Curated articles and podcasts from trusted financial experts and real retirees.
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The Case for a Roth for Individuals in High Tax-Brackets If you read the title of this post and are confused, I don’t blame you. When investors are taught about using a Roth vs Traditional IRA, ...
The last time I wrote about leaving an inheritance was six or seven years ago. I remember there were strong feelings expressed on all sides of the issue. The comments expressed powerful opinions like ...
By Dr. Anthony Ellis, WCI Columnist When I was about 50, I read a report called the World Happiness Index. I can’t remember exactly what led me to the site, but it's since published its 10-year ...
The brain is a miraculous thing. I remember reading that if you think about an outcome you want to have ... Read more...
submitted by /u/newzee1[visit reddit] [comments]...
Curious to know how the people on this sub are planning to handle this, or how they're thinking about it. https://www.washingtonpost.com/business/2023/03/18/senior-care-costs-too-high/ submitted by /u...
There are several parts to Medicare. Here are some answers to common questions regarding how it works, when to enroll, and which parts are free....
Financial Independence is a great thing. It means you can choose to do what you want without relying on your job to support your lifestyle. Who would not want that? More and more people are trying to ...
The demise of the Social Security retirement trust fund is likely to occur sooner than expected last year....
By Dr. Zachary Zemore, Guest Writer Being only a few years out of residency, I am deeply immersed in the accumulation phase of my financial journey. Like many readers, I have read all the old White Co...
Have you ever experienced your right hand itching and wondered what that meant? You may have heard that it signifies good fortune and wealth. While there may be some truth to this belief, it’s e...
Chances of a recession went way up since the federal government takeover of Silicon Valley Bank and Signature Bank....
As the economy goes down the tubes thanks to a Fed-induced recession, anger against anybody who is perceived to have more wealth or success will go up. As a result, it’s important to practice St...
The IRS is reminding some seniors and retirees of an important required minimum distribution (RMD) deadline that is just a couple of weeks away....
Although 65 is a conventional retirement age, reaching this point with $2 million is quite a feat. This sum can generate investment and interest income to support you well in the decades to come. Howe...
My mother always used to tell me, you are the company you keep. If you hang around with troublemakers as ... Read more...
Does anyone know how to find an independent consultant about Medicare? Agents who are incentivized by sales commissions can be very helpful, but they may not provide me with the optimal plans for my s...
Anyone changing their retirement investment mix, retirement plans or both? Seems like we just lived through a very unusual period of financial events which dont correlate to anything we have seen in t...
I just turned 55 and got an email from my company about this but I'm confused about when I can move 50%. The rule says 50% in the 6th year of your qualified election period. Does that mean if I've bee...
Yikes! Things are not looking good on the stock market. The banking sector is floundering after the collapse of Silicon Valley Bank and Signature Bank. First Republic and other regional bank stocks ar...
Risk-free government Treasury yields have risen dramatically over the past year. The increase is a direct result of the Federal Reserve rate increases that started in 2022. Higher short-term yields ar...
Today, we are answering your questions about retirement accounts. This is a topic that comes up a lot from readers and listeners, and that is because it can be complicated. Especially when the rules k...
During the estate administration process, it is easy to see where the decedent veered off course. Often the fix was inexpensive and could have saved their heirs lots of money in legal fees....
Become an informed voter with a new app that helps you understand the hard choices our political leaders need to make to close Social Security’s funding gap....
Pre-retirees tend to underestimate future Social Security benefits by nearly $2,000....
As protests rage in France over pension reforms, we examine retirement ages and life expectancy around the world....
Registered Retirement Savings Plans (RRSPs) are one of the most significant retirement planning tools for Canadians. There are a number of ways to put your RRSP money to work during retirement, but th...
March 16, 2023 After the tumultuous year 2022, it looked like 2023 was off to a great start. But banks threw a monkey wrench into the machine, with the S&P almost erasing the impressive YTD gains,...
Retired unexpectedly early due to COVID in 2021. Have 3 IRA accounts: (1) Roth IRA; (2) Regular IRA; (3) SEP-IRA. Unfortunately, I have very hazy cost-basis info. First, Roth IRA gains are considered ...
I'm about to turn 61, and will work until 65 when I retire. Speaking in general terms, I have $500K in my 401K made up of my contributions, employer match, and decent growth over time. 80% of that is ...
Hello everyone. My father is set to retire at age 75. The issue is he has a TIAA retirement account which is like a 401k but not quit. It's a retirement account from a university. It seems to be somet...
I was not going to write this 4 years of FIRE post but I’ve had a number of requests for it which made me do a little thinking. In the end I thought it might add a little value as it’s no ...
We've all been through bad experiences. Most of them seemed bad at the time but looking back at them you find they were nothing more than a good learning experience. Tell us about yours. submitted by ...
Article from Washington Post: https://www.washingtonpost.com/business/2023/03/10/alaska-retirees-oil-boom/ submitted by /u/five_eight[visit reddit] [comments]...
The types of long-term care located in various communities are largely driven by what their oldest residents can afford. This has created stark differences in what’s available to White and minor...
So many people are working after they’ve retired. Are they on to something? And is it something you don’t want to miss out on?...
[Editor's Note: We’ve long said that the best possible asset protection for your family is a regular date night with your spouse. But sometimes busy couples need a little more guidance. That&rsq...
There are pros and cons to keeping a loved one in failing health at home. Most care can be provided at home when an elder has the means to cover the high cost. Management of all that 24/7 home care in...
Senator Elizabeth Warren is right about the costs of Medigap plans, but that's only part of the story....
High quality dividend stocks can provide reliable income: March 2023...
Nearly every retiree, and many younger adults, have heard the alarming news that the Social Security Trust Fund will run out of money in another ten years or so, although the exact date changes regula...
The best way to avoid expensive mistakes is to be informed of potential passport pitfalls well before taking a trip. Here are a few things you need to know....
Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com...
We all know that life’s got its highs and lows. When you’re riding one of those highs, life can’t get any better. You feel that all your hard work has paid off and you’re sitti...
I am a 38 year old married man and my wife is a couple of years younger than me. We have a 3 year old kid. I have seen posts here where people nearing or already retired are discussing adjusting to re...
I think there is an unpublicized widespread problem with Medicare plans that wastes taxpayer money and premiums and supplies an unneeded service. I wish I could report this to the government, but you ...
Chase’s Ink Business credit card line-up has something for everyone with a total of four cards offered. For those interested ... Read more...
I've read through some posts about people being afraid of spending their 401k and most responses assume you aren't depending in the 401k to be your main source of income. The only pension I have may b...
Wondering if anyone has a pension & a Roth IRA account. Is it worth it? Is it too much? My company offers a pension that they pay in to, no cost to me. Our package is currently $70/month/year of s...
The debate over when government should begin paying retirement benefits isn’t just a controversy here....