Curated articles and podcasts from trusted financial experts and real retirees.
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One risk of lifestyle creep is getting used to a standard of living that can't be supported when you stop working. How to balance today's desires with tomorrow's needs....
Hello all. I am having a retirement ceremony in November after 30 years in the military. I am looking for gift ideas to give the Officiant, Emcee, and Proffer. The Officiant is a long time friend and ...
After the passage of the One Big Beautiful Bill Act (OBBBA), here is the state of student loans and how to think about refinancing them. The post Considering Refinancing Student Loans Now? What You Ne...
Whether you’re craving the nostalgic taste of juicy BBQ or fresh-caught seafood straight from the ocean, this culinary road trip promises retirees a mouth-watering dive into the heart of the loc...
In this episode of the401(k) Specialist Podcast, we dive into the complex world of Market Value Adjustments (MVAs)—what they are, when they’re triggered, how they’re calculated, and ...
If on October 15th, The COLA increase is 2.7%, there is good news and bad news. Now, remember I said If . That would be okay, if formula has not changed. The very bad news, is that Your MEDICARE rate ...
Taxpayers aged 65 and older may be able to benefit from a $6,000 'senior bonus' deduction over the next four tax years. Here are five ways to make it pay....
Could you save a small fortune in taxes… by converting your traditional IRA or 401K into a Roth? Find out on this special edition of Retirement Solutions Radio, “Does Converting…...
Warnings about the dangers of vaccines from senior government officials inevitably will lead to more unnecessary sickness and death, especially among older adults....
Earlier this year, I landed in the ICU. Throughout this journey of illness and recovery, I learned much about myself, my family, and my work. The post Financial Lessons from a Doctor Who Became the IC...
A new federal financial aid application drops on October 1 — and being an early bird will likely pay off....
The Federal Reserve is cutting interest rates. But retirees and those nearing the golden age may still see decent returns on their savings....
While you are still working, use your time to develop a vision, make a plan, integrate rituals, and continue to learn and grow....
G.K. Chesterton's century-old wisdom meets modern behavioral economics. Why the best financial planning embraces mystery instead of endless optimization....
Choosing your Medigap plan for supplemental insurance can be a complex, confusing, and costly process. Here's how to tackle the decision....
Your retirement probably won't look like your parents' retirement, thanks in part to rising costs . Here are some ways to assess your finances to get yourself into a better financial position....
Understanding the pros and cons of the two types of investing strategies can clarify what works for you. Hint: Sometimes a blend is best....
How Much Do Lyft Drivers Make? Here’s What You Can Expect...
If you own rental properties, this post may resonate with you. It’s about what to do with a property once a tenant gives notice:keep renting it out, sell and pay capital gains taxes, sell via a ...
A lot of my friends found retirement to be problematic because their identity was wrapped up in work. I didn’t want to be the same way, so I started thinking about the life after, starting about...
I haven't put it on since and I do not miss it one bit. Maybe I'll eventually put it back on, but I feel like my activity level is up significantly since that day. My days have been filled with stuff ...
An irrevocable trust to save estate tax won’t with a $15 million exemption. Trust assets won’t receive a step up in basis. Should the trust be terminated?...
Test your basic knowledge of the habits that can lead to a long and healthy life in our quick quiz....
Glamping, or glamorous camping, offers older travelers a chance to reconnect with nature in comfort. These glamping spots range from the simple to the decadent....
If the assumptions used in your retirement decumulation plan (including the important assumptions that the assets you plan to receive, and the expenses you expect to incur in the future) are exactly r...
Episode 494 This past week I sold Disney. I think the company is plagued by bad management and is likely in trouble over the near term. In this episode I discuss how to identify Blue Chip stock busine...
Today, we remember Jonathan Clements, one of our favorite finance writers and bloggers. “Jonathan Clements, 62 years old, died in ... Read more...
Diversification means different things to different people. I see six levels of diversification. Make sure you nail at least the top three. The post The 6 Stages of Diversification — Where Are Y...
Alas, we must all follow the rule of the shrinking dollar once we hit retirement. Here's how to hold onto your hard-earned money over many years....
If you want to foster strong friendships while improving your golf handicap, Florida's mega retirement community, The Villages, could be the perfect place for you....
Annuities can offer financial stability that can be quite freeing for retirees. Don't let a few myths spoil what might be a good thing for you....
To prevent family wealth from being eroded down the line, younger generations must be treated as active stewards of a legacy rather than passive heirs....
Umbrella insurance adds extra liability protection but it isn't for everyone. Learn who needs it and what it covers. The post What Is Umbrella Insurance and Do You Need It? appeared first on Boldin....
Audit your spending to uncover patterns, cut waste, and align expenses with goals. Small adjustments will boost financial confidence. The post Audit Your Spending: Go Beyond Budgeting with 5 Ways to R...
Long-term care (LTC) and insurance for it (LTCI) are two of the most misunderstood issues in retirement and retirement finances....
All of the information out there seems to be oriented towards WITHDRAWING money from your accounts after you retire. The issues are things like sequence of return risk, percentage of withdrawals, incr...
My husband and I plan to retire the end of 2026. As it gets closer (I know, we're talking 15 months, I like to prepare) but as I'm planning my exit from my job I'm thinking I might feel lost without m...
FROM THE ARTICLE. CEO, members call on Congress to protect and strengthen Social Security for today’s beneficiaries and generations to come. By Deirdre van Dyk, AARP. Published September 26, 202...
Boldin survey reveals most Americans worry a government shutdown and also the threat to ACA subsidies and retirement confidence. The post Survey: The Looming Government Shutdown and the Future of ACA ...
There is a lot to do as you near retirement. And, it goes beyond creating a robust financial plan. Money is only part of the equation. The post The Nearing Retirement Checklist: 19 Things You Need to ...
You're told to shift from “growth” to “protection” the moment you retire andleave the workforce. But is it really that simple? Join us as we break down thefalse dichotomyof pre...
Ever wish your 80-year-old self could give you a nudge today? After years working with clients in their 70s and 80s, three lessons rise to the top: treat wealth as money, time, and health, know your f...
FROM THE ARTICLE. By David John, AARP Public Policy Institute. Published September 26, 2025. About half of private sector workers, many of whom work for smaller employers, lack access to payroll deduc...
Having the combination of financial literacy and discipline is like having a superpower. Here's a resource that might help get you there. The post Changing Behavior with Atomic Habits appeared first o...
Little-noticed provisions in the tax bill will ease requirements on nursing homes and make it harder for some patients to pay....
Trump Accounts, LAC stock and stimulus checks were all Kiplinger stories this week — but why? How much do you know about the week's financial news?...
So, my story is a little different. I stopped working when I was 59 due to medical reasons. I was lucky enough to have had an insurance guy who insisted I take out a private disability when my wife wa...
Ok. So my financial advisor confirms today that my portfolio is in great shape and we’re progressing on track to retirement in 5 years. The question of a new vehicle came up. How would you finan...
Earlier this month, citing the economic slowdown and tariffs, Sherwin-Williams announced that it was suspending 401(k) matches to employees. Here’s what you need to know....
Test your knowledge of the different types of FIRE (Financial Independence, Retire Early) with this short quiz....