many people miss valuable tax planning opportunities that can lower their lifetime tax bills.
True financial planning takes well-being into consideration so you're not caught out by the profound shifts you encounter when you reach midlife or retire.
The first publicly available S&P 500 index mutual fund overcame a rocky launch to help make low-cost indexing a foundational building block of retirement investing
“Deel Retirement” embeds enrollment, contributions and reconciliation directly into the platform, aiming to eliminate the administrative friction of connecting payroll with retirement plan providers
Plus, more news from PCS Retirement, Stadion, NSCP, and DWC
What the Bloomberg 401(k) Lawsuit and Others Warn Us About Ongoing Fund Monitoring
What the Bloomberg 401(k) Lawsuit and Others Warn Us About Ongoing Fund Monitoring
Today's retirement investors face a dramatically different landscape than they did during the long...
Today's retirement investors face a dramatically different landscape than they did during the long...
Here's all you need to know to fill out IRS Form 8283 for your Donor Advised Fund (DAF). It's not as hard as you might think. The post How to Report Non-Cash Charitable Contributions for Your DAF (IRS...
The settlement agreement will include other fees and costs, along with non-monetary terms and conditions such as fiduciary training, a full review of TDF options, and the appointment of an independent...
Transamerica Institute study shows financial pressures are eating into middle-class workers’ ability to save, and prompting them to work longer
Today's retirement investors face a dramatically different landscape than they did during the long...
You can help your kids without hurting yourself.
Our Kiplinger Tax Letter Editor answers readers' questions about retirement plans and IRAs, including a big change to 401(k) catch-up contributions.
Are you thinking of dropping your long-term care coverage because you no longer trust the insurance company? Don't cancel without considering these key issues.
I'm reading a great little book called The Practice Of Not Reacting: Zen Wisdom For A Happy Life by Ryushun Kusanagi. The publisher is Portfolio Penguin, the same publisher for my 2027 book, Your Chil...
I'm 63, I have my exit plan for next December. Some of my MBA fellows have already retired, and doing consulting. Why? Why would you retire, just to do consulting work? To me, retirement is just that,...
You may own hundreds of stocks, but that doesn't necessarily mean you're diversified. Discover where concentration risk is really hiding and what you can do about it. In this episode, you'll learn: Wh...
Many people assume that only major decisions move the needle on wealth. However, lifestyle creep can sabotage savings goals without you noticing. Each time you choose to upgrade your car, expand your ...
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A major new study has raised an intriguing possibility about semaglutide: its effects may extend beyond weight loss and blood-sugar control and reach some of the biological processes involved in agein...
Intentionally using your wealth to create lasting memories with the people you love, rather than just saving for someday, is one of life's greatest gifts.
Prepare for rising Part D costs, shrinking drug plan options, and newly negotiated prescription prices before Open Enrollment begins.
Failing to reach Social Security's 40-credit requirement doesn't mean your tax contributions are lost. Here are some options to help you secure benefits.
Even as seniors are living longer, their overall health in old age appears to be improving and they are living relatively healthy lives for longer,
Medigap and Medicare Advantage have very different provider rules. Learn how your Medicare coverage can affect your ability to choose and keep your doctors.
Managed accounts are associated with higher employee contributions in defined-contribution retirement plans, the research firm found. Advisors working on employer plans might want to take note.
The proposed investment rules for Section 530A accounts, also known as Trump accounts, limit choices, and advisors say that could make decisions easier.
Considering retiring next year. After bills we're looking at roughly $900 to $1,000 "extra" cash each month. VA, SS, 401k distribution and pensions are the income streams. Bill include setting aside f...
I am looking to possibly retire to Pennsylvania. I’m not sure which part though. I am originally from Western PA but haven’t been back for 40 years. Any thoughts of what part of PA is good for retiree...
I'm 63 and started collecting Social Security this year. I had a heart attack last year that did some permanent damage. I still work 2 days a week in HVAC. And pretty much light duty. I have a IRA wit...
How to sort your holdings into 8 asset classes, spot concentration risk, check against your risk profile, and catch drift or cash drag early. The post See Your Total Asset Allocation Across All Accoun...
An old man is knocking at my door. At some point, he’ll find a way to get in. Once he enters, I know he’ll be here to stay. Until then, […] The post The Old Man At The Door appeared first on The Retir...
A few years ago, I sat across from a general surgeon at a conference dinner. He had just wound down ... Read more
In a recent Risking Old Age in America podcast, I had a fascinating discussion with Israel (Issi) Doron, chair of the Department of Gerontology at the University of Haifa in Israel, about the differen...
I need to increase my social circle. I am thinking of sending this email to my former department chair. Do you think that is a good idea? Do you think it will put her in an uncomfortable spot? Subject...
An interview with emergency physician, author, and executive coach Rob Orman, where we talk about physician burnout, better ways to navigate conflict, and why simply pushing through is not always the ...
A securities-based line of credit can provide access to cash without requiring you to sell eligible investments. These are the opportunities and risks.
In addition to saving and investing, financial literacy should teach us how to manage 401(k) cash-outs and rollovers so we can protect our wealth.
Non-financial retirement planning covers what a portfolio can't: time, health, purpose, and the people you love. Here are 10 places to start. The post Non-Financial Retirement Planning: 10 Investments...