You're Probably Wrong About How You'll Pay for Retirement
Investments alone aren't going to cut it....
money.com
Feb 24 2023
Showing 50 results of 14284
What route should we take?
Hello all, We are in a pickle... We need some good advice on where we should start, but first a short story. We started off very poor and we had to work very hard to get to where we are now. My Fiance...
reddit.com
Feb 24 2023
Best guess on an old, old topic
I realize there has been a plethora of threads about ibonds, but I would like your current best guess at the reset interest rate coming in a couple of months. I would also like to thank those who in t...
reddit.com
Feb 24 2023
The Perfect Retirement Investment Nobody Wants, Part 2
It doesn’t exist, but could it?...
nytimes.com
Feb 24 2023
Being Happy Makes You Rich. (It's Not Just Me, It's Science.) - Five Year FIRE Escape
Money can’t buy happiness. I’m pretty sure we’ve all heard that cliche, complete with some chiding reason to abandon your financial goals altogether. And while I agree with that statement at fac...
fiveyearfireescape.com
Feb 23 2023
2023 Tax Brackets: The Best Income To Live A Great Life
Taxes are most likely our largest ongoing liability. Therefore, we should understand the latest tax brackets for 2023. I go through this exercise every year. Based on a thorough understanding of the 2...
financialsamurai.com
Feb 23 2023
Rekindling Retirement: Avoid Burnout by FIRE
After years of slowly kindling among fringe enthusiasts, the trend of penny-pinching to quit work is catching on like wildfire. FIRE (Financial Independence-Retire Early), first popularized as a core ...
wealthofgeeks.com
Feb 23 2023
State Tax-Exempt Muni Bond Interest from Mutual Funds and ETFs
The previous post State Tax-Exempt Treasury Interest from Mutual Funds and ETFs covered how to get state income tax exemption on the portion of mutual fund and ETF dividends that are attributed to int...
thefinancebuff.com
Feb 23 2023
Staying Healthy In Early Retirement
I never thought staying healthy would be my biggest challenge in early retirement. Before I quit working full-time, I expected money would be my biggest challenge. I figured we wouldn’t be able ...
retireby40.org
Feb 23 2023
WSJ article on taking SS early.
High Price Retirees pay for taking SS early. (Sorry, I don't know how to link without a firewall. I will figure it out and post here later.) submitted by /u/Chinacat_Sunflower72[visit reddit] [comment...
reddit.com
Feb 23 2023
Pre-retirement spending higher than realized
Update: as someone who never created a spending budget (link below), I finally did one as we get closer to retirement. Tried Mint and Personal Capital, but neither worked well for me (PC couldn't down...
reddit.com
Feb 23 2023
What are your plans for your immobile years?
Yesterday as we were delivering Meals on Wheels to so many who can barely make it to the door, I asked my husband what his plan was for when he can’t drive anymore and for when we are shuffling ...
reddit.com
Feb 23 2023
TFSA vs. RRSP: Where Should You Put Your Money?
Back in 2009, the Tax-Free Savings Account (TFSA) was introduced to Canadians. Since then, TFSAs have grown in popularity, and as a result, there have been many great debates over the Registered Retir...
retirehappy.ca
Feb 23 2023
SSDI and rolling over to IRA and financial advisors. Fiduciary and/or RIA?
Hello. I am retiring soon. I am receiving SSDI. I have a 401a and I also have a regular pension which I have the option to take payments or take a lump sum. I am going to take the lump sum, combine it...
community.aarp.org
Feb 23 2023
What’s on your bucket list in retirement?
