Curated articles and podcasts from trusted financial experts and real retirees.
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Given inflation, rising interest rates and a possible recession, how can near-retirees feel confident that their planning will ensure a fun and secure retirement?...
Recently, we compared two similar private real estate funds from Trion and 37th Parallel. We’ll continue in that tradition today ... Read more...
In a little over four years, I will be 78, a fact that is sometimes hard to grasp. Betty and I agree that is when it would be wise for us to move to a continuing-care retirement community. My wife wil...
If you haven’t frozen your credit yet, I’ll be harping on why you need to do that shortly. However, this article is about freezing your child’s credit and why it’s just as impo...
Photo credit: jb In a previous article we talked about the Social Security Family Maximum Benefit for a retired worker – and we mentioned that there was a separate calculation for the Social Sec...
By Shawn Jenkins and Jonathan Mendonsa Shawn Have you ever considered your career to be like a brokerage account for financial freedom? You want to make the most of what’s in your account—...
Your optimism or pessimism about our politicians’ courage to shore up Social Security benefits could influence your claiming strategy, depending on your situation....
Is 200k a year good in the United States? What about in a place like New York City? What is a "good" income anyways? A few weeks ago I wrote a post called, "How Much Income Do You Need to Be Rich?" wh...
With the 2022 RRSP contribution deadline right around the corner, it’s the perfect time to revisit your retirement savings strategy. Is the money in your RRSP aligned with your retirement goals?...
This month’s resources start with a return to my roots in healthcare. I share resources from a few physicians and therapists to improve your quality of life in retirement. I also share a resourc...
I’m tired of having 3 different 401k accounts so I want to consolidate and I’m looking for some advice/opinions on my options. Option 1 - roll 2 over into my current employers 401k Option ...
Most of the better continuing care retirement communities in my area have an up-front, six digit, mostly refundable buy-in. It’s often close to the value of housing in the area for the upper mid...
Soliciting ideas/strategies for what I should do with ~$500K profit from home sale. I’m about to retire and I don’t plan to buy a new home for at least two years; we’re going to trav...
Hello! I'm 18 and would like to know how much money I would need to save in order to retire by 40 with approx—55 years in retirement. Let's say yearly spending in retirement would be $100,000. (...
During the pandemic, calls to mental health hotlines soared. People in emotional distress learned that psychologists were booked months in advance or were completely unavailable. While COVID dramatize...
I’m looking for a free retirement calculator that does a good job with real estate investments. They are different than regular investments when it comes to retirement, because they have an expe...
I’m not sure if I should move or not in the next few years. Retiring in appx 2 years. My home is paid for with no HOA but it needs upkeep and has a large yard. I love my house and area but wonde...
In particular, wish to ask if contract work for a public school or university would be allowed submitted by /u/mtmag_dev52[visit reddit] [comments]...
Just got back from a weekend visit with my son in San Francisco. I'm not fond of that city but he loves it. My kids live out of town. I retired 35 miles away from the closest one. I can get to his pla...
submitted by /u/Pick2024[visit reddit] [comments]...
By Dr. James M. Dahle, WCI Founder I've written elsewhere about all of the possible ways to deal with wealth inequality and its problems. I put a wealth tax pretty far down that list. Nevertheless, it...
Paying for college is expensive, which is why college financial planning should really begin as soon as each child is born. But, let’s be honest. Sometimes life gets in the way, and, before you ...
When mediating a divorce settlement, a 50-50 split of assets isn’t always equitable when Social Security benefits are taken into account....
For a lot of people, the idea of Financial Freedom and F.I.R.E. are the same. Financial Independence, Retire Early (F.I.R.E.) is a movement that has gained popularity in recent years, attracting indiv...
Wealthy folks are set to benefit most....
The following is a list of Leisure Freak Tommy’s Favorites and Recommendations for retirement calculator Links and some Affiliate Sites......
February 14, 2023 — Travel is often the number one thing that people say they look forward to when they retire. Many yearn for far off, exotic destinations – like a glacier in New Zealand,...
You can help others when you go on vacation! This month we have a delightful guest post from freelance writer Jenn Walker. Have you ever wondered how you could use your vacation time or retirement yea...
My wife and I live in north nj, one of the most affluent suburbs in the US. We live in a 120 year old stone house on about .5 acres but surrounded by a park on 2 sides and some woods from an office bu...
Some say it'd take "a miracle" to pull off....
Does anyone have a moron for a boss who does nothing but delegate asinine ideas and sometimes you feel like telling them you are retiring immediately instead of giving a 3 month notice like you had pl...
When you do a direct rollover from the pre-tax account in a workplace retirement plan to a Traditional IRA, you’ll get a 1099-R form after the end of the year that shows the rollover isn’t...
Hubby 75 still working 9 months a year; I’m 62 are now work part time. Expect him to fully retire in 3-5 years. We are fairly set financially- both have state pensions, 401ks and SS (not me yet....
Don’t chase a side hustle with rose-colored spectacles. Be weary of the monster breathing down your neck. It’s always there. Use it to your advantage....
Welcome back to the life and times of the Root of Good household. We had another busy month during January. Mrs. Root of Good and I went on a ten night cruise out of Charleston, South Carolina. During...
Seeking those who are educated and knowledgeable in equity markets theory and are willing to take this short pole and if you were able to write ANYTHING to speak to your answer; it would immensely app...
Continue to be baffled as to the conflict between US treasury securities being a "safe haven" with AAA rating vs media and others constantly sowing doubt about whether they will be honored. Who's doin...
Would appreciate any input as I will be discussing with my financial advisor. I’m about to turn 65 and retired about a year ago. I haven’t touched my investments this far, but will need to...
So, I'll most likely have somewhere between $1.2 and $1.4 million when me and the wife retire in about a dozen years. We've got two-thirds of a million right now; we'll each continue to max out our Ro...
I have worked in the US for approx 10 years and now live in Canada. Do I qualify for US social security benefits? Do these years working in the US count towards Canada OAS or CPP? submitted by /u/reti...
Do you think you could pass a basic quiz about planning for retirement? You might be surprised to learn that in a recent study…Only 33% of Americans got a passing grade. Put your knowledge to t...
I want to clarify that the Robinhood Roth IRA is the better option when compared to the Acorns Roth IRA. From what I understand, Robinhood offers 1% matching and no monthly fee. Acorns does not match,...
February 14, 2023 — Travel is often the number one thing that people say they look forward to when they retire.  Many yearn for far off, exotic destinations – like a glacier in New Ze...
If this does not belong here.. Dump it. Not meant to be politically based. What are the chances that the Fed’s start taxing Roth accounts like they do Social Security Payments? How would / could...
I know, at 20, 30 or 40 we do not think a lot about things like that, but if you already budget for retirement, you might as well factor in some health care costs. Let's assume you have Medicare at 65...
Seems there are multiple income-based limits to be aware of as one heads into retirement. There are ACA subsidy limits based on income, Medicare Part B premiums based on income, capital gains tax rate...
Any thoughts about if someone in an established career takes a year or 2 off at 35? Will they have a hard time getting back into the work force? submitted by /u/doistaywithher[visit reddit] [comments]...
I've been thinking this would be a good alternative to an annuity for generating monthly income for the time between retiring and starting social security, assuming social security at 70. Has anyone h...
My son started his first real post-college job at a small employer (< 50) who contracts with Blue Star Retirement to handle their 401k plan. He doesn't know anything about investing and so he just ...
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...