Curated articles and podcasts from trusted financial experts and real retirees.
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My wife is no longer working, so she has no income. She just turned 63. If she starts taking her SS now, does she get penalized for my income if we file taxes jointly? Her difference between taking at...
I'm 53 and starting to think about what I will do during retirement at age 62 or 63. I'm thinking about what it would be like to spend my first year of retirement outside the US. I've always wanted to...
[Editor's Note:At The White Coat Investor, we value the feedback of our readers. It helps us understand you, and it helps us do our jobs even better. That’s why we’d love for you to take j...
[Editor's Note: If you’re looking to take immediate steps to increase your income that will continue you on the path toward financial security, enrollment is now open for Expert Witness Startup ...
Counter your "four defaults" that hold you back financially through the lens of Shane Parrish's new book, "Clear Thinking."...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
There is a big fear that keeps people from being landlords. People are afraid that a tenant will destroy rental property. Yes. It happens. Every landlord has horror stories. The stories aren’t m...
Our CouponCabin Review: 4.5 Stars CouponCabin offers a straightforward way to earn and save, with robust cashback and coupon offers. They allow for daily withdrawals once you’ve hit the payout t...
I recently retired after a 40-year career as a financial executive and accounting professor. My wife retired from being a ... Read more...
It might be time to boost your retirement savings....
From Rothifying IRAs to navigating changing tax laws, these fiduciary advisers share the recommendations they’re making to their clients this year....
Semiconductor ETFs have been gaining popularity among investors in recent years, thanks to the rapid growth of the semiconductor industry. ... Read more...
The American Academy of Actuaries (Academy) recently published its annual Actuarial Perspective on the annual OASDI (Social Security) Trustees Report. Usually, these briefs are published by the Academ...
My SO and I both recently retired at 62 however most of our 401Ks are in target date funds for when we turn 67. Currently we are able to live off SS and pensions and don't need to touch the 401Ks. Giv...
My company's 401K plan permits periodic distributions/installments after termination from employment upon reaching early or normal retirement age. I retired at the normal age last month. The plan admi...
I applied for SS retirement benefits on August 17, 2023. At that time I also applied for disability but to be honest I wasn't hopeful for that. My retirement is at step one of 3 and my disability is c...
Entering your 40s can throw you into an emotional tailspin — one that may lead you to spend more and jeopardize your nest egg....
I've been looking specifically at Wisconsin and Michigan, but am open to anything except coastal or hot weather places. I've been having a hard time finding any such community that allows dogs that we...
In December 2016, I purchased a 2015 Range Rover Sport with 10,800 miles. At the time, I had been driving a Honda Fit but sought a larger vehicle as my wife was expecting in early 2017. During the pur...
Did IBM just kick off the next big trend in the world of employee retirement benefits? Big Blue made headlines recently when it announced plans to end its 401(k) matching contribution in favor of a ne...
Trying to get financial control over an impaired aging parent's finances can be highly frustrating. Learn what to do as an appointed agent with power of attorney....
Married couples can boost their lifetime retirement income by many thousands of dollars by using creative strategies to claim their Social Security benefits....
I spent some months before I retired thinking seriously about what I wanted retirement life to be like. How much "home time" did I want? Did I have big travel aspirations? What kind of people did I wa...
Today, I’m reviewing a 22-gram black metal card that screams flamboyant—and no, I’m not talking about the black card ... Read more...
Hello, Can someone please help me sort out my medicare premiums problems? Here's the issue. After working for a company for 44 years I retired in Feb 2022 at the age of 64 and received early retiremen...
Few government agencies touch the lives of more Americans than the Social Security Administration — the agency pays $1.4 trillion in benefits to more than 71 million people every year. But Socia...
Here’s what you can do to retire early and be prepared for the next decades....
Federal regulators want to raise capital requirements for big banks. Their plan is drawing criticism from groups that aren’t normally aligned with the industry....
On this episode we explore a variety of situations when it just might be advantageous to consider some delayed gratification. As you listen in on our conversation, we hope you discover a few insights ...
Beginning with a vision is a fundamental difference between retirement planning and investment planning. What do you want your life to look like in retirement?...
By Josh Katzowitz, WCI Content Director One of the classic investing questions that seems to have a right answer but maybe actually doesn’t is whether one should lump sum or dollar cost average ...
[Editor's Note: The Financially Empowered Women (The FEW), a newly created WCI community that supports women on their path to financial success, will make its 2024 debut next Wednesday, January 17, an...
Birth is a sort of lottery. Babies may be born into wealth and privilege, poverty and struggle, or something in between. The question is whether, when they grow up, they will choose an occupation that...
I will be 63 this year & hubs is 4 years younger & retired 2 years ago with his pension. We never made saving for retirement a priority, AT ALL. No 401k or savings account. I am still working ...
I'm not great with numbers, and not financially all that savy, so here goes. Please be kind. ? I'm almost 60. I'm planning to retire next year. I have 32 years in a state pension (and other investment...
Hi, I've been researching the new Hybrid LTC insurance policies. Both of my parents had LTC policies and both made use of them before they passed away. Having seen what a lifesaver these policies can ...
Today, we have our friend Paula Pant of Afford Anything, on the podcast. She is one of our keynote speakers at WCICON24 that you will not want to miss. Today, Paula and Dr. Jim Dahle cover a whole hos...
[Editor's Note: Tonight is going to be an amazing night for The Financially Empowered Women (FEW). That’s because tonight is when you can stop trying to be all things to all people and learn to ...
[Editor's Note: The best medical conference of the year will arrive in a few short weeks, and if you can’t be at the Physician Wellness and Financial Literacy Conference (WCICON24) in person, yo...
By Dr. Jim Dahle, WCI Founder After creating a post on Financial Waterfalls for Residents and New Attendings, we received a lot of requests for a waterfall for older docs, particularly pre-retirees an...
The traditional 60/40 investment portfolio may be too conservative, according to some financial experts, but the allocation can be a helpful guidepost....
As someone with shoulder problems, this episode caught my attention. The Retirement Starts Today (radio) podcast is listed as a resource in our large Wiki for our community. I like that the episodes a...
At the end of 2023, the Keen on Retirement podcast crossed a significant milestone: 200 episodes. To put that number in context, less than half of the 460,080 active shows on Apple Podcasts reach epis...
If you’re over the age of 50, you likely have fond memories of watching The Wonder Years. The coming-of-age series ran from 1988 – 1993 and featured the likeable Kevin growing up in the la...
The Internal Revenue Service provided initial guidance to aid employers in establishing pension-linked emergency savings accounts, an outgrowth of the wide-ranging SECURE 2.0 Act of 2022....
When it comes to figuring out how to invest your money, there is no shortage of advice on the matter. Many financial experts recommend choosing your portfolio based on factors such as your age or your...
The Pew Charitable Trusts recently reported that retirement assets in active auto-IRA programs have reached $1 billion. Auto-IRAs, which began in 2017 when Oregon launched its OregonSaves program, now...
After months of speculation, last week the SEC approved spot Bitcoin ETFs. In the months prior to the approval, Bitcoin reentered the public consciousness. Its price jumped by over 60% in just under t...
Here's what I'm trying to do and what I found out, but would like to confirm. I'm a U.S. citizen and permanent resident of Japan, having lived here 40 years. I live with my same sex partner of more th...
Growth Exchange-Traded Funds (ETFs) are investment tools engineered to expose investors to high-growth companies, dynamic sectors, and innovative industries. These ... Read more...