Curated articles and podcasts from trusted financial experts and real retirees.
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You say you can handle a 40% crash, but does it matter? Here’s why high earners must prioritize capacity over comfort....
Fear of facing the fact that we all die may be the reason why people hire an attorney to do their estate plan documents but then fail to sign them. It can create a mess....
A new report reveals the most affordable places around the world where you can live well on $1,200 a month, from Europe to Latin America to Asia....
Policy experts across the political spectrum share similar goals: To restore long-term solvency while improving its ability to support lower-income workers in old age....
For those of you who are married which spouse retired first and what was the reason for this? How are the dynamics post-retirement? I will retire before my husband. I've always made less and as I stop...
My wife and I plan to retire at the end of 2028. While we both have good paying jobs now, for most of our adult lives, we've been barely making it - raising children and living paycheck to paycheck. O...
Answering listener questions about the pros and cons of traditional vs. Roth contributions, merging finances when a spouse has no income but owns an IRA, and how to maximize annual contributions to a ...
Hey everyone! Today, I’d like to share my love of pottery with you. I’ve been taking ceramics classes at the local art center for about a year and a half. ... Read more The post Why I Love...
? Show Notes In this episode, Roger Whitney wraps up our four-week series on smarter retirement goal setting. He dives into the ideas of buoyancy and Maslow’s hierarchy of needs, showing how the...
FROM THE ARTICLE. Pushed out of the workforce? Take these steps to land on your feet. By Martha C. White, AARP. Published October 29, 2025. Looking ahead to retirement might sometimes feel like being ...
When you work and collect Social Security benefits before your FRA, you are subject to the Retirement Earning Test that could result in a temporary reduction of your benefits....
The entrepreneur, real estate investor and motivational speaker tells us why people should never stop working....
From procrastination to AI, these five estate planning pitfalls could mean your heirs are left with bureaucratic hassles — or a reduced inheritance....
Think of investing in terms of time, savings and risk. By carefully monitoring all three, you'll keep your retirement plans heading in the right direction....
I still have my Meta 401k two years after being laid off, and here’s why keeping your old 401k might actually be the smart move....
Earlier this week a member posted - Let’s examine both sides of the tracks . In order to provide all members of the community an opportunity to view the reply by the Moderator team, we copied it...
We all hear about the regrets many people have in retirement, probably too many to list. Most of those regrets have to with money and/or timing of peoples retirement, or decisions made about health in...
As I was pumping my own gas today, I was thinking about going to the gas station when I was a kid and the attendant would pump, clean your front and rear windows, and ask if you'd like him to check yo...
How claiming Social Security affects ACA health insurance depends on if there's a cliff, and your household income before and after Social Security. Learn the Nuts and Bolts I put everything I use to ...
Recently, in her Motley Fool article, A Big Reason the Famous 4% Rule May Not Work for Your Retirement, Maurie Backman confirmed what we have been telling our readers for years—you aren’t ...
The Stretch IRA used to be much more generous for those receiving an inherited IRA. Here's what a Stretch IRA is and how to plan for it. The post What Is a Stretch IRA? appeared first on The White Coa...
Jeremy Keil compares long-term care insurance to self-funding long-term care through the lens of 3 clarifying questions....
FROM THE ARTICLE. 6 Big Social Security Changes for 2026. COLA increase, higher Medicare costs and a new tax break will affect beneficiaries’ bottom lines in the year to come. By Deirdre Shesgre...
“I’m sick of the scaring, the terror, the fright. I’m tired of being something that goes bump in the night. ... Read more...
The Social Security Administration has announced significant changes affecting millions as we approach a new year....
Test your basic knowledge of the Social Security earnings test in our quick quiz....
Retiring early sounds amazing until you realize prices keep climbing and everyday costs quietly eat away at your savings. Many people panic, convinced that high inflation makes retiring early impossib...
The 'guardrails approach' to retirement spending signals when you can spend more and when you need to rein it in, giving you greater flexibility in your post-work life....
One thing that I find really interesting is the idea of maximizing our health so that we have more energy and better health until the very end. About 10 years ago, I noticed that my energy levels were...
The list is growing It’s become comical I’ll do that as a project when I retire Anyone else accumulating home improvement projects like crazy? I have everything from the cliché clea...
I’m 61 and “retired” 4 months ago. Arthritis is taking its toll and I wanted time before I’m not able to do more than hang out in front of a tv. My wife plans to work for 5 mor...
I’m 51 & planning to retire around 60, likely in Ontario; probably Ottawa or Toronto. The financial side’s mostly sorted (pensions, TFSAs, RRSPs, the whole spreadsheet thing). What I k...
When times get tough, borrowing from your 401(k) may seem like a smart solution. After all, it’s your money, right? But here’s the catch: If you don’t follow the 401(k) loan repaymen...
The government has recalled approximately 3,000 workers to assist with Medicare and ACA Marketplace Open Enrollment....
Public-sector pensions are shifting more risk onto employees through hybrid designs, variable contributions and COLA changes, transforming retirement planning for millions....
The Social Security Administration announced its cost-of-living adjustment for beneficiaries — a figure advocates say fails to address the reality for most seniors....
Millions of small 401(k) balances end up in safe harbor IRAs, where fees and low returns erode growth. But advisors can help reclaim lost savings....
Addressing your burnout is not just personal self-care. It’s a financial wellness strategy. Here's why you should take it very seriously. The post Burnout Is Expensive: The Financial Case for Pr...
Joe Anderson, CFP® and Big Al Clopine, CPA tackle one of the trickiest timing questions in retirement planning, today on Your Money, Your Wealth podcast number 553: when should you convert to Roth...
Early retirement income can feel complicated, but a steady paycheck from savings starts with a simple framework. This episode reframes withdrawal decisions, explains why a fixed 4 percent rule can be ...
Larry Sprung wasn't looking for love (authors), but he wound up finding a great set of clients....
Episode 498 The media narrative is extreme negativity about the state of the economy and yet the stock market and GDP continue to expand. Why? Productivity, Deregulation, and Industrial Policy are goo...
many people don’t know is that the Social Security Administration doesn’t recognize traditional powers of attorney. An additional step must be taken to complete the plan....
A fellow FIRE blogger, MrNomadNumbers, came to visit us in Valencia recently and showed me some AI capabilities that blew my mind. Before he retired, he was a software developer, like us, so he knows ...
Some parents were abusive to their kids growing up. There is estrangement. But do adult children help when that aging parent is in dire need? Some do, and some do not....
This isn’t a rant or complaint. Just sharing some of what I’m experiencing. I’m 60 and in between where I’ve taken a pension but still need to work. Semi retired. Almost all of...
I retired 18 months ago and feel like I’m starting to get into my groove. I’m getting into new patterns of activity, new volunteer work, and creating new social networks. I’m keeping...
The one that comes to mind for me is conserving energy. I was a teenager during the "energy crisis" in the 70s and my mom harped on us to turn lights off whenever we left a room. Still do it today, mu...
Intergenerational relationships are key to positive aging. Having dinner across generations facilitates new relationships....
Ever since President Trump trotted out that giant poster board on Liberation Day, there have been two competing narratives over how this would turn out. Economists have warned that the tariffs, which ...