Curated articles and podcasts from trusted financial experts and real retirees.
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I’m just not a sit-around-the-house kind of guy, never have been. I also think it’s a blast to learn something new, especially under the eye of someone who really knows what they’re doing. And so I kn...
My husband and I are both 64 years old. My husband is disabled. We are currently living near my children and grandchildren, but we’ve realized it’s too expensive to live in our current state. I retire...
Time is a young investor’s greatest asset. Discover how small contributions today can evolve into a tax-free fortune by the time they retire.
The decision to move to a different state should balance financial issues with the lifestyle you want, rather than simply choosing a low-income-tax state.
Many plans focus on how much has been saved, but it's how much you spend that ultimately determines whether your plan works.
Many workers find it easier to leave 401(k)s behind when they move to a new job, or cash out small balances that are better left invested, but you have options.
It’s safe to assume that there’s a cardiologist in every major American city who drives a BMW, owns a 4,000-square-foot ... Read more
Hey all! Just finalized my retirement date for this summer (60 M). I’ve gone through the “normal” checklist for financial planning, healthcare coverage, SS, etc. Are there any other checklists out the...
I’d be interested to hear from those that have investments that pay close to or over the 400% poverty level and how do you manage things for Healthcare each year? I’m trying to not suck all my savings...
Two national surveys show what separates retirement confidence from a lack of it, and the planning that makes a difference. The post How to Retire With Confidence: What the Data Shows appeared first o...
With the federal student loan landscape rapidly changing, many future doctors are thinking about taking the three-year medical school route. The post Nearly 60% of Future Physicians Prefer a 3-Year MD...
Create once-in-a-lifetime memories with your grandchildren while celebrating America’s 250th
With Americans living ever longer lives, the age-old worry of outliving savings has become more pronounced.
We asked Times readers to share their best advice for a safe, satisfying and financially comfortable life — no matter how old you are or how long you live.
The tennis player Mackenzie McDonald has earned well up to this point, but high expenses and a short career timeline have prompted him, and others, to search for a backup plan.
Americans are increasingly dealing with a dilemma: How to balance a long life with having enough money to live it happily.
Roger Whitney explores one of the most overlooked variables in retirement planning: longevity, and how assuming you’ll live too long can quietly force you to save more, spend less, and potentially mis...
I retired in September '24 after burning out during the pandemic and caregiving a demented parent. That parent (the last one) died 2 years ago and then I spent a year dealing with the physical aspects...
After the final day of swimming and tennis at the sports club we're dropping, I took my kids to an open house in San Francisco. My wife was on a mom’s trip to Napa and I wanted to keep introducing my ...
Jeremy Keil explains how 5 smart moves could impact your ability to claim $180,000 or more as a couple in Social Security. If you’re about to file for Social Security, there’s a real possibility you c...
Millennials may not have saved enough for retirement, but how bad can it be if your fake i.d. name is "McLovin"?
Incorporating housing wealth and lifetime annuities in your retirement income plan can offer a significant tax-cost advantage over an investment-only plan.
Homeownership is often sold as a path to wealth. Part 1 of this series explains why mortgages function more as forced savings than a reliable wealth‑building tool.
The plan would shift much long-term care from Medicaid to Medicare. It would for anyone with a significant need for care but tie benefits amounts to income and assets.
So, my normal school anxiety dreams (late for class, not studying for final exam..) have been replaced with the same scenarios, but now for work. I'm showing up to work without my badge to get into th...
MyAppFree Review 2026: Is It a Legit Way to Make Some Extra Cash?
Saving into Roth instead of traditional accounts to bring down required minimum distributions in retirement, and whether retiring early is in the cards: that's today on Your Money, Your Wealth® podcas...
For those who work in AI, let me share a cautionary tale based on history. You may be getting incredibly rich right now, but there’s little point in being rich if your safety is constantly at risk. Ba...
After publishing my piece on the shocking cost of eldercare, a question kept nagging at me that I couldn't shake: when money is finite and the people you love are not, how do you decide who to help or...
Earlier this year, I decided to give up cable to simplify my life and save $120 a month. I don't watch much TV, and when I do, it's sports. But with so little time, I watch the condensed 10-minute hig...
There are a lot of things wealth is good for, but one of the most underrated benefits is being able to buy peace and quiet. As I was sitting in the hot tub with my two children at Everline Resort in L...
One of the key ways to FIRE is to save and invest aggressively. You've forecasted your misery, therefore, you know that by the time your misery becomes a reality, you'll have invested enough money to ...
Every year or two, the market hands you a gift wrapped in anxiety. You watch your portfolio bleed, you refresh your brokerage app more than you should, and you feel helpless. But when you have childre...
One of the more common retirement concerns I hear from new subscribers is the transition from saving for retirement to spending retirement savings. During our careers, we’re programmed to sacrifice sp...
Chris Orestis, founder & president of Retirement Genius, answers the question: “Is Social Security going bankrupt?” “If we don’t address the financial shortfall… it would trigger an immediate 20% or g...
Dr. Wade Pfau explains four ways to beat sequence of return risk and turn your retirement savings into retirement income. For most of your working life, retirement planning feels relatively straightfo...
Chris Orestis, founder & president of Retirement Genius, explains how to make more informed Social Security decisions. Social Security is one of the most important decisions in retirement. And yet, ma...
Does this seem like a good plan for my HSA? Retirement date is 2 years out. How do most people manage this? (I'll get a medigap plan which can't be deducted from a HSA) TIA for any feedback you can pr...
Hello. I (59F) have been trying to plan to retire early-ish for years. I would like to very much soon. I have tried to make my plans generally as fitting the circumstance at the time only to have the ...
Experts explore whether financial independence is compatible with long-term travel, highlighting remote work, geoarbitrage, and cost-efficient “bleisure” lifestyles. The post Financial independence an...
Dual-physician households want for nothing. In the eyes of the observer, they’ve won the lottery of life. A combined household ... Read more
The government ratings for nursing homes are volatile and have significant shortcomings, according to a recent study.
401(k) mistakes aren’t just about saving too little – they’re also about poor planning. Common issues like tax-heavy accounts, lack of diversification, and early withdrawals can reduce your retirement...
We were so close to moving to our dream neighborhood in our dream city. But it turns out that not living in the "cool city" isn't a bad idea. The post The Financial Benefits of Avoiding the ‘Cool Plac...
Kevin asks about using leveraged ETFs (2x and 3x return) for his retirement savings. LEverage Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John...
Ann asks about making qualified charitable distributions from her 457 plan. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their ind...
Unless you're listening to this while flying in your own Gulfstream, federal estate taxes probably aren't something you need to worry about. In 2026, they only apply to estates over $15 million, or $3...
If you're one of the 8,000 Meta employees getting laid off in May, the difference between a good and great outcome could be worth $50,000 or more. The main reason for the layoffs the company mentioned...
You’ve done everything right. You saved consistently. You built a portfolio. You figured it out on your own. So why would you ever need a financial advisor now. That question makes sense. And for many...
You can do everything right and still feel stuck. Save aggressively. Max out your 401k. Build a large portfolio. And then one day realize you can’t actually use it when you want to. In this episode, J...