Curated articles and podcasts from trusted financial experts and real retirees.
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Even with our solid nest egg, it's not clear if we should self-insure or buy long-term care insurance.
What you pay for financial advice is secondary to the true value you receive, which is why the structure of your financial professional's compensation matters.
"Your Retirement Sketchbook" focuses on the hardest part of retirement planning — figuring out what your retirement life will look like.
From municipal bonds to Roth conversions — take our quiz to find out if you know which income streams push you into higher Medicare brackets.
Why going back to work after 60 is as much mental as it is practical, and often exactly what you need most.
Once you pay all your monthly bills, how much money do you need, to be comfortable till the end of the month. This doesn't include cost of a vacation or special occasion. And what has been your bigges...
In my portfolio, I use a small value tilt—an overweighting toward stocks that are small and value-oriented. Is that still a good idea? The post Why the Small Value Tilt Works: A Psychological Perspect...
Women who gain financial autonomy in later life may be pressured to make quick decisions. Instead, take the time to grow a fruitful new relationship with money.
The Labor Dept. proposed a change that would make it easier for workplace retirement plans to include alternative investments like private credit and crypto.
“The 1%” sounds like an abstraction. It’s something economists argue about on cable news. But if you’re a physician, you ... Read more
For retirees seeking less risky savings options, here are a few recommendations based on your preferences.
When you have a child with a disability, your money has to last twice as long. Here is the blueprint for a century of financial security.
Doctors spend a decade in training to earn a high income…only to turn around and spend the next three decades ... Read more
When you die, your 401(k) only passes to the named beneficiary. Spouses can roll the account into their own IRA, but most non-spouse beneficiaries must withdraw the funds within 10 years, which can tr...
Here's how overpayments to Medicare Advantage plans are driving up Part B costs for every Medicare beneficiary.
Outliving your money is the real risk. Learn how longevity can quietly derail even the most well planned retirement strategy.
I recently had a somewhat painful international travel experience. And it made me start thinking about the costs of private jet travel. The post The Calculus Behind Private Jet Services (Should You Bu...
When it comes to retirement (and cake), people have their own preferences. Instead of trying to fit into a predetermined box, consider a personalized approach.
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Having a pet can add to the joys of retirement, but it is best to plan carefully.
I'm disappointed my son can't go to Greece with us, but we can't reschedule. I want him to feel we are treating him fairly.
As many people live longer, inheritances have shifted from life-changing events to late-in-life supplements. The timing of an inheritance is crucial.
If your adviser isn't crunching all the numbers and showing you a complete picture (in writing), then you might need to find one who will.
Hi everyone! My husband and I were having a fun conversation about what to do with our RMD dollars when they start coming in (we are 5 years out so it’s just a fun question, not advice). We both love ...
Radiology is a field optimized for human replacement, where digital inputs, pattern recognition tasks, and clear benchmarks predominate. If the ... Read more
What will you have: benefit cuts or tax hikes? Maybe a little of each. Here is what six potential solutions to the system’s bankruptcy would do to you.
Living longer is the biggest retirement risk for most investors. If your retirement plan doesn't extend to your mid-90s and beyond, this is what you need to do.
Rollover IRAs can end up stuck in cash, while abandoned 401(k)s can be parked in a cash-like Safe Harbor IRA. Here's how to put your money back to work.
What are Passive Income Generators (PIGs) and Passive Activity Losses (PALs), and how do they interact with each other on your tax bill? The post Using Passive Income Generators (PIGs) to Offset Passi...
With foodcations and other culinary trips on the rise, we recommend some of the country’s most elite gastronomic events and tours for epicurean retirees.
From a surprise hip surgery to your stories of reinvention, I’m looking back at a year of navigating retirement alongside you.
My 104-year-old grandmother went to the gym for 50 years, keeps up with us on Facebook and started French on Duolingo at 95. Here are her secrets to a long, vibrant life.
How do you turn decades of hard-won savings into a steady stream of income for the rest of your life? These funds may help.
If you see yourself in these four Midwestern Millionaire traits, you're among America's best savers. You're also most likely one of its most reluctant spenders.
Women should personalize their Social Security claiming strategy and run the numbers after considering life expectancy, tax situation and existing assets.
One more week left of work, then on vacation for a month. Retirement date is May third. Signed up for Social Security on February 13th, says it can take up to thirty days, it's still under review. How...
Here's my situation. I am 61 and currently employed and have a 403b that I am contributing to. I intend to work until I am 70 at least. I have an old pension plan which will give me $1200 if I wait un...
Women are the main providers of care — and will make up most of those needing it in future. Your 50s is when to start asking how you'll cover your own needs.
I am mostly a D.I.Y. investor at age 62 and with retirement on the horizon, I am trying to plan as much of that as I can. I do not have a date in mind, although as it relates to SS benefits, I would l...
Retirees who report they are happy can prevent future unhappiness by addressing these five serious retirement risks that most retirees face.
A stock market pullback makes a Roth conversion less expensive, turning a declining portfolio into tax advantage. The post Roth Conversions in a Down Market: The Tax Window Many Miss appeared first on...
Leslie and Thomas Martin stress-tested their portfolio and gained the confidence to retire with a personalized financial strategy. The post ‘Do We Have Enough?’ How This Couple Knew When to Retire app...
James Choi’s investing model suggests your stock allocation should depend on income, savings, and future earnings, not just age. The post How Much in Stocks? A Yale Formula Rethinks Allocation Rules a...
Jeremy Keil explains how putting your cash in the wrong spot could prevent you from earning thousands in interest during your retirement. Many retirees spend a lot of time thinking about how to get be...
Author Ethan Lohr shares how the four buckets retirement income strategy helps retirees behavior-proof their retirement. Many retirees face one similar problem that they struggle to name: the emotiona...
Long-term financial security isn't always served by capturing the biggest account assets. Here's how financial advisors can best serve divorcing clients.
Gas prices are at least $1.00 more than when retirees and snowbirds headed for warmer weather. Here are some easy ways to save some of that cash.
I’ve been trying to wrap my head around how the recent legislation could affect retirement income, especially when it comes to taxes, Medicare premiums, and withdrawals. A few things I keep coming bac...
Steve Chen sits down with Mark Miller to unpack the biggest changes hitting Social Security and Medicare right now. The post Podcast 109: Social Security & Medicare: What’s Changing and What It Means ...
If you convert to a Roth today, could Congress change the rules tomorrow — and should that fear stop you from taking action? In this episode, you'll learn: The truth about retroactive Roth taxation Wh...