Curated articles and podcasts from trusted financial experts and real retirees.
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I'm having a problem and I was hoping I could find some expertise here. I have a 401k at a smallish plan provider that I won't name, yet. I have a need to cash-out my current 100% vested balance. I am...
February 15, 2023 — In 2021 the Federal Trade Commission received 1.5 million reports of identity theft. And guess who is usually the #1 target for scammers – right, retired people. A comb...
Problem: You are going on an extended trip and your daughter has agreed to watch your beloved pet while you are gone, but she lives 2 hours away. Solution: Pet transportation will pick up your pet at ...
Looking for honest uncensored discussions of life abroad for retirees. Youtube seems to be all marketing - pros & cons where cons are kind of lame (restaurants are busy and you have to wait in lin...
Seeing Doodle’s post on hanging tough for 18 months brought my own situation to mind. Well, a few differences. The stressful person is my direct report and not bigoted but chronically angry and ...
It can be a great problem to have, except for the tax implications. Here are some common ways to keep tax liability in check....
Given inflation, rising interest rates and a possible recession, how can near-retirees feel confident that their planning will ensure a fun and secure retirement?...
Recently, we compared two similar private real estate funds from Trion and 37th Parallel. We’ll continue in that tradition today ... Read more...
In a little over four years, I will be 78, a fact that is sometimes hard to grasp. Betty and I agree that is when it would be wise for us to move to a continuing-care retirement community. My wife wil...
If you haven’t frozen your credit yet, I’ll be harping on why you need to do that shortly. However, this article is about freezing your child’s credit and why it’s just as impo...
Photo credit: jb In a previous article we talked about the Social Security Family Maximum Benefit for a retired worker – and we mentioned that there was a separate calculation for the Social Sec...
By Shawn Jenkins and Jonathan Mendonsa Shawn Have you ever considered your career to be like a brokerage account for financial freedom? You want to make the most of what’s in your account—...
Your optimism or pessimism about our politicians’ courage to shore up Social Security benefits could influence your claiming strategy, depending on your situation....
Is 200k a year good in the United States? What about in a place like New York City? What is a "good" income anyways? A few weeks ago I wrote a post called, "How Much Income Do You Need to Be Rich?" wh...
With the 2022 RRSP contribution deadline right around the corner, it’s the perfect time to revisit your retirement savings strategy. Is the money in your RRSP aligned with your retirement goals?...
This month’s resources start with a return to my roots in healthcare. I share resources from a few physicians and therapists to improve your quality of life in retirement. I also share a resourc...
I’m tired of having 3 different 401k accounts so I want to consolidate and I’m looking for some advice/opinions on my options. Option 1 - roll 2 over into my current employers 401k Option ...
Most of the better continuing care retirement communities in my area have an up-front, six digit, mostly refundable buy-in. It’s often close to the value of housing in the area for the upper mid...
Hello! I'm 18 and would like to know how much money I would need to save in order to retire by 40 with approx—55 years in retirement. Let's say yearly spending in retirement would be $100,000. (...
During the pandemic, calls to mental health hotlines soared. People in emotional distress learned that psychologists were booked months in advance or were completely unavailable. While COVID dramatize...
I’m looking for a free retirement calculator that does a good job with real estate investments. They are different than regular investments when it comes to retirement, because they have an expe...
I’m not sure if I should move or not in the next few years. Retiring in appx 2 years. My home is paid for with no HOA but it needs upkeep and has a large yard. I love my house and area but wonde...
In particular, wish to ask if contract work for a public school or university would be allowed submitted by /u/mtmag_dev52[visit reddit] [comments]...
Just got back from a weekend visit with my son in San Francisco. I'm not fond of that city but he loves it. My kids live out of town. I retired 35 miles away from the closest one. I can get to his pla...
Soliciting ideas/strategies for what I should do with ~$500K profit from home sale. I’m about to retire and I don’t plan to buy a new home for at least two years; we’re going to trav...
submitted by /u/Pick2024[visit reddit] [comments]...
By Dr. James M. Dahle, WCI Founder I've written elsewhere about all of the possible ways to deal with wealth inequality and its problems. I put a wealth tax pretty far down that list. Nevertheless, it...
Paying for college is expensive, which is why college financial planning should really begin as soon as each child is born. But, let’s be honest. Sometimes life gets in the way, and, before you ...
When mediating a divorce settlement, a 50-50 split of assets isn’t always equitable when Social Security benefits are taken into account....
For a lot of people, the idea of Financial Freedom and F.I.R.E. are the same. Financial Independence, Retire Early (F.I.R.E.) is a movement that has gained popularity in recent years, attracting indiv...
Wealthy folks are set to benefit most....
The following is a list of Leisure Freak Tommy’s Favorites and Recommendations for retirement calculator Links and some Affiliate Sites......
February 14, 2023 — Travel is often the number one thing that people say they look forward to when they retire. Many yearn for far off, exotic destinations – like a glacier in New Zealand,...
You can help others when you go on vacation! This month we have a delightful guest post from freelance writer Jenn Walker. Have you ever wondered how you could use your vacation time or retirement yea...
My wife and I live in north nj, one of the most affluent suburbs in the US. We live in a 120 year old stone house on about .5 acres but surrounded by a park on 2 sides and some woods from an office bu...
Some say it'd take "a miracle" to pull off....
Does anyone have a moron for a boss who does nothing but delegate asinine ideas and sometimes you feel like telling them you are retiring immediately instead of giving a 3 month notice like you had pl...
When you do a direct rollover from the pre-tax account in a workplace retirement plan to a Traditional IRA, you’ll get a 1099-R form after the end of the year that shows the rollover isn’t...
Hubby 75 still working 9 months a year; I’m 62 are now work part time. Expect him to fully retire in 3-5 years. We are fairly set financially- both have state pensions, 401ks and SS (not me yet....
Don’t chase a side hustle with rose-colored spectacles. Be weary of the monster breathing down your neck. It’s always there. Use it to your advantage....
Welcome back to the life and times of the Root of Good household. We had another busy month during January. Mrs. Root of Good and I went on a ten night cruise out of Charleston, South Carolina. During...
Seeking those who are educated and knowledgeable in equity markets theory and are willing to take this short pole and if you were able to write ANYTHING to speak to your answer; it would immensely app...
Continue to be baffled as to the conflict between US treasury securities being a "safe haven" with AAA rating vs media and others constantly sowing doubt about whether they will be honored. Who's doin...
Would appreciate any input as I will be discussing with my financial advisor. I’m about to turn 65 and retired about a year ago. I haven’t touched my investments this far, but will need to...
So, I'll most likely have somewhere between $1.2 and $1.4 million when me and the wife retire in about a dozen years. We've got two-thirds of a million right now; we'll each continue to max out our Ro...
I have worked in the US for approx 10 years and now live in Canada. Do I qualify for US social security benefits? Do these years working in the US count towards Canada OAS or CPP? submitted by /u/reti...
Do you think you could pass a basic quiz about planning for retirement? You might be surprised to learn that in a recent study…Only 33% of Americans got a passing grade. Put your knowledge to t...
I’m in my early 40s and work remotely and have the flexibility with my employer to move to any state we currently do business. I work for a large company so this is almost any state in the US pl...
I want to clarify that the Robinhood Roth IRA is the better option when compared to the Acorns Roth IRA. From what I understand, Robinhood offers 1% matching and no monthly fee. Acorns does not match,...
February 14, 2023 — Travel is often the number one thing that people say they look forward to when they retire.  Many yearn for far off, exotic destinations – like a glacier in New Ze...