Curated articles and podcasts from trusted financial experts and real retirees.
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TL/DR: Can highly recommend retirement, ha! What did you experience at six months? How do you stay focused on the good in the midst of so many changes around you? So I posted a few days (HERE) and a m...
Have you received an email from Vanguard asking you to choose the cost basis method in your account? Here's what it means and what to do. The post What to Do About the Vanguard Automated Cost Basis Em...
What if the fear of talking to a financial advisor is the very thing keeping you from retiring sooner and living the life you’ve always dreamed of? In this episode,…...
What Is a Payday Loan and How Does It Work?...
Retirees enjoy Spain's Canary Islands, where life can be as hectic or chilled as you like. The one constant will be almost year-round mild weather....
As soon as both my children were born in 2017 and 2019, I superfunded their 529 plans equal to the five-year gift tax exemption. At the time, I was thrilled to do it given a parent's number one respon...
I am in my early 50s. With luck, I’ll be able to retire around 60. I find it harder and harder to be motivated to continue the grind. I know I need to. I have to get my kids through college, pay...
I'm 68 and want to retire this year. I also want to make sure I understand our current spending and what we will need in retirement from IRA after social security. Should I contact an Accountant and p...
Frugal habits can help you save money, but not all of them pay off. Some cost-cutting strategies backfire, leading to bigger expenses down the road. So let’s talk about the frugal habits that hu...
Many people delay saving for retirement, and regret it later. The earlier you start, the more control you’ll have over when and how you retire. In this gallery, we break down 14 reasons why star...
These retirement withdrawal strategies avoid tax and stock market pitfalls that can eat into your savings....
Retirees might dream of selling their home, downsizing to a smaller one, and investing the extra cash for income, but the profit they pocket is often less than what they hoped for....
Guaranteed lifetime income sounds great, but how much will it be? Several factors determine your future payout on indexed annuities with an income rider....
Do you think bonds protect you from stock losses? Are you confident your assets will go to your intended heirs if all you have is a will? Think again — and read on for other myths that could be ...
AI can be a useful tool, but it often gets important financial information wrong. It also can't emulate the empathy, judgment and personal connection you can get with a human being....
According to experts, one of the biggest risks in financial planning isn’t investing in a volatile portfolio, but rather avoiding risk altogether. The post A Big Risk for Retirement Investments?...
ESI Money is a site about managing your money, so you can become wealthy. This site is a summary of ... Read more...
Even in the best of times, a probate case in California is still going to take a minimum of eight months. Is there a way to get around that? The post A Perfectly Executed Probate Still Took 8 Months a...
Since starting Financial Samurai in 2009, I've encouraged folks to keep an open mind and embrace as many different perspectives as possible. So often, we get set in our ways and think our approach is ...
Tuesday, July 22 - Monday, July 28, 2025 Most Commented score comments title & link 16 110 comments Considerations for second car in retirement Top Comments score comment 40 /u/protogens said She ...
Industries are reacting to AI in real time. Some are doubling down on automation, others are doubling down on people. The impact isn’t equal across the board. So let’s take a look at which...
One of the happiest ages in life occurs in what many would consider "old age." Find out which two years will be (or were) your happiest ever. The post You Probably Haven’t Hit Peak Happiness Yet...
Maxed out your 401(k) contributions, but still want to tuck away money for retirement? Here are seven ways you can take advantage of being a super saver....
FROM THE ARTICLE. AARP Condemns U.S. Treasury Secretary’s Comments on Privatizing Social Security. And says it will fight any ‘back door’ efforts to privatize the program. By Emily P...
Episode 484 The era of Digitization is rapidly expanding into the nuts & bolts of the industrial world. Join me and Jack Spirko as we discuss retirement, wealth and lifestyle design. This is a cas...
FROM THE ARTICLE. SSA Withdraws Proposed Restrictions on Some Phone Services. The move would have steered more than 3 million customers to field offices to verify identity. By Deirdre Shesgreen, AARP....
If 20% of WCI readers are DIYers and 30% are delegators, how can the other 50% get truly great financial advice at a fair price? The post How to Get Real Financial Advice If You Need It appeared first...
Prenups aren't a traditional part of retirement planning, but for the growing number of over-65s getting remarried, they're an essential financial tool....
AI is already built into nearly every part of how people work. In many careers, it’s actively doing the tasks workers used to handle themselves. And for some jobs, the overlap is so high, replac...
Self-made millionaires often approach spending with long-term thinking and disciplined habits. From budgeting to big purchases, their choices reflect clarity and purpose. This gallery highlights how t...
How much you make matters, but how much you keep matters more, especially in cities with high income taxes. For middle-class families, tax burden can quietly drain thousands of dollars each year. This...
As retirement plan participants transition from the accumulation phase to decumulation, the focus moves from building wealth to ensuring sustainable income—what’s also known as “valu...
Women are poised to inherit significant wealth from their husbands. Here's how they can prepare for it....
Older adults may avoid a certain kind of age-related decline by picking up the pace....
Navigating complex financial decisions is hard on your own, no matter how much money you have. A wealth manager can provide comprehensive financial planning, investment management, risk management and...
The Social Security Administration has proposed changes—again—to its phone service options. The agency will require beneficiaries to go online to prove their identity....
Weathering retirement planning storms isn't about numbers, as a pilot turned financial advisor discovered after the '07 crash....
Back when people had more time on their hands, window shopping used to be a thing. It was something you ... Read more...
A 65-year-old retiree will face significantly higher lifetime health care costs than they would have a year ago, even with Medicare. Here are the surprising totals....
Severance packages can trigger Medicare enrollment deadlines. Learn how to avoid penalties and coverage gaps if you’re over 65 and leaving a job....
Answering reader questions on the Backdoor Roth IRA and the Mega Backdoor Roth, including what the Mega Backdoor Roth is, who it makes sense for, and how to make the most of it. The post Backdoor Roth...
Al Nassr – Sự trỗi dậy của CLB Saudi Arabia sau khi Ronaldo gia nhập là minh chứng rõ nét cho sức ảnh hưởng c̗...
Benfica – Đội bóng giàu truyền thống nhất Bồ Đào Nha không chỉ là biểu tượng thể thao cO...
AS Roma – Niềm tự hào của thủ đô nước Ý không chỉ là một câu lạc bộ bóng đ&aacu...
Trong lịch sử bóng đá Ý, Napoli là đội bóng mang đến một hành trình đặc biệt, đư...
Atletico Madrid – Tập thể đầy tinh thần chiến đấu là hình ảnh điển hình cho sự bền bỉ, ki&ec...
Ajax Amsterdam – Lò đào tạo trẻ hàng đầu châu Âu đã khẳng định vị thế qua nhiều thN...
Arsenal – “Pháo thủ” thành London và thời kỳ Arsène Wenger là một trong những chương sử vàng c...
Inter Milan – Sự hồi sinh sau thời kỳ sa sút là minh chứng rõ nét cho khả năng tái thiết của một ...
Chelsea FC: Hành trình từ kẻ thách thức đến ông lớn là một trong những chặng đường phát tr...