Curated articles and podcasts from trusted financial experts and real retirees.
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Technology is transforming the small-plan retirement market—and fast. In this episode of the401(k) Specialist Podcast, we sit down withSue Hardy, Head of Plan Operations atSandy, Utah-based401GO...
As a veteran financial journalist, I tried the free AI-powered platform, Waterlily. Here's how it provided fresh insights into my retirement plan — and might help you....
Caring for a child or parent can mean a drop in income and a lower tax bracket. Why not take advantage by moving money into a Roth account? Here's how it works....
Most folks know Florida is a tax-friendly state, but they might not know that part-time residents may not qualify, as our cautionary tale shows....
Government 457(b) plans are about to get more complex as new Roth catch-up requirements come into force. Here's how to prepare for the changes....
The Medicare.gov plan finder has been experiencing some technical issues during Medicare Open Enrollment....
It seems like everyone assumes that as a retiree, you are on medication. Years ago, we chose a healthcare path that avoids medication except when absolutely necessary. I get that you might think that ...
Tuesday, October 28 - Monday, November 03, 2025 Most Commented score comments title & link 63 144 comments For those with partners, who retired first and why? 37 36 comments Related to a recent po...
My wife and I have always been savers. Now in retirement I'm struggling to spend any money beyond the required bills, food, and payments. With our pensions and social security, the basics are way more...
I retired about 4 months ago. We downsized to a single story with plans for it to be our forever home about 6 years ago. One bonus was the really large backyard for our urban/suburban area. But I&rsqu...
What if the “smart” money choice isn’t the choice that builds your best life? This Root Talks episode starts with a bucket-list moment for James—throwing the first pitch at a P...
"Risk" and "uncertainty" are similar concepts. But your financial plan has to be prepared to cope with both. I think that mix is what's making some folks a little uneasy right now. In addition to the ...
Answering listener questions, where we break down the pros and cons of reinvesting dividends automatically vs. manually, explore how to balance the risk of relying on a pension and 457(b), and talk ab...
Planning for Retirement: Social Security and Beyond!Tuesday, Dec 2, 2025. 2:00 p.m. ET • 1:00 p.m. CT • 12:00 p.m. MT • 11:00 a.m. PT. Duration: 60 Minutes. Zoom - Free Online Event. FR...
I have had my minor son for 6 months now during that time his mother was his payee and he did not see a dime. A few years back I can remember she got some lump sum payments. I just got control of his ...
We asked professional career coaches for advice....
Meeting your goals is more likely if you stick to your strategy despite market volatility and scary headlines. Consistency makes a difference....
Extreme U.S. market concentration has made international equities not just a diversification play, but a timely opportunity....
As a buyer and seller of real estate since 2003, I’ve learned that getting a home inspection before each purchase is one of the most important steps in protecting yourself. You want a profession...
? SHOW NOTES In this episode, Roger Whitney explores the art of retirement goal setting with his signature blend of practical advice and thoughtful reflection. He sits down with Cesar Aguirre, who sha...
Those “3x by 40, 6x by 50, 10x by 67” charts feel official—until your life doesn’t match the average. In this episode, James shows why age-based savings benchmarks miss the mar...
Congratulations on getting your estate plan in order. Now, you need to communicate the relevant details to ensure your plan is effectively carried out....
I’m not going to lie. It’s been a rough couple of days. After we finally got back on track with our son's stomach bug recovery, he caught another bug which affected his sleep so much, for ...
Anyone else have any plans for this week? November has begun, need to start our idle time strong. Me? If I can time the traffic this afternoon, going to take my skis in to ski shop to get them tuned. ...
Me? I'm a hunter, but I never shoot anything. I'll go out in the woods in the afternoon and sit and observe. Then, when it gets dark, I walk back to the car and go home or to my camp. Mornings, I go o...
I was reading the fantasy novel "The Farthest Shore" by Ursula LaGuin and came across this beautiful passage: " When I was young, I had to choose between the life of being and the life of doing. And I...
Veteran Atlanta advisors Margaret Wright and Bradley Martin are building MartinWright Advisory around institutional-grade portfolios, next-gen tech and a plan to sell the firm to other advisors....
Tariffs, high prices and an uncertain economy getting you down? These steps can help....
Why am I so intent on accumulating wealth, despite not having children? It's because of my scarcity mindset. Here's how I'm working on it. The post The Queer Scarcity Mindset appeared first on The Whi...
Should the new temporary senior tax deduction change your Roth conversion strategy? Joe and Big Al spitball for Chris in Maple Grove, Minnesota, who wonders whether to keep converting to Roth now that...
I hike every day usually by myself and often long distances on trails where there’s very little foot traffic. This week I was out foraging, which essentially means tromping off trail through the...
Trigger Warning: The following contains descriptions of physicians making rational career decisions and abandoning failing investments. Side effects may include ... Read more...
When people think of what could haunt their retirement, they often imagine running out of money, facing unexpected expenses, or living too long. But as we discuss in this episode, there's a more insid...
Tax planning often slips to the bottom of our financial to-do lists—until a surprise bill or missed opportunity crops up. But behind the scenes, the right process for an ongoing tax strategy can...
Planning for retirement isn't just about hitting your savings targets and hoping for the best. It's about getting creative, asking new questions, and challenging your own assumptions. We follow the re...
Planning for your child's college education can feel overwhelming, especially when faced with skyrocketing tuition costs and countless savings options. This week on the show, we're discussing the ques...
Recently, an executive order has set the stage for 401 (k) providers to potentially start offering investments like private equity, private real estate, digital assets (think bitcoin), commodities, an...
Are you taking advantage of all your Roth opportunities? We break down the differences between the Roth IRA, Roth 401(k), or the Mego Backdoor Roth 401(k). by comparing your choices with another favor...
The second quarter of 2025 was anything but dull in the financial world. But despite the turbulence, both US and international stocks finished the first half of the year up over 10%. Over the last 12 ...
Hey Everyone! Oh wow, it’s November already. The leaves are turning, and it’s a beautiful day in Portland. We had a rainstorm yesterday, but the sun is out today. Ahh, ... Read more The po...
Wondering how to survive open enrollment this year? Arm yourself with these tools to cut through the process and get the best workplace benefits for you....
Few people properly plan for the decumulation stage of their retirement. A few missteps can derail one’s finances or disrupt their life....
Middle-class Americans say paying off debt is their top financial priority. Financial advisors say a fixation on paying down debt can hurt in the long run....
It’s a raging bull market, and I’ll confess, I’m a little annoyed I don’t have a large paycheck anymore to take advantage of more investment opportunities. Every day, I see peo...
I am often told that doctors owe something to society, usually in exchange for the expense of their education. Here's my response to that. The post Doctors Don’t Owe Society Anything appeared fi...
A few practical steps today can make your future more secure – and less stressful....
“Through the historic Inflation Reduction Act, the Medicare program is meeting the needs of people with Medicare more than ever ... Read more...
You've heard it a thousand times: "Wait until 70 to file for Social Security." But if that's such obvious advice, why do most retirees file earlier? In this episode, we uncover the hidden cost of wait...
Writer and certified financial planner Beth Pinsker talks to Kiplinger about caring for her mother and her new book....
We asked a college savings professional and a financial planning expert for their advice....