Curated articles and podcasts from trusted financial experts and real retirees.
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Howdy, friends! This summer, there will be another chautauqua on financial independence in Ecuador. You should consider attending. These Ecuador chautauquas — which are unrelated to the European cha...
Your tax burden in retirement can vary depending on where you live. Be sure to plan ahead for income on your retirement income....
[Editor's Note: If the pandemic taught us anything, it’s that burnout is the No. 1 threat to your financial plan and that it could cost you millions of dollars in future wealth. That’s why...
Our couple today is made up of a retired cardiologist alongside his retired office billing manager, retiring to sunny Florida ... Read more...
Your retirement is an excellent time to review your deferred annuity. You may find that your annuity offers you ways to save taxes and lock in a supplemental retirement income you can’t outlive....
No family is exactly like another, so here are some considerations to help you decide which distribution strategy best suits your situation, values and goals....
Auto-callable yield notes, or ACYNs, let investors diversify their investments and fortify their retirement income when stocks and bonds are letting them down....
The recent action by the Consumer Financial Protect Bureau to protect consumers seeking a mortgage through multi-lender web sites fails to distinguish abusive sites from responsible sites, and provide...
“Fiduciary” has become an attractive marketing term, but what does it mean? More importantly, what does it mean to you?...
February 9, 2023 — Millions of Americans dream about an early retirement.  Many others had no such goal, but were pushed into it by the pandemic, unexpected layoffs, or health issues. But h...
I have a 401k through my old employer. Worked there for 4 years. I left on good terms however it was hell working there. It was such an unprofessional setting, all the employees including management l...
I'll be receiving a lump sum cash pension when I eventually retire. How do I invest it? submitted by /u/Top-Specialist-9273[visit reddit] [comments]...
I am sharing this article for people interested in retiring to The Villages. (By the way, not me, but I am a former Floridian and follow many bizarre news stories from Florida.) It sounds like somethi...
Hi Reddit, Usually I just lurk but I’ve been feeling extra stressed about saving lately. Currently I am a teacher with 16k invested into my pension fund (however I may leave teaching and start o...
My wife and I are in our early 30s, but it's never too early to start thinking of when and how to retire. We want to retire early, like in our 50s, and if possible, earlier. The way we see it: the soo...
This week, the newsletter features the last episode of theRetirement Rebootcast –the special podcast series on my new book –Retirement Reboot: Commonsense Financial Strategies for Getting ...
February 9, 2023 — Millions of Americans dream about an early retirement. Many others had no such goal, but were pushed into it by the pandemic, unexpected layoffs, or health issues. But however...
There was a recent post in which the Redditor asked how people could accumulate enough money to retire while also raising children. In response, a lot of people posted strategic and tactical ways to s...
(edit: should be "IRA" in title) Just want to check before I do something potentially stupid. I have my regular account (account1) and IRA (account2) which has an annual contribution limit and tax ben...
https://i.redd.it/rglepi44zzga1.jpg submitted by /u/No_Influence_666[visit reddit] [comments]...
Seems like we all collect something. From arrowheads to salt and pepper shakers and everything in between. I collect pocket screwdrivers. They were popular in the 50's and 60's. They have a clip on th...
![Where Do Millionaires Keep Their Money? [It's Not Where You Think]](/postImages/postImage1121.jpeg)
Where do millionaires keep their money and what can you learn from them? This article is a deep dive on how affluent households invest and manage their finances....
It has been a great ride, but I’m now aging out of early retirement. I’ll hit the official retirement age of 65 in a couple of months and it's time to say so long....
Living a healthier lifestyle is something I think almost all of us want to make happen. Whether it’s exercising more, eating better, or aiming for better mental health, we all know that living a...
By Dr. James M. Dahle, WCI Founder It's been a while since I wrote about cryptocurrency and cryptoassets. The last time I did, they were flying high. In 2022, it subsequently crashed. Industry leader ...
Recipients of Social Security disability benefits rely on the monthly check as a vital source of income, but in no state does it match up to the livable wage....
Having legal documents in order and planning for the cost of care will help make an already difficult time a little bit easier to handle....
Yesterday I received an email from AARP titled "Tell Joe Biden to Protect Social Security." This is an inaccurate and misleading title. If anything, President Biden has vowed to protect social securit...
Higher interest rates made annuities more attractive in 2022. Better quality products are increasingly available, but consumers still need to read the fine print....
February 7, 2023 — The debt ceiling is one of the big issues in the new Congress. How it plays out should be interesting, with Republicans narrowly controlling the House and the Democrats with a...
Do you have a concept of what your financial future looks like? ProjectionLab is a powerful tool that can help ... Read more...
Robo advisor platforms remove almost all of the work from investing, allowing you to follow a passive investing strategy. It’s no wonder they’ve become so popular; it’s expected that...
What is a retirement tool I should be using to help plan for the future? I am 28yo and would like a tool that takes into account my income, retirement accounts, owned properties etc. Maybe something t...
I am guessing that a lot of people dream of retiring so that they can devote time to things like restoring old cars, bronze sculpting, or woodworking. Has anyone been able to take up this sort of hobb...
I like to try to max out my 401k as early in the year as possible. My company match is 4%. We get our bonus in March, and I can elect to contribute as much of it as possible to my 401k. I expect my bo...
I’m a 51 yo . I have 401K with $228,000. I earn $110,000-120,000 a year. Save 13% plus employer matches 100% up to 6%. I also max out my Roth. For January total invested between 401k, employer m...
I’m a few years from full retirement. I currently pay $1100 a month in healthcare insurance for spouse and I under the ACA (self employed). We have a $7000 deductible and both max our HSA accoun...
Hubby turning 65 this year… for the past many years he has only had VA health benefits.. 100% coverage. He is in great health, his mom lived to 91, he plays tennis 4 times a week, walks several...
A lower cost of living, better weather, lower taxes and a higher quality of life are all reasons to think about making the move to another country when you get ready to retire -- and leaving the U.S.....
February 6, 2023 Welcome to another installment of my Safe Withdrawal Rate Series. See the landing page of this series here for an intro and a summary of all posts I’ve written so far. On the me...
Hey everyone! January was a nice month, wasn’t it? The stock market did quite well. Inflation seems to be taming. The job market is still strong. Things are looking up. Our net worth increased a...
After writing about building passive income since 2009, people still seem to be confused about the difference between active income and passive income! Let me finally put this confusion to rest becaus...
Social Security spousal benefits can quickly get complicated when remarriages and other circumstances are taken into account. Let’s explore some examples....
For millions of Americans, Social Security benefits are what’s keeping them from living below the poverty line....
Click here to download the transcript of Todd's best tips for epochal change! Free Instant Access Two years ago, I announced to my Expectancy Wealth Planning course community that we were about to ent...
Debt consolidation can save you money by paying off debt sooner — if you avoid certain mistakes. Key Ideas Debt consolidation can be a powerful tool to get out of debt faster. Even if you're fin...
Understand the Facts and Don't Pay More Than Necessary Key Ideas There are five primary factors that affect the cost of life insurance. Life insurance policy fees will add to your all-in expense. Ther...
Anyone Can Retire Early, But Few Succeed. Here's Why… Key Ideas The simple math that makes it possible for anyone to retire early and achieve financial independence. Why you don't have to be a ...
Everything You Need to Know About Building Wealth in Just Two Sentences Key Ideas The “secret” to successful wealth building revealed. The proven formula complete with clear action steps s...