Mine is running a 5k with my grandkids. submitted by /u/Captain-Popcorn[visit reddit] [comments]...
reddit.com
Feb 23 2023
What do you think about 55+ Communities?
submitted by /u/The_Bow_Dasher[visit reddit] [comments]...
reddit.com
Feb 23 2023
Broadband in High Disability Areas is Subpar
The Internet has become a necessity in our modern society. Yet 42 million Americans live in areas of the country where the connections to technology are subpar or, in extreme cases, nonexistent. At th...
squaredawayblog.bc.edu
Feb 23 2023
The Costs of Moving (and How to Combat It)
By Dr. Charles Patterson, WCI Columnist Moving is a part of life for physicians. While there are doctors who spend their entire educational and medical career in one state, they tend to be the excepti...
whitecoatinvestor.com
Feb 22 2023
What Long-Term Care Insurance Policyholders Need to Know
Long-term care insurance can be confusing at times, so here are some insights about premium increases, when you can use your benefits and other issues....
kiplinger.com
Feb 22 2023
Itching to Check Your Portfolio? It’s Time to Start Looking Again
Though the markets are still fluctuating, this expert sees an encouraging upward trend and is giving himself permission to check his investments....
kiplinger.com
Feb 22 2023
Senior Living Focus Group
3S Health is Recruiting Senior Living Focus Group Participants Do you or someone you care for live in a senior living community (Assisted Living, Independent Living, Nursing Home, Memory Care, etc), r...
reddit.com
Feb 22 2023
How Do You Build A Successful Side Hustle?
Why reinvent the wheel when you can benefit from the experience of others? Here are some real-life stories from folks who have created sustainable side hustles....
forbes.com
Feb 22 2023
Medigap Misconceptions Can Lead To Medicare Mistakes
With Medicare, what you think you know can hurt you....
forbes.com
Feb 22 2023
Rising Popularity of ADU’s a Blessing for Retirees
February 23, 2023 — One of the hottest acronyms in the real estate world is ADU, which stands for Accessory Dwelling Unit. Demographic shifts from Covid, exploding real estate prices, and a shor...
topretirements.com
Feb 22 2023
Do you have any regrets? What's your biggest regret in life?
Mine is that I didn't travel more when I had the opportunity. I let it slip away. submitted by /u/Scott-A-Gese[visit reddit] [comments]...
reddit.com
Feb 22 2023
Tom Brady on retirement
From AARP magazine source: https://www.aarp.org/entertainment/celebrities/info-2023/tom-brady-interview.html Q. You retired, then unretired last year. Is retirement overrated? A. “Retirement&rdq...
reddit.com
Feb 22 2023
Lifestyle in retirement
Those of you who are retired and don’t have a pension and didn’t save 1mm dollars, how comfortable are you in retirement with SSec and a moderate retirement savings? Did you downsize your ...
reddit.com
Feb 22 2023
Open AI Chat GPT: Why The Stock Market Will Go Up Or Down In 2023
Open AI Chat GPT was asked to write two articles—one about why the stock market will go up and another about why it will go down. While this technology is in its infancy, it’s already impr...
forbes.com
Feb 22 2023
Improving Retirement Planning by Employing Basic Actuarial and Financial Economic Principles
In our post of July 23, 2020 entitled, “How to Fix Advisor Retirement Planning Models,” we summarized some of the problems with commonly used Monte Carlo approaches used by financial advis...
howmuchcaniaffordtospendinretirement.blogspot.com
Feb 22 2023
Realization
A couple of things happened recently, I was on a cruise and I have started taking over 50 exercise classes at the local Rec’ center and more than once I looked around and said to myself “t...
reddit.com
Feb 22 2023
Why Do Financial Advisors Do Crap Like This?
Here’s a scenario that’s played itself out several times since I started writing about personal finance. A couple, at or ... Read more...
physicianonfire.com
Feb 21 2023
There Shouldn’t Be Boredom in Retirement or You’re Doing It Wrong
I recently went out with some good friends of mine – one I’ve been friends with since high school and two since college. They’re great guys and it’s always fun when the stars a...
routetoretire.com
Feb 21 2023
Breaking Up Real Estate Is Hard To Do: Why You Need A Cohabitation Agreement
Buying real estate with someone other than a spouse can be a costly mistake. A cohabitation agreement will make it easier if the relationship goes south....
forbes.com
Feb 21 2023
Some Surprises In Medicare Advantage Plans
Know the long-term effects before choosing a plan....
forbes.com
Feb 21 2023
When Estate Planning, Don’t Let Mistakes Thwart Your Wishes
Should you work with an attorney to write your will, or can you do it yourself? That depends on a number of things, including where you live....
kiplinger.com
Feb 21 2023
Unrealized Potential: Savings Accounts In A Retirement Plan
This article proposes that, as a way to encourage consumers to save for retirement, banks offer a new type of savings account that has retirement plan features, the demand for which, unlike existing s...
forbes.com
Feb 21 2023
When Should Kids Get a Credit Card?
