Front Loading Your 401k: A 15-Year Backtest
“Front loading” 401k contributions means pushing as much of your annual contribution as possible into the earliest months of the year.
Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 15825
“Front loading” 401k contributions means pushing as much of your annual contribution as possible into the earliest months of the year.
Leaving a job, whether you’re retiring, changing careers, or simply moving on, often comes with one big financial question: What should you do with your 401(k)? This decision matters more than most pe...
This post is follow-up to our post of December 22, 2024 and will again highlight the benefits of using the Actuaries Longevity Illustrator (ALI) to help you develop reasonable lifetime planning period...
Roth conversions can save thousands in taxes, but they can also trigger Medicare IRMAA surcharges that quietly add up to more than $5,000 a year. Most retirees never see it coming, because the rules f...
The Transamerica Center for Retirement Studies published a report that examines the health and well-being, retirement preparedness and other life priorities of the American middle-class. By the number...
Larry and Barbara Cook thought they were helping government agents. In the end, they found themselves victims of tax and Medicare gotchas, as well as the scammers.
Explore real life retirement lessons from everyday people and uncover practical insights to shape a more confident, meaningful retirement. The post Real Life Retirement Lessons From People Who Chose (...
Inheriting money? Won the lottery? Here is what you need to know for long-term financial security after experiencing a sudden wealth event. The post A Guide to Managing Sudden Wealth: Key Financial Co...
Here are 16 tips to help you stay financially stable following a divorce after 50. Get the information you need. The post Divorce After 50: How to Be Sure that “Gray Divorce” Doesn’t Ruin Your Retirem...
The biggest profits are rarely made where the crowd is already looking. The post The AI Question People Aren’t Asking appeared first on Wealthy Retirement.
It’s shot up from $8 to $460 in just three years! The post Is Carvana’s 5,000% Ride Over? appeared first on Wealthy Retirement.
A new study released by the Nationwide Retirement Institute reveals that for many Gen Xers retirement has arrived faster than expected. The big picture: Despite being close to their retirement years, ...
Manulife John Hancock Retirement published its Financial Resilience and Longevity Report that offers insights into retirement preparedness to help individuals across generations approach their retirem...
I’m in a cash crunch, and it doesn’t feel good. After buying my house in 2023 and living paycheck to paycheck for six months, I promised myself I would never return to this state. Yet here I am. Part ...
It seems I’ve been in a bit of a funk. Aside from watching all that is good and decent in America being crushed by soulless rat bastards, my traitorous left shoulder joined the party, and all things c...
Invest time and money now for an early warning system, to help prevent or mitigate serious conditions down the road and save time and money over your lifetime.
Stop trying to become an influencer. Here is the simple, low-tech way to build an online asset without performing for an algorithm.
After enactment of the Social Security Reform Act of 1983, Social Security actuaries determined OASDI’s (Social Security’s or the system’s) long-range actuarial balance (LRAB) to be .02%, meaning that...
What if the biggest obstacle to a joyful retirement isn't your money — but the belief that you never have enough of it? In this episode, we discuss: Why "having enough" is both a financial and emotion...
This week’s mixtape: buried creativity, the return of builders, the midlife pivot and Brett Michaels sweaty t-shirts
Stop trading time for money. Here is how to use AI and Beehiiv to build a digital asset without dancing on TikTok.
It looks like an “eggcellent” option for dividend investors... The post Is Cal-Maine’s 10% Yield About to Go Splat? appeared first on Wealthy Retirement.
In January, new Roth catch-up rules will prevent workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).
Thinking about moving abroad? You’ve come to the right place. International Living just released a new report that highlights the best countries to live in for 2026.
I find myself saying this out loud or to myself more and more lately. The aches and pains—minor at this point, thank goodness—and occasional loss of the exact word I’m looking for aside, being olde...
Recently, I’ve been experiencing a bout of financial hopelessness that’s been surprisingly hard to shake. Rationally, I know I’ll be OK, but mentally, I’m stuck in this negative loop. It started after...
Understanding the average and median 401(k) balance by age helps you see where you really stand. Vanguard’s data shows a wide gap between the average balance of $148,153 and the median of $38,176, rev...
With 2025 coming to an end, it’s time for my annual tradition of gathering my favorite investment writing of the year. I started this tradition in 2017, and have continued it ever since (2018, 2019, 2...
