Curated articles and podcasts from trusted financial experts and real retirees.
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I am 73 years old and have to withdraw the required RMD from my mutual fund IRA which is a fairly substantial amount. Can I hire a Certified Financial Planner to handle my RMD (i.e., Roth IRA, etc.) a...
Travel is expensive and stressful these days. Here's how I'm preparing for my next trip to Italy — and how I feel like I'm already there.
Whether you're starting your career or nearing retirement, thinking critically about your financial outlook now will help you avoid costly errors in future.
Millions of those in the sandwich generation need to care for kids and aging parents while saving for retirement. These tips can help make it less of a struggle.
I've know that RMDs can create a bigger tax burden when they start. We have a traditional IRA. I (67) am already taking SS, my husband (69) will be taking it a year from now, and since we'd consider i...
What you should do with an inheritance, even if it comes at the worst possible time.
Many doctors are making critical errors when buying disability insurance. Here's what you need to know to protect yourself and loved ones. The post 17 Physician Disability Insurance Mistakes to Avoid ...
We recently asked ChatGPT two questions about using the Actuarial Approach and its Funded Status metric to evaluate a household’s retirement sustainability. ChatGPT had high praise for the Actuarial A...
We check in on some champions of early retirement nearing their own finish line of financial independence. The post How are FIRE adherents making out? appeared first on MoneySense.
At a poker game recently, I heard one of the saddest things I've encountered in a while: “$10 million is not enough to retire early.” Mind you, we were all sitting in San Francisco, an expensive city,...
A bipartisan proposal to create a 75-year sovereign wealth fund for Social Security is not promising, according to Boston College researchers.
In this week's Ask the Editor Q&A, Joy Taylor answers questions on Roth IRAs and the five-year rule, including contributions and conversions.
Claiming Social Security too early can cost you thousands. Before you file, ask these essential questions to ensure you aren't leaving money on the table.
Buying an "inflation protection" investment in retirement, instead of making sure your financial plan can withstand rising costs, is a big mistake.
In a decade’s worth of training, not a single hour was expended to teach you how a 401(k) works, what ... Read more
A common retirement game plan for physicians goes something like this: sell the lake house, buy a condo in Scottsdale, ... Read more
Hi everyone! My Gen X husband (60M) and I (58F) are considering retirement in the next 12-18 months. We recently met with a fiduciary financial planner. He was a great guy, and we felt a good connecti...
Tuesday, May 12 - Monday, May 18, 2026 Most Commented score comments title & link 32 192 comments Sending out a goodbye email when it’s time to go… 44 55 comments Wife joining me in retirement in a mo...
Social Security’s solvency problems combined with advice by online financial commentators could cause Americans to accelerate their benefit claims.
Retirement isn't always the carefree finish line people imagine. For many, it marks the start of a deeper search for purpose, identity, and fulfillment. Topics covered in this episode: Why so many ret...
A law requires the rollover money to have been in the 529 for at least 15 years. But it isn’t clear what happens if you change the account’s beneficiary.
It has been almost two years since I started using Frec and their direct indexing products. This post breaks down the full performance over that time.
Mercer's Preet Prashar joins the podcast to unpack the evolution of target-date funds. Discover actionable fiduciary benchmarking insights on glidepath suitability, market concentration, and custom TD...
It's time to announce the 2026 WCI Financial Educator of the Year award. The winner received a truly great nomination. The post The 2026 Financial Educator of the Year Goes to Dr. Alan Anzai appeared ...
A UAW worker in Indiana worked his whole life, budgets carefully, has a 401(k)—and has nothing saved. Harry's story is the retirement crisis made human.
The conventional picture of American retirement has been giving way to something messier for years.
Morningstar puts the safe withdrawal rate at 3.9%, but flexible strategies can push it to 5.7%. Seven takeaways and what they mean for you. The post What’s a Safe Withdrawal Rate in 2026? Morningstar ...
Vanguard’s new target-date trusts put guaranteed income inside your 401(k). But a floor isn’t a plan. Here’s what the product can’t tell you. The post Vanguard Target Retirement Lifetime Income: What ...
Empower shows you what you own. Boldin models whether it lasts. Here’s how they compare on planning depth, tax strategy, and advisor access. The post Boldin vs. Empower: Which Retirement Planner Is Be...
One of the most fortunate events of my life was my first job after college at the Center for Retirement Research at Boston College (CRR). Not because of the salary — I think I earned less than $40K. W...
Ready to call it quits? From timing Social Security to planning, here are 8 pieces of Dave Ramsey advice for a secure retirement.
Rising health care costs in the U.S. are driving a growing number of retirees to look overseas where health care standards are high but come at a more affordable cost.
Delaying your claim until age 70 locks in a permanent, lifelong pay raise. Here is your blueprint to construct an income bridge that safely funds your retirement gap years.
It's easy to lose track of spending when you're focused on your family and career. But this is what you're risking when you don't save or protect your income.
Turns out, an adviser's long tenure is not a reliable indicator of their true expertise, especially in crucial areas like retirement income and tax planning.
A good friend of mine has a retired sister who met someone on a trip, fell madly in love, got engaged, put her house on the market, and moved out of state to join her fiance in Colorado. A couple week...
So much of the retirement advice I read or see on YT preaches the idea of paying off your home. The idea being that owning a paid-off home eliminates the largest non-discretionary expense in retiremen...
The Fed found 73% of Americans doing okay financially. Only 35% feel on track for retirement. Both numbers are right, and that’s the problem. The post What the Fed’s Financial Well-Being Survey Misses...
It’s that time of year again. In 10 days, we’ll be pulling out of our driveway for a month-long RV adventure through the Midwest, visiting State Parks and family along […] The post Our 2026 RV Adventu...
A higher cost-of-living adjustment isn't necessarily a good thing for retirees and other Social Security recipients.
Answering listener questions, where we talk through reverse mortgages, refinancing during residency, LLC and brokerage account questions, and more. The post Financial Questions New and Established Doc...
Fear of missing out can also be the fear of growing old. Learn how to value the joy of missing out for peace, serenity, and for staying young at heart.
Congress continues to pile Stealth Taxes on taxpayers. Retirees and near-retirees are the taxpayers snared most often by the Stealth Taxes.
Take our 10-question quiz see if your hard-earned nest egg is truly protected from hidden liabilities, or if you are exposed to unexpected risks.
How can a couple get retirement timing "right" when one spouse comes from a long-lived family and the other doesn't?
This tax-advantage savings account is perfect for students.
Hopefully, life after work won't be a battle, but you'll need to be able to defend your position if old foes like inflation and volatile markets rise up against you.
It's never too early to discuss how to pay for long-term care — and as May is Older Americans Month, let's do it now, so you can rest easy in your golden years.
I’ve been playing poker for over 25 years, and I still love the game. Every time I sit down at a table, it feels like a time warp. Three hours can pass in the blink of an eye. The cards, the psycholog...
Roger Whitney continues the decluttering series by focusing on the hidden challenges that keep people stuck. Rather than treating decluttering as a massive life overhaul, he explains how perfectionism...