Introduction Credit cards are a ubiquitous financial tool in our modern world. They offer a convenient way to make purchases, build credit, and earn rewards. However, when it comes to kids and credit ...
financiallyalert.com
Feb 21 2023
Is Small Cap Investing Right for You?
Are you looking for higher returns on your investments? Well, if you want to go big, then you might just have to go small. What I'm talking about is called "small cap investing," or investing in stock...
ofdollarsanddata.com
Feb 21 2023
More Tales of Downsizing… and the Household Negotiations Involved
Special Thanks to the author SW Hubbard (Susan) for this article, which was originally published on JungleRedWriters.com. It is the latest in our Downsizing/Decluttering/Ridding Out Series. February 2...
topretirements.com
Feb 21 2023
How Does an RRSP Tax Deduction Work?
During tax season, Canadians are constantly reminded to contribute to their RRSPs in order to receive a tax deduction. But how exactly does an RRSP tax deduction work, and how much do you need to cont...
retirehappy.ca
Feb 21 2023
An Open Letter to Insurance Agents
By Dr. James M. Dahle, WCI Founder Dear Insurance Agent, Both in the real and the online world, I have had the opportunity to interact with dozens of you. The vast majority of those encounters have be...
whitecoatinvestor.com
Feb 21 2023
How do I purchase service so I can retire early? Working for a State agency.
submitted by /u/The_Bow_Dasher[visit reddit] [comments]...
reddit.com
Feb 21 2023
Do you mentally prepare for retirement?
I understand being financially prepared and having that plan in place, I am having a hard time getting my brain to accept that I don’t need to work my ass off to seek promotion or new responsibi...
reddit.com
Feb 21 2023
Age for determining spousal benefit
If my spouse retires at age 62 and receives a reduced benefit on her own record, and I retire at my FRA when she is 65, which of her ages is used to determine her spousal benefit? 62 or 65?...
community.aarp.org
Feb 21 2023
When delaying social security payout, is the amount received increased for each month of delay, or only at full year anniversaries?
My FRA is 66 and 4 months, which I hit last month. But I'm still working and plan to delay my social security until July (when I'll be 66 and 10 months) -- believing (from some places I've read) that ...
reddit.com
Feb 21 2023
New to a Simple IRA
My husband’s employer offers a 3% match to a Simple IRA. When he turned in the form, they told him that he needs to set up an account on his own and they just make the contributions directly to ...
reddit.com
Feb 21 2023
Finding your new identity in retirement.
I have a friend who is being forced into retirement at age 69 by physical issues. This happened very suddenly, and he has not really thought about daily life in retirement. The health issue will force...
reddit.com
Feb 21 2023
Almost 50 and have not done any retirement planning. I don't know where to start.
I had kids late. All 3 are under 14 so things are tight but I'm trying to prepare for retirement for my wife and I but don't know where to start. Everything I've read elsewhere seems to lead me to "WH...
reddit.com
Feb 21 2023
Q for those that retired early but still had to generate an income
Curious to hear from folks that retired when they hit their employer’s “magic number” (well before being eligible for SSI and medicare) to receive health insurance benefits for life ...
reddit.com
Feb 21 2023
VWO vs EEM: Which Is the Best Emerging Market ETF?
We Compare VWO vs EEM: We’ll compare two popular emerging market ETFs: the Vanguard FTSE Emerging Markets ETF (VWO) and the iShares MSCI Emerging Markets ETF (EEM). Before we dive into the compa...
inspiretofire.com
Feb 21 2023