Many years ago, in that world of work I invariably wore black. Dull, sombre coloured suits with white blouses and heeled shoes were viewed as appropriate attire for both office and court room. I think...
Jeremy Keil explores 7 money moves you can consider before the new year to lower your taxes and keep more of your money in retirement. Every December, people scramble to finish holiday shopping, trave...
In this episode, Roger Whitney, a retirement planner with 30 years of experience, breaks down annual gifting limits and year-end planning. He shares practical strategies for giving that make a real im...
Steve spent more than two decades building video games, working with a team that felt more like family than coworkers. By all measures, he loved his work. But a heart attack in 2021 changed everything...
Most retirement advice quietly assumes you have a partner: two incomes, two Social Security checks, someone to split expenses with, someone to catch the slack if something goes wrong. But for singles,...
Retiring at 50 sounds bold, almost unthinkable for most people, but for Kent, it was the only decision that made sense once life, loss, and perspective pushed everything into focus. In this conversati...
Today, I'm thrilled to welcome Fritz Gilbert back for his second appearance on the podcast. Fritz is an award-winning blogger and author of The Retirement Manifesto, one of the most influential retire...
With talk of bubbles, corrections, and overvaluation dominating the headlines, we unpack how you can stay confident, stay invested, and stay sane when markets feel anything but predictable. In this ep...
Far too many investors are just throwing money away... The post My Friend’s $250,000 Mistake appeared first on Wealthy Retirement.
Here are often overlooked aspects of health and longevity in retirement that are backed by research.
Oh.What.Fun Film Review by Darrell Griffin, Pres PureAudacity.com Oh.What.Fun. is a holiday comedy that hilariously reveals the invisible labor of moms. Darrell Griffin, President of PureAudacity.com,...
Do you know where your retirement savings are invested? When I looked into mine, I discovered that parts of it ran counter to U.S. foreign policy priorities.
Marseille không chỉ là một câu lạc bộ bóng đá, mà còn là biểu tượng của niềm đam mê, sự máu lửa và tinh thần bất khuất của bóng đá Pháp. Nằm bên bờ Địa Trung Hải, đội bóng này không chỉ đại diện cho m...
Eintracht Frankfurt là một trong những đội bóng giàu truyền thống và có sự hiện diện mạnh mẽ tại đấu trường châu Âu. Mặc dù không phải là đội bóng có tài chính mạnh mẽ nhưng CLB này luôn nổi bật nhờ t...
Trong bóng đá đỉnh cao, tài năng kỹ thuật và tư duy chiến thuật chỉ là một phần trong thành công của các cầu thủ. Những cầu thủ nổi tiếng vì thể lực phi thường cũng vì thế mà được nhiều người quan tâm...
Marco Reus – Cầu thủ tài năng nhưng đen đủi với chấn thương của Đức thế hệ hiện nay. Sở hữu kỹ thuật cá nhân tuyệt vời, tốc độ nhanh nhẹn, anh được giới chuyên môn và người hâm mộ đánh giá cao. Tuy nh...
Trong bóng đá, có những khoảnh khắc khiến cả thế giới phải nín thở. Ngày 12/6/2021, tại Euro 2020, khi Christian Eriksen – trái tim của đội tuyển Đan Mạch – bất ngờ gục xuống sân vì ngừng tim. Hàng tr...
Cách xử lý và phòng tránh chấn thương cổ chân trong bóng đá là vấn đề phổ biến thu hút sự quan tâm, chú ý của mọi người. Bởi điều này rất dễ xảy ra trong quá trình thi đấu, nên cần hướng xử lý nhanh. ...
Foam roller (con lăn massage bọt EVA hoặc EPP) là dụng cụ rẻ, gọn và đa năng giúp mọi vận động viên – từ người mới đến chuyên nghiệp – tự xoa bóp cơ bắp ngay tại nhà. Bằng cách dùng trọng lượng cơ thể...
Những động tác kéo giãn cần thiết sau trận vô cùng cần thiết bởi sau mỗi lần thi đấu cơ thể bạn thường xuyên rơi vào trạng thái mệt mỏi, căng cứng cơ bắp. Nếu không được phục hồi đúng cách, bạn rất dễ...
Cách phục hồi nhanh sau 90 phút thi đấu rất quan trọng giúp bạn lấy lại tinh thần trong thời gian ngắn. Chỉ trong 90 phút thi đấu nhưng cơ thể bạn tiêu thụ một lượng năng lượng khổng lồ, toả nhiệt, mấ...