Curated articles and podcasts from trusted financial experts and real retirees.
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With the Russian invasion of Ukraine and the recent decline in tech stocks, it's easy to be pessimistic about markets (and the world) right now. I get it. Following the situation in Eastern Europe in ...
A good understanding of Medicare is needed in order to plan for retirement healthcare costs. Medicare premiums, copays, and deductibles consume the majority of the typical retirement healthcare budget...
A few weeks ago I asked Twitter: For those that think U.S. stocks are currently overvalued, when was the last time that U.S. stocks were FAIRLY valued? Immediately the trolls were out in full force: "...
Which group of people (by age and sex) is least likely to die in the U.S. within the next year? For example, is it newborn girls? Teenage boys? Women in their thirties? Men in their fifties? Before re...
Every week you have roughly 10,000 minutes to live your life. If those 10,000 minutes represent 100% of your week, then each minute is 1 basis point (i.e. 0.01% of your week). Therefore, if you sleep ...
I know you've probably heard the advice many times before: "Don't copy your neighbor's investment decisions." "Don't follow the crowd." "Don't succumb to FOMO." For most of my (short) investment caree...
It has been a good while since we’ve done a reader case study here on MMM, but that hasn’t stopped them from arriving in my inbox. And since 2022 is becoming a year of interesting financia...
The 4% rule can help a retiree determine how much to withdraw from retirement savings each year. Read about the pros and cons of the 4% rule....
I’ve been writing about money for almost eleven years now, and in that time the world has become an immensely richer place. Here in the US, our economy has grown by about 25% even after inflation, w...
Bloggers and authors often tell you that you'll be super happy once you're financially independent. They might not know what they're talking about....
Working from home due to the pandemic has given many of us a taste of what retirement is like. The experience can serve as a catalyst to begin thinking about what the future holds. At some point we wi...
I’m 41 years old and retired. Here's how I became confident enough to join the "Great Resignation" and resign....
Retirement is nothing like I thought it would be. Retirement is exactly as I thought it would be. Both are true. An interesting dichotomy....
The holidays are a perfect time to not only be thankful, but also support others. Learn how I give back as an early retiree with these charitable giving strategies....
As you approach retirement, itâs important to take inventory to make certain all of the necessary arrangements are made. Once you make the big leap, itâs too late for a do-over. You need a c...
Given our current market environment, it's time to rethink the 4% safe withdrawal rule. Today, I explain why, and offer some suggestions....
The most common retirement planning mistakes that people make begin well before retirement. Learn what they are and positive steps you can take to avoid them....
Are you curious how I spent my time in retirement, and how that's changed since my working years?...
The common definition of early retirement is any age before 65—that's when you qualify for Medicare benefits. Learn more about early retirement here....
Creating a purposeful life after retirement can provide meaning and happiness. Explore key factors that provide purpose and meaning....
To most of the Internet, Mr. Money Mustache is known as the quirky early retirement financial guy, and this is a blog about Money. But really, I’m not a finance guy – someone who devotes most ...
Your primary objective is to ensure your retirement assets last for as long as you live. Here are a few strategies for accomplishing this....
If you're wondering "How to get health insurance in retirement", this post is for you. It's the story of what we did when our COBRA expired....
“MMM, are you still alive?”– somebody on Twitter Holy Shit! I just realized that the last time I wrote a blog post for you was on April 18th, and now it’s late July. That’s an en...
Many widows and widowers get short-changed on their monthly Social Security checks because they don't know the rules. Here's how to maximize what you can get....
Medicare helps people who have retired with their healthcare costs. We explore how Medicare works with various retirement choices....
Reaching Coast FIRE has given me more room to take chances and pursue a more fulfilling life. Learn how I got to this point of financial independence....
Tax-loss harvesting is ofen considered an "advanced" investment technique, but it's not as complicated as it seems. It's worth understanding....
So it looks like my 15-year-old is officially a high-school dropout. Halfway through ninth grade, emboldened perhaps by the taste of freedom that Covid-era remote learning had provided, he realized th...
While some costs such as transportation typically decrease in retirement, healthcare costs do not. Most retirees experience a marked increase in healthcare costs. Continue reading...
When you child gets close to going to college, consider investing your 529 plan account in CDs or a stable value fund. Only some 529 plans offer them....
Next time you hear "people used to have a pension," think "people used to save 15-20% of their pay." Nothing stops you from doing so today, unless you don't want to....
Today, a reader struggles with the question of how to find your passion in retirement. With two years to go, he shares what he's doing....
What are the 6 most common retirement mistakes? Why do 43% of retirees have regrets, and what can we learn from them?...
Having both current income and an investment portfolio makes you financially more secure. That's the smart way to do FIRE....
If you're thinking of getting an RV in retirement, today's post is for you. What we've learned from 3 years of RV'ing in retirement....
A review of the retirement calculator from NewRetirement, including a summary of all functionality, pros and cons, and a summary of other product offerings....
While most people find retirement to be a great time in life, there are those who suffer from The Dark Side of Retirement. Today, some tips to help....
"How Long Will Your Retirement Savings Last?" is one of the most important questions to ask, but it's impossible to answer. Today, some free tools to help....
An expert in the field of retirement planning shares his perspective on how to find fulfillment in retirement. His advice is worth heeding....
The rich do take advantage of their knowledge of the tax code to pay less in taxes. But six strategies higher earners use are available to everyone....
Retiring early means lower average earnings for calculating Social Security benefits. However, once you reach the second bend point, you aren't losing much. I show you how to see when you will reach t...
Are you Dr. Content or Dr. Neurotic when it comes to oversaving? The more we can move toward Dr. Content and away from Dr. Neurotic, the happier we and our families are going to be....
In today’s episode of eggstack, we examine retirement rules of thumb. Who knew retirement planning was so easy you could do it with a rule of thumb? Continue reading...
Are you saving enough? It's the most basic of questions. Yet, I’m always so disappointed when I see an article showing how low the US savings rate is. A recent study by Fidelity showed that th...
I compared two free calculators for the optimal Social Security claiming strategy with hypothetical test cases. They both do a good job....
It was the end of 2012 when I first started looking for articles on what retirees did to create a happy retirement. My queries on the web resulted mostly in articles about retirement timing and fina...
Last week Mike wrote to ask me for a quick answer to the question, “What are you going to do when you retire?” Mike plans to retire in three months. I often receive the related question, “What d...
The one thing, as much as anything, that consumes people's thoughts when they think about early retirement is money. How's the market doing? How are my savings doing? Will I have enough? Have I ...
