Curated articles and podcasts from trusted financial experts and real retirees.
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What if the real retirement risk zone isn't during retirement… but the five critical years before and after it begins? In this episode, you'll learn about: Pre- vs. post-retirement sequence of returns...
Many doctors assume that once they move overseas, US taxes become simpler. In reality, living abroad can make your tax life way more complex. The post The Expat Doctor’s Common Pitfalls: Why Living Ab...
See which states require older drivers to retake vision tests to keep their licenses — and the one state that makes retirees retake their road test.
The four money scripts are avoidance, worship, status and vigilance. Following them can interfere with your financial plan and limit your future opportunities.
What if waiting until you're "fully ready" for retirement is actually costing you some of the best years of your life? Topics covered in this episode: The controversial "retire at 80%" framework Why m...
What if trying to avoid the market's worst days is actually one of the fastest ways to sabotage your retirement plan? Topics covered in this episode: Why best and worst market days often occur back-to...
Today, I'm excited to welcome Michael Long to the podcast. Michael is a physicist-turned-writer and the co-author of the international bestseller The Molecule of More. His work explores one of the mos...
Median retirement savings hit $185,000 at ages 55 to 64. Here’s how 401(k), IRA, and total balances compare across age groups. The post Average Retirement Savings by Age: See What Americans Have Saved...
Thinking of calling it quits in your late 50s or early 60s? Before you retire early, see if you can answer these three important questions.
A court ruling means one-time IRA rollover recommendations are no longer automatically considered fiduciary advice, and savers must protect their own backs.
I found that visiting the "greatest hits" from years ago made for wonderful retirement travel. These are my top spring trips in the U.S. and abroad.
A reader asks: I hate my job. Can you help me retire in 10 years? I’m already 45 years old ... Read more
I'm still working, born in 1959, and making more than I have in my top 35 years, so working still is going to be bonus additional money. Has anyone ever done this before? Everyone I know retired and s...
When you need clarity on your finances, taking a look at your personal financial statement is the first step to making better, more informed decisions.
We asked 15 questions to determine how those who have retired got there. So far, about 125 people have responded. Here's what they said. The post ‘I Got Poor Advice from an Accountant . . . That’s a B...
I always put the maximum amount allowed into my 401K. Now I realize that I will be paying high taxes when I need to take RMDs. Now I realize how much lower my taxes would be if I only lived off of qua...
I (62yr) retired and still trying to find myself and my daily routine. When I retired, my gut told me not to really tell everyone, just immediate family that I retired. Of course, I did let out the ne...
IDK how much I can share here. You never know if someone you know is also here. After 28 years, I'm done. If the work were not so horrible, and the company so greedy, I'd probably stay and make it a f...
Many members of Generation X and Baby Boomers who are not yet eligible for Social Security said they will claim benefits as soon as they are eligible, according to a new study.
I get exhausted trying to meet all the goals I set for myself. I'm nearing retirement thinking that it will give me relief from this exhaustion. But is retirement going to just be a "bigger attic" for...
Alternative investments could appear on some 401(k) menus in the year ahead. Here’s what that means for investors.
An interview with FPL's Amanda Harrell, where we talk through how to handle a 401(k) rollover without blowing up your Backdoor Roth IRA, whether direct indexing is really worth it, and what to think a...
You can tell a lot about a person by how they talk about boats. Some light up like kids in ... Read more
Don’t let mandatory distributions catch you off guard. Test your RMD knowledge and discover strategies to maximize your retirement income today.
We are Gen Jones and are retired nearly 2 years now. Like many parents of our generation, we have an adult Millennial child still living at home. He has a skilled career and makes good money, but it w...
Social Security benefit cuts are a real risk but not certain. Here’s what projections show, and how to plan your retirement accordingly. The post Social Security Benefit Cuts? What the Latest Projecti...
We have saved $7 million, and our round-the-world trip will cost $800K. We both had parents who died in their 60s, so we want to travel while we are "young."
Medicare costs can spike if your income triggers the income-related monthly adjustment amount. Here's what to expect in 2026 and how to avoid it in the future.
Employers are already getting questions from employees about Trump Accounts. Here’s how they work, what they mean, and how to prepare before the details finalized.
Roger Whitney breaks down how to create a diversified portfolio by explaining the core principles of diversification and asset allocation, then answers listener questions on topics like using allocati...
Preparing for a bear market is critical. Because we know that another one will be coming along at some point, whether we like it or not. The post Preparing for and Surviving the Next Bear Market appea...
A $0 state income tax bill doesn’t always mean a cheaper retirement. See which states stretch your dollar further.
We asked estate planners how to protect his one-year-old dog when his heirs aren't up to the task.
Before you confirm any estate plans, look in the mirror — your philosophy on life will inform your legacy, and that will allow a meaningful plan to unfold.
Hello, I'm a reporter, often writing about aging. I wrote a story for Bloomberg Businessweek with advice from people who have retired about how to do it right. I wanted to share, because I had a very ...
Rockstar advisor George Fraser joins the podcast to announce "GigMatch," a revolutionary app designed to replace retirement fear with hope by matching 401(k) participants with gig economy income oppor...
The trust funds for Social Security and Medicare Part A seem likely to run out of money faster than was projected last year, the Congressional Budget Office estimates.
A growing number of parents are being asked to support adult children financially, often by cosigning loans. Proceed cautiously.
Confused about Medigap? Here are 20 simple, essential facts to understand Medicare Supplement plans, costs, and how they fill the gaps in your coverage.
Spending more time managing your health in your 70s and beyond is part of the “new normal” of extending healthy longevity to your later years.
Physicians have gotten better about entering retirement with serious financial muscle. Yet many still struggle with peace about actually spending ... Read more
Cheaper doesn’t always mean better when it comes to insurance quotes. Quotes can vary widely—not just in price, but in what they cover. The post Don’t Cheap Out When It Comes to Insurance: The Cheapes...
"Chase and Ryder" are 56 and 55 with $5 million saved and huge pensions the day they retire. So why are they so nervous about pulling the trigger? That's today on Your Money, Your Wealth® podcast numb...
Bladder cancer survivors and a therapist share the realities of living with a stoma and how relatives can support loved ones as they rebuild their identity.
Along with CDs, fixed-rate annuities often pay more than money market funds and savings accounts. If you’re nervous about them, here’s one way to test the water.
Try as we might to be thorough, some things always slip through the cracks. Now, with Tax Day behind us, ... Read more
I have stock in a brokerage account and say it pays a 5k dividend that stays in the account as cash, not reinvested. At the end of the year I know I will get a 1099 DIV and it will count as 5k income ...
Just wanted to say I sold some stock the other day to fund the rest of this year. I'm retiring this summer but it was kind of thrilling to take that first step. Now I have a cushion to cover market fl...
The second quarter is a key time to reset your finances and stay on track for the year. From reviewing your budget to maximizing your 401(k) and rebalancing your investments, these smart money moves c...
Just ran across an article on Yahoo Finance making the argument for how wonderful retiring to cities like NYC, Boston, Seattle, Washington DC and San Francisco with NYC being in the #1 spot. Personall...