Curated articles and podcasts from trusted financial experts and real retirees.
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With decades of growth ahead, your 40s aren't just for saving. We asked financial advisers how to enjoy your income now without compromising your nest egg.
I retired June 1, 2024. My wife is still working, her planned last day is June 30, this year. Here's a few things I've noticed.... I'm maintaining our 'retirement fund' portfolio at Vanguard in the 60...
Pretty much what the title says. I only have one week left in my working life. I've just concluded a four month stint in a temporary job, and it's conclusion has presented an opportunity to bring forw...
Got a seriously good/very bad job with lots of stress. Happy to let the job go so I can take care of my mom, not die before retirement like my dad and enjoy my few remaining years. What have I not tho...
Looking to start a Roth IRA by April 1 so I can get a start on the 5 year rule, I have 401K plans but will need some roth if I have any chance of ever getting under the 400% magi in 4 years, where sho...
Separating facts from fiction is an important first step toward building a retirement plan that's grounded in reality and not based on incorrect assumptions.
Talking to heirs about transferring wealth can be overwhelming, but avoiding it now can lead to conflict later. Here's how to start sharing your plans.
A growing number of retirees have been paying federal tax on their benefits. A new $6,000 per person senior deduction reduce taxes for some seniors, but doesn’t change the way Social Security is taxed...
Vanguard’s VRIF ETF is tilting toward bonds to provide retirees stable income, balancing caution with a 4% annual payout target. The post Why Vanguard’s ETF aimed at retirees is currently cautious in ...
If you're leaving your employer and you have a 401(k), what should you do? There are six options, some of which are better than others. The post What to Do with Your Old 401(k) If You Change Jobs appe...
Private equity in 401(k)s may face significant liquidity strains, reducing returns and complicating plan management, according to new Morningstar research.
Once paychecks stop, it can be frightening to shift out of the savings habit. But there are strategies to enjoy your nest egg and make it last.
These mundane activities won't make you the life of the party, but they will set you up for a rich retirement. Discover the 8 boring habits that build real wealth.
Being a top earner is relative: Why trading a high-tax zip code for a low-cost state is the ultimate retirement power move.
An inheritance can mean extraordinary freedom for your loved ones, but could also cause more harm than good. How can you ensure your family gets it right?
A resilient retirement plan is a flexible framework that addresses income, health care, taxes and investments. And that means you should review it regularly.
What can you learn by creating a retirement plan? Get inspired by 19 planning insights and discover your path to a secure future. The post 19 Reasons to Create Your Own Retirement Plan (It’s A Lot Mor...
What are Trump Accounts? This guide explains new 530A child investment accounts, including eligibility, the $1,000 Treasury deposit and key tax rules.
Are you in a good position to retire at 55? Find out with this quick quiz.
In a surprise move, Jack Dorsey, co-founder of Twitter (X) and Block (Square, Cash App), announced a mass layoff affecting about 4,000 employees out of Block’s roughly 10,000 employees. For a company ...
Want to live healthfully to 100? Learn the powerful and well researched Okinawan secrets to a long life: ikigai, moai, hara hachi bu and more. The post Blue Zones Report: 3 Okinawan Secrets to a Long ...
My parents live in Mexico and know next to nothing about investing. Here was my journey in helping set them up for retirement. The post How I Helped My Parents Living in Mexico Invest Like the Pros ap...
Retirement is a new lifestyle and there are a number of adjustments that folks go through during this life changing event. On this episode we discuss 5 specific “Must Do's” with the objective of provi...
Your spouse wants to remodel your kitchen and several bathrooms in your house. You’ve received a quote for the work for about $100,000. Using a strategic withdrawal approach and a Monte Carlo modeling...
Staying in one's home as long as possible may not be the answer. Loneliness and isolation are issues. Relationships and community are essential for well-being.
What if the confidence you're searching for in retirement decisions hasn't disappeared, but has simply been drowned out by noise? In this episode, you'll learn: Why retirement decisions feel more emot...
With the new "senior bonus" hitting bank accounts this tax season, your retirement refund may be higher than usual. Here's how to reinvest those funds for a financially efficient 2026.
Even in retirement, some income sources can unexpectedly raise your federal and state tax bills. Here's how to avoid costly surprises.
This morning, I read the obituary for a 64-year old man (eight months younger than me). The obituary included the following sentence: "He was planning to retire on March 8". Yesterday, I attended the ...
Retired since Jan 2025 - after a 9-10 month decompression I’m finally enjoying the ultimate retirement luxury - TIME Time for reading especially. Since my job (lawyer) involved many hours of reading p...
Once you're retired, your focus should shift from maximum growth to strategic preservation and purposeful planning to help safeguard your wealth.
Legacy planning integrates your values and stories with legal and tax strategies to ensure your influence benefits loved ones and good causes after you're gone.
President Trump announces a federal retirement savings plan with a $1,000 match. Will it close the coverage gap?
Over the past 150 years, the U.S. stock market (including dividends) has ended the year positively roughly 75% of the years, according to many studies, including one by Visual Capitalist. So if you ...
With private insurers set to receive $1.2 trillion in excess payments by 2036, retirees may soon face a reckoning over costs and coverage.
My wife (62) and I are starting to think seriously about our next steps and would really value some outside perspective. I’m turning 60 this year. We’re mortgage-free and have around £250,000 in savin...
President Trump's State of the Union address touched upon several topics, including a new retirement plan for Americans. Here's how it might work.
This post is a follow-up to our post of August 23, 2025 where we encouraged financial advisors and DIYers to ditch Monte Carlo modeling and its probability of success metric and adopt the Actuarial Ap...
An interview with leadership coach Rutherford Pascal, where we talk about why burnout happens; why traditional fixes often fall short; and how concepts like deliberate rest, autonomy, and leadership s...
President Donald Trump unveiled a federal plan offering government-backed retirement accounts with a $1,000 annual match for workers without employer-sponsored plans.
When your heart says "yes" but your wallet says "no," there is still a way forward. Here's what financial pros say.
Kind of a followup to my post about knowing when it's time to retire. I know a big thing people want to do more of when they retire is travel, but I'm also wondering about more of the everyday things....
So wife and I (Canadian citizens) plan to spend periods of about 3 months living as tourists in several European mid-sized cities. Renting via AirBnB seems pricey, so we wonder if there is some differ...
An existing law could help create new retirement savings plans for people who lack them. But there may be income restrictions on any match.
According to the most recent available data, the IRS collected $5.1 trillion in taxes in 2024. Just ten years earlier, it collected $3.1 trillion. We all grumble about paying the government this time ...
After three consecutive years of double-digit returns in the S&P 500 since 2023, I decided to cut cable. The reason was simple: I’m conditioning myself to prepare for hard times by not only reducing e...
These curated date ideas provide the perfect backdrop for couples ready to enjoy the very best that the world has to offer.
Becoming "work optional" is about control — of your time, your choices and your future. This seven-step guide from a financial planner can help you get there.
If you want to reduce your tax burden, here are some alternatives to paying capital gains taxes. Most of them have significant downsides. The post 10 Ways to Avoid (or at Least Delay) Capital Gains Ta...
Monarch Money Review (2026): Is It Worth It?