Curated articles and podcasts from trusted financial experts and real retirees.
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Happy Thanksgiving, everyone! Wow, 2025 has been a tumultuous year. Life has been pretty crazy at the RB40 household as well. RB40Jr started high school, Mrs. RB40 retired, the Retire ... Read more Th...
Retiring with a pension changes everything about your retirement math. Most people think about retirement in terms of net worth—how close they are to a million, two million, or more. But if you have a...
This blog traces the journey of a composite Baby Boomer who came of age in the 1970s, embracing the hippie ideals of peace, music, and communal love. As adulthood arrived, he joined the workforce, tra...
Many people getting married who have assets in trust believe they do not need a prenuptial agreement. That is most likely not true.
The highlight of my social calendar in the last few days was an Alpine Evening organised outside the gym where four large tepees were installed on the lawn, complete with a gondola carriage for photog...
As I continued to study the markets early in my career, I learned something stunning... The post I Use These Strategies to Put Extra Cash in My Pocket appeared first on Wealthy Retirement....
People knock real estate for being slow and tedious. I get it. It’s not nearly as exciting as chasing big tech or the latest AI winner. But slow and steady might be exactly what the doctor order...
Spend safely in retirement? It sounds promising. Discover how to implement this retirement income strategy developed at Stanford. Read more… The post Want Reliable Retirement Income? Use the Sp...
Explore why de-cluttering is the ultimate retirement and estate planning task. 7 compelling reasons to clean out your closets this year. Read now... The post The Gentle Art of Swedish Death Cleaning: ...
Updated: November 2025 According to the IRS (Notice 2025-67, released November 13, 2025), the 401(k) contribution limit will rise to $24,500 for 2026, up $1,000 from 2025, while the IRA contribution l...
Are you dreaming of the day work is an option? Are you on track for financial freedom or perhaps Coast Fire? Which is betst for your financial goals?
This week’s mixtape: AI-proof skills, spotting B.S., a new affiliate play, a creativity unlocker, and Stone Temple Pilots on repeat...
A recording from Andre Nader and Brent Sullivan's live video...
The IRS just announced the official 2026 contribution limits for 401(k)s, 403(b)s, IRAs, Roth IRAs, SIMPLE plans, and catch-up contributions, and there are some meaningful increases you don’t wa...
Explore how gratitude can improve your financial life by grounding decisions, reducing anxiety, and helping you plan in a way that reflects your values. The post Gratitude and Money: How Thankfulness ...
Let’s run this sure and steady asset manager through The Value Meter. The post T. Rowe Price: Quiet, Consistent, and Minting Money appeared first on Wealthy Retirement....
This week’s mixtape: midlife pivots, category design, Gen X grit, and some LL Cool J
Transform how your family discusses money. Apply Rotary's Four-Way Test to create honest, fair, and beneficial financial conversations that strengthen trust.
During our recent visit to Crete, Mister E and I stayed in a small boutique hotel renowned for its gastronomic offering. Still on UK time, we reserved a table in the restaurant on our first night for ...
You’ve worked and paid into Social Security for decades. Deciding when to claim those benefits is one of the few choices that can truly move the needle on your retirement income. For most retire...
Research finds that younger workers today show job retention patterns that closely mirror previous generations at the same stage of their careers....
The risk of poor returns early in retirement could spoil the whole thing - how can you mitigate the sequence of returns trap in retirement?...
On rare occasions, I read something so insightful that I feel compelled to share it with the readers of this blog. Today’s article is an example of one such occasion. […] The post The Gap...
There are about half as many stocks trading in the U.S. today as there were in 1996 — 4,010 vs. 8,090. Fewer public companies means less of the economy is available to everyday investors. Passiv...
Today’s reader case touches on an issue that’s near and dear to my heart, so without further ado, let’s dive in! Hi Firecracker & Wanderer! I’ve been an avid reader of your...
Year-end is when many employees and executives choose how much of next year's income to defer in nonqualified deferred compensation (NQDC) plans. Here's what to consider....
On the road to financial independence, sacrifices must be made. And perhaps more importantly, once you achieve financial independence, further sacrifices should be made to stay free and appreciative o...
A quick overview of Medicare’s 2026 cost increases, including new Part A and Part B premiums, deductibles, IRMAA brackets, and Medicare Advantage out-of-pocket limits....
Hey Everyone! I hope you are doing well. Life keeps changing, and we all have to adapt. It’s a pain in the butt, isn’t it? Mrs. RB40 is back in ... Read more The post The RB40 Sandwich Par...
The worst investments I've ever owned all share one thing in common—I couldn't sell them.Whether we are talking fractional shares of expensive artwork or private investments in friends' companie...
When I wrote about our trip to Portugal, I did say we were searching for inspiration for a recovery trip. On a whim and with a definite need to experience a little more European sunshine before winter...
Navigating the complex and fragmented systems of medical and long-term care is one of the biggest challenges family caregivers face. New services are filling the gaps....
Being happy does not have to be hard. Look for small moments of joy. Be awake and pay attention. Little joys are all around you. Happiness is found in small moments....
Back in 2009 (a year when retirement wasn't even on the horizon) I visited the first ever Durham Lumiere Festival. It left quite an impression, not least of the Son et Lumiere depicting the history of...
I saw a term recently that resonated. “No”-vember. It encouraged “saying no” to the things that drain us.And a deliberate “yes” to the very best things—the th...
? Show Notes In this episode, Roger Whitney dives into the essentials of required minimum distributions, explaining the age thresholds, how the amounts are calculated using IRS life expectancy tables,...
Humanity produces enough food to feed everyone, yet millions go hungry while billions of pounds are wasted. In the U.S., 120 billion pounds of food are discarded annually, while 47 million people face...
Two stories today and then two thoughts… Story 1: Discovering FI (Telling The World!) I learned that I could retire early in October of 2012. I was having an awful time at work and put this int...
Younger Boomers are bringing life-by-app habits into retirement, reshaping aging-in-place, retirement costs, senior living and the longevity economy....
The maximum employee 401(k) contribution limit for 2026 is increasing by $1,000 to$24,500 according to the IRS. For workers over 50, the catch-up contribution rises to$8,000, bringing the total to$32,...
Housing is one of life’s fundamental needs, right up there with food, water, and safety. For decades, though, housing affordability has become increasingly out of reach for the average American....
So, here we are on the dark side of the information age, where you read something, you find yourself nodding in agreement and then you find out it’s AI. Lying and fakery has become the norm. Tru...
Many adult children want their aging parent to move closer and be in assisted living. Beware of the pitfalls and find a right fit with your elder's personality....
"What we really want lies underneath what we settle for." Learn how to move from vague financial goals to purpose-driven planning....
A 60-year-old nurse was almost convinced to move her $800,000 401(k) into an IRA with the same custodian, and it almost cost her nearly $7,000 a year in new advisory fees. All for what? “Someone...
? Show Notes In this episode, Roger Whitney explores the psychology of loss aversion and how it affects financial decision-making. He introduces the new Retirement Toolbox segment, offering practical,...
This week’s mixtape: midlife reinvention, creative sparks, new communities, and a quiet shift happening right under our noses....
We’ve all heard the line: “Retirement is a marathon, not a sprint.” It sounds reasonable on the surface. You’ve got 20, maybe 30 years ahead of you. Take it slow. […] Th...
Traditional Medicare vs. Medicare Advantage plans. Which is better?...
If you take the right approach, some real magic can happen. The post Can ChatGPT Really Make Winning Trades? appeared first on Wealthy Retirement....