Curated articles and podcasts from trusted financial experts and real retirees.
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My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
Maybe it came from their parents, mentors, or an actual advisor. Now, WCI readers share the worst financial advice they ever got. The post What Is the Worst Financial Advice You Ever Got? appeared fir...
As discussed in our previous post of September 28, 2025, there are lots of levers in the Actuarial Financial Planner (AFP) that can be pulled to make your spending plan in retirement more or less cons...
It was a beautiful October afternoon. I was driving home after an enjoyable mountain bike ride in the Appalachian Mountains, savoring the cool breeze through the open windows in my […] The post...
These three welcoming expat havens—Thailand, Germany, and Costa Rica—are ideal for U.S. Veterans looking to make an overseas move....
The financial industry profits from hoarding, not living. Why 'people want to live their money' and the AI-based app that is helping them....
Gold has been in the headlines lately as it climbs to new highs, prompting many investors to look for ways ... Read more...
The 'Oracle of Omaha' knows a thing or two about life, investing and retirement....
Retiring usually means cutting out that daily commute which could make you less risky to insure. Does that mean your car insurance costs will drop? Here's what you need to know....
Discover how Social Security and wealth interact — and why the program plays a different role depending on your income and resources. The post Social Security: Surprising Insights on How the Pro...
How many of these 29 retirement planning mistakes are you making? Almost everyone fails at #4, #8, and #26. See how to fix your errors. The post The 29 Biggest Retirement Planning Mistakes and 29 Easy...
Disability insurance is vitally important, but if you're a foreign national, it's an even more complex issue. Here's what you should know. The post Physician Disability Insurance for Foreign Nationals...
You don’t have to look very hard for bad news these days.Even when the stock market and economy are booming ... Read more...
The Social Security trust funds are on course to run dry in less than a decade, but finance experts say not to panic yet....
The belief that more data equals more control is an illusion. Our obsession with finding the“perfect” financial plan and receiving constant information often leads to anxiety, not peace. J...
Everyone should have a will. But should the will or a trust control most of the assets in an estate?...
In this week's Ask the Editor Q&A, Joy Taylor answers more questions about the use of qualified charitable distributions (QCDs) in end-of-year tax planning....
Between my wife and I we both have accounts at Fidelity and Charles Schwab. They are a mix of rolled over 401K's, IRA's and Roth. I have been using Empower as a way to view all the accounts and keep a...
If so, what were the objections, and how did things turn out? I'm 65 and want to retire now. I have had good paying jobs for many years and we live frugally, so we have a good amount of money saved, b...
I retired from my position in January 2025. I continue to receive the odd request from persons/organizations related to my position former position, through my personal cell # that was attached to the...
I read a thread a while back about which trips could be potentially physically challenging, and therefore should not be put off after retirement. I just retired this past June. We are now finishing ou...
M65 & F67. We have 88% of our retirement assets in always taxable accounts. 75% of that is in the M65 accounts. We have plenty of room for conversions this year through 2027 for sure. Possibly lon...
We covered stories about the shutdown, Medicare and vehicle recalls this week, but why? Test yourself on the latest financial and business news....
Traditionally, the best way to manage a portfolio is to use a fixed asset allocation. But that's not the only way to manage your bonds. The post Bond Allocation: Fixed Amount vs. Percentage appeared f...
Want to have a healthy and happy retirement? Financial Planner share the 3 key pillars of a healthy retirement....
Sitting on little gold mines? It's natural to want to cash out when you retire. Here’s why you may not want to....
Homeowners who are considering using home equity in their retirement plan can analyze it like they do their other investments. Here's how....
On October 8, 2025, we decided to go on a family vacation I was decidedly unexcited about. That entire week was supposed to be my time to attend the Fairfield Challenger tennis tournament every day wi...
The IRS just increased the exemption as we enter into a promising tax year for estates and inheritances....
Earlier this year my wife asked, “Where is our money?”That question sent me down a path of simplifying everything — starting with our emergency fund....
Test your basic knowledge of different parts of Medicare in our quick quiz....
Despite the 'entitlement' moniker, Social Security and Medicare are both benefits that workers earn. And reverse mortgages can be a strategic tool for certain people. Plus, we're setting the record st...
The government shutdown shakes up the Social Security COLA process. Yesterday, the government missed a critical report – the Consumer Price Index (CPI)....
Kanwal Sarai of “Simply Investing” explains his 12 rules for dividend investing and how this strategy could be used in retirement planning....
Answering listener questions where we talk about methods to save up for an early retirement, how to calculate the 4% rule, and how to think about capital preservation. The post The 4% Rule and Saving ...
Discover how Andrea Solarz retired solo with confidence using Boldin, Social Security, and annuities to fund a life of purpose and travel. The post Podcast 102: How Andrea Retired Solo With Confidence...
John asks if taking larger IRA withdrawals beyond his RMD to fund his daughter’s Roth IRA makes sense as a strategy to reduce future RMDs, lower estate taxes, and pass on tax-free assets. Althou...
In this episode, Roger Whitney continues his four-week series on retirement goal setting, focusing on the importance of building agile retirement goals. He emphasizes creating the right conditions for...
Episode 496 The S&P 500 is just 2% from a record high but over 63% of stocks are in a correction, down by more than 10%. If you’re looking for bargains, you don’t have to wait for the ...
Bit of a strange one — my wife and I both retired recently, and I didn’t expect this part to be the hard bit. We get on fine, but suddenly we’re in the same space all day, every day,...
I've played with journaling (with a paper journaling book and a fountain pen) earlier in life, but never in a sustained way. But a few months after retiring, I started using a Journal app that comes f...
I’m on my second month of retirement and keeping happy and busy. But I know my ex husband struggled when he retired because he had no hobbies at all. This book is an easy and fun read. I’m...
Can you help me think thru this? We just finally paid off $22K in credit card debt and $10K in a student loan. I am 65 and plan to retire at 67 At the same time, we still have $62K in mortgage pricipa...
Wednesday is National HSA Awareness Day. Health Savings Accounts (HSAs) provide savers with a triple tax benefit and even more if you adopt these strategies....
The Open Enrollment Period for 2026 Medicare is Oct. 15 – Dec. 7. As was the case last year, expect to find significant changes in the available plans and policies....
As Q4 begins, now is the time to review your 401(k) plan and make sure your retirement strategy is on track. Waiting until December often means scrambling or missing out entirely. But acting now can a...
The lowest premium for prescription drug coverage might not actually save you the most money. Make sure you take copays into consideration and do the math....
I'm probably 3 to 6 years from retirement. Been thinking about doing some Roth conversions at some point and it occurred to me ... I think I have the ability to dictate whether my contributions are pr...