Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 15128
Hey Everyone, A lot of you had direct messaged me or commented on the Medicare Basics post and had questions regarding IRMAA. I decided to make a youtube video that breaks down the issue more in depth...
Stereotypes about aging parents can cause us to assume that they can't make any good decisions. Some impaired elders can still express preferences well and they need to be heard. Families may not alwa...
Buying a home is likely to be the biggest financial decision you will ever make. As a result, such a decision requires careful consideration of your financial situation, personal life, and the state o...
Am 52, recently retired and like everybody here (well mostly everybody) am adjusting to my new life and despite some challenges am overall enjoying experience. One of my main goals I have set myself i...
In case you haven’t noticed, I’ve been trying to give my daughter the hook-up on her credit lately. Yes, Faith’s only 12, but that’s even more of a reason to work on it now &nd...
The easiest way to purchase cryptocurrency is through a cryptocurrency exchange. Many crypto trading platforms support dozens, if not hundreds of coins, making it easy for you to manage your digital a...
It’s been well documented that the COVID recession and layoffs in 2020 were particularly hard on Black, Hispanic, and Latino Americans. But if they had a disabling physical and medical condition...
Hey Everyone, I wanted to provide a very brief summary on the basics of Medicare and some FAQs I get as a Financial Planner. Again, I want to stress this is a high level overview for those of you in h...
Retirement is on the radar now, so I have a question - what would you have done different the year before you retired with what you know now that you have. submitted by /u/StMaartenforme[visit reddit]...
The government recently did a veto on a bill that would require investments in Retirement funds not be required to meet the Environment, Social, and Government requirements, rather than on profitabili...
The days aren't long enough for all the stuff I do, and want, to do. Social life doubled, and life is stress free. Incredible lifestyle. I would go back and be 30 or whatever and do it all again if of...
Today is my 1-year retirement anniversary. Here's some reflections of my Expectations vs. Reality. Expectation: I might miss having a sense of purpose in life that work brings. Reality: Ya, kinda. I a...
Congress might bring back the charitable deduction for non-itemizers....
Hey everyone. I have an announcement to make. Heh heh. The announcement always means trouble, especially at the dining table. But this isn’t a huge deal. I’m planning to work a bit more to...
Working through retirement may seem like an absurdly oxymoronic approach to one's golden years, yet it's becoming the norm. Over two-thirds (69%) of unretired investors report they may work or continu...
Many families discover that trying to mitigate the cost of long-term care can conflict with another common retirement concern — reducing taxes for retirees and their heirs....
Everyone is suddenly talking about raising the retirement age, but is the discussion already moot? And what impact might earning post-retirement income have on your Social Security benefits?...
Recently, I temporarily went broke because I improperly managed my private investment capital calls. Because this happened, I thought I’d discuss some straightforward solutions to ensure you alw...
I just turned 67 and claimed my SS benefit when I reached my FRA, last year. My wife, who turns 66 this next week, was mostly a stay at home mom but did teach for a few years. Upon her turning 62, she...
Paid Research Opportunity Savvy Cooperative is looking for people who have Active Coverage from a Medicare Advantage Plan, Medicaid Plan, or other plans from Marketplace (Obamacare) Details 10-min use...
There can be advantages to having a lot of stock in one company, but ‘de-risking’ can help avoid some significant disadvantages....
[Editor's Note:Deadline alert! Today is the last day to sign up for the Making Marriage Work program that could be your key to developing everlasting happiness with your significant other. White coat ...
Bank failures are kind of like hurricanes. When the weather’s nice and people are out barbecuing, they’re the last thing on your mind. But when one appears out of nowhere and starts bearin...
The failure of Silicon Valley Bank (SVB) and the general health of banks has been all over the news recently. There are many fascinating aspects of this story. One is parsing out the roles different p...
A $10,000 investment can jolt any retirement savings plan back to life....
![The Banking Crisis: What Investors Need to Know [Video
Explanation]](/postImages/postImage1707.jpeg)
There’s a lot of concern about the banking industry following the collapse of the Silicon Valley Bank (SVB). So what happened and how does this affect the average 401(k) investor? Keep reading t...
Hi all, I was wondering whether anyone could provide some insight to my situation. This is mainly for my friend who is in his 40s and currently working but has some health issues that can be serious i...
Someone here mentioned this game, which got me back into it. It’s really a great way to stay sharp. Now if I can only do it on the treadmill. If anyone wants to play, I’m gritslad. submitt...
Hi all... First I would like to thank all that followed along and shared their experiences in my first post, https://www.reddit.com/r/retirement/comments/11r6001/how_are_you_dealing_with_pre_retiremen...
I love the tropics but I've only just visited. I wonder what it's really like to live in a tropical climate. Is it as great as it seems or are there pitfalls hidden under that warm sun and those sandy...
What did that 1st month feel like? I think I will be decompressing and tired! How was the start of your retirement ? submitted by /u/is76[visit reddit] [comments]...
submitted by /u/Frequent-Ebb6310[visit reddit] [comments]...
Cleaning out your estate and related planning "attic" can simplify your planning, identify steps and improvements, save professional fees and taxes....
My initial retirement plan wasn't to retire part-time on a cruise ship, but Mother Nature had other plans. Here’s what happened....
While your personal financial situation might not be as likely to garner national headlines as the SVB default, it could be much more painful for you if your investments and your timelines are mismatc...
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
Will be retiring in September of this year! Question about shopping for Medicare supplemental insurance. Will be going with traditional Medicare, not an advantage plan. When shopping for plans, do Med...
Hello, wise and helpful people :) I'm (Single, no dependents, M58) planning to retire at 60 in the fall of 2024. My pension will cover 86% of my living expenses, and the remaining 14% will come from i...
Get the inspiration you need to have fun designing your ideal retirement day by day — some assembly required!...
March 20, 2023 — Every time we poll the Topretirements community, finding a walkable retirement community is always one of the top things that people want. In fact, in our 2020 survey (link at b...
submitted by /u/twowrist[visit reddit] [comments]...
February 3, 2023 — Every time we poll the Topretirements community, finding a walkable retirement community is always one of the top things that people want. In fact, in our 2020 survey (link at...
Remember that old line from President Ford? Actually, I think it was subject to a lot of ridicule, because it seemed so ineffective at the time. And of course it is ineffective as a national policy. B...
The Case for a Roth for Individuals in High Tax-Brackets If you read the title of this post and are confused, I don’t blame you. When investors are taught about using a Roth vs Traditional IRA, ...
The last time I wrote about leaving an inheritance was six or seven years ago. I remember there were strong feelings expressed on all sides of the issue. The comments expressed powerful opinions like ...
By Dr. Anthony Ellis, WCI Columnist When I was about 50, I read a report called the World Happiness Index. I can’t remember exactly what led me to the site, but it's since published its 10-year ...
The brain is a miraculous thing. I remember reading that if you think about an outcome you want to have ... Read more...
submitted by /u/newzee1[visit reddit] [comments]...
Curious to know how the people on this sub are planning to handle this, or how they're thinking about it. https://www.washingtonpost.com/business/2023/03/18/senior-care-costs-too-high/ submitted by /u...
There are several parts to Medicare. Here are some answers to common questions regarding how it works, when to enroll, and which parts are free....