Curated articles and podcasts from trusted financial experts and real retirees.
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As I was pumping my own gas today, I was thinking about going to the gas station when I was a kid and the attendant would pump, clean your front and rear windows, and ask if you'd like him to check yo...
How claiming Social Security affects ACA health insurance depends on if there's a cliff, and your household income before and after Social Security. Learn the Nuts and Bolts I put everything I use to ...
The Stretch IRA used to be much more generous for those receiving an inherited IRA. Here's what a Stretch IRA is and how to plan for it. The post What Is a Stretch IRA? appeared first on The White Coa...
Jeremy Keil compares long-term care insurance to self-funding long-term care through the lens of 3 clarifying questions....
Earlier this week a member posted - Let’s examine both sides of the tracks . In order to provide all members of the community an opportunity to view the reply by the Moderator team, we copied it...
FROM THE ARTICLE. 6 Big Social Security Changes for 2026. COLA increase, higher Medicare costs and a new tax break will affect beneficiaries’ bottom lines in the year to come. By Deirdre Shesgre...
Recently, in her Motley Fool article, A Big Reason the Famous 4% Rule May Not Work for Your Retirement, Maurie Backman confirmed what we have been telling our readers for years—you aren’t ...
“I’m sick of the scaring, the terror, the fright. I’m tired of being something that goes bump in the night. ... Read more...
The Social Security Administration has announced significant changes affecting millions as we approach a new year....
Test your basic knowledge of the Social Security earnings test in our quick quiz....
Retiring early sounds amazing until you realize prices keep climbing and everyday costs quietly eat away at your savings. Many people panic, convinced that high inflation makes retiring early impossib...
The 'guardrails approach' to retirement spending signals when you can spend more and when you need to rein it in, giving you greater flexibility in your post-work life....
One thing that I find really interesting is the idea of maximizing our health so that we have more energy and better health until the very end. About 10 years ago, I noticed that my energy levels were...
I’m 61 and “retired” 4 months ago. Arthritis is taking its toll and I wanted time before I’m not able to do more than hang out in front of a tv. My wife plans to work for 5 mor...
I’m 51 & planning to retire around 60, likely in Ontario; probably Ottawa or Toronto. The financial side’s mostly sorted (pensions, TFSAs, RRSPs, the whole spreadsheet thing). What I k...
When times get tough, borrowing from your 401(k) may seem like a smart solution. After all, it’s your money, right? But here’s the catch: If you don’t follow the 401(k) loan repaymen...
The government has recalled approximately 3,000 workers to assist with Medicare and ACA Marketplace Open Enrollment....
Public-sector pensions are shifting more risk onto employees through hybrid designs, variable contributions and COLA changes, transforming retirement planning for millions....
The Social Security Administration announced its cost-of-living adjustment for beneficiaries — a figure advocates say fails to address the reality for most seniors....
Millions of small 401(k) balances end up in safe harbor IRAs, where fees and low returns erode growth. But advisors can help reclaim lost savings....
Addressing your burnout is not just personal self-care. It’s a financial wellness strategy. Here's why you should take it very seriously. The post Burnout Is Expensive: The Financial Case for Pr...
Joe Anderson, CFP® and Big Al Clopine, CPA tackle one of the trickiest timing questions in retirement planning, today on Your Money, Your Wealth podcast number 553: when should you convert to Roth...
Early retirement income can feel complicated, but a steady paycheck from savings starts with a simple framework. This episode reframes withdrawal decisions, explains why a fixed 4 percent rule can be ...
The list is growing It’s become comical I’ll do that as a project when I retire Anyone else accumulating home improvement projects like crazy? I have everything from the cliché clea...
Larry Sprung wasn't looking for love (authors), but he wound up finding a great set of clients....
Episode 498 The media narrative is extreme negativity about the state of the economy and yet the stock market and GDP continue to expand. Why? Productivity, Deregulation, and Industrial Policy are goo...
many people don’t know is that the Social Security Administration doesn’t recognize traditional powers of attorney. An additional step must be taken to complete the plan....
A fellow FIRE blogger, MrNomadNumbers, came to visit us in Valencia recently and showed me some AI capabilities that blew my mind. Before he retired, he was a software developer, like us, so he knows ...
Some parents were abusive to their kids growing up. There is estrangement. But do adult children help when that aging parent is in dire need? Some do, and some do not....
This isn’t a rant or complaint. Just sharing some of what I’m experiencing. I’m 60 and in between where I’ve taken a pension but still need to work. Semi retired. Almost all of...
I retired 18 months ago and feel like I’m starting to get into my groove. I’m getting into new patterns of activity, new volunteer work, and creating new social networks. I’m keeping...
The one that comes to mind for me is conserving energy. I was a teenager during the "energy crisis" in the 70s and my mom harped on us to turn lights off whenever we left a room. Still do it today, mu...
Intergenerational relationships are key to positive aging. Having dinner across generations facilitates new relationships....
Ever since President Trump trotted out that giant poster board on Liberation Day, there have been two competing narratives over how this would turn out. Economists have warned that the tariffs, which ...
We asked 15 questions to determine how those who have retired got there. So far, dozens of readers have responded. Here's what they said. The post Real Life Examples of How WCIers Live, Worry, and Wit...
Millennials may be better prepared for retirement than their parents, according to a new study....
Recipients, including retirees and their spouses, as well as those who receive disability benefits and Supplemental Security Income, will see the additional benefit starting in January....
“We’re barreling toward one of the longest shutdowns in American history,” Speaker Mike Johnson said as the funding stalemate entered ... Read more...
FROM THE ARTICLE. Are Workers Warming Up to In-Plan Annuities? Surveys show growing interest in 401(k) plans with a guaranteed-income option. By Maya Dollarhide and Tamara E. Holmes, AARP. Published O...
I am mostly a lurker on this sub, but now and again I feel compelled to comment. There is an unintended intimidation factor that is pervasive in this type of sub. Many discussions center around high-n...
My wife and I have particular circumstances. I don’t understand exactly where we can get exploit certain social security advantages. My wife is 61, and I am 56. I am the main breadwinner at 115k...
We ask financial experts for advice....
Focus on creating a clear estate plan, communicating your wishes early to avoid family conflict, leaving an ethical will with your values and wisdom and preparing them practically and emotionally....
Senior living options are no longer God's waiting room....
Financial mistakes can be costly at any age, however mistakes made in your 60's can be even more costly given there is less time to recover then in your younger years. In this episode we highlight 5 s...
Get a handle on asset location. Here are six high-yield principles that teach how to choose the right investments for the best account. The post What Is Asset Location? Tax-Efficient Fund Placement ap...
Sometimes fourth-year medical students ask me, "Should I rank the program that offers a retirement match higher?” Here's what I tell them. The post Is a Residency Retirement Match Really That Va...
What’s really holding you back from taking that next financial step? Join us as we explore how avoidance slowly erodes confidence, why shame and fear create roadblocks, and how to replace procra...
It’s really difficult to buy and hold because fast gains and swift losses can cause you to question even your ... Read more...
Looking for a spark of insight, we found 6 new releases that will expand how you think about money, markets, and life. The post Key Lessons from 6 New Books: Rethinking Money, Meaning, and Retirement ...