Curated articles and podcasts from trusted financial experts and real retirees.
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We had an amazing evening hosting our annual Ambassador Event at The Grand America Hotel. We always love a chance to spend time with our clients and show them how much we appreciate them! We enjoyed v...
You may not realize it … But filing for social security could be one of the most important financial decisions in your life. Because the difference between your best and worst case scenarios&he...
As of areport in 2021, nearly 6 in 10 U.S. hospitals are nonprofit. If you’re one of the many workers ... Read more...
Exchange-traded funds (ETFs) make it easy for investors to achieve a diversified portfolio at a low cost. There are thousands of ETFs available from well-known investment firms like Blackrock or Horiz...
In several press releases over the last few months, the Centers for Medicare & Medicaid Services (CMS) touted improvements in Part D prescription drug plans....
For seniors, Social Security and Medicare are arguably two of the most prominent issues. You should not make these two important decisions on your own....
If you’re trying to find information from your prior years’ tax returns and you don’t have the old forms (who has the space to keep all that!?), you have a few options available to y...
This month, retirement planners expressed slightly higher confidence in the U.S. economy — but much more anxiety about the world....
The service issued its annual adjustments for retirement plans, with some reflecting changes in the SECURE 2.0 Act....
Thebrief’skey findings are: Households ages 62-75 have substantial earnings. The National Retirement Risk Index, which assumes all households claim Social Security – and retire – at ...
On-the-job injuries, like layoffs, are life-altering events. A worker can lose tens of thousands of dollars in earnings over many years as a result, according to a new RAND study. The researchers used...
Take these 5 simple steps to become a Roth IRA millionaire. Given enough time anyone can become a ROTH IRA Millionaire....
Freddy Adu was destined to be the next global soccer superstar. At the age of 14, he became the youngest American athlete to sign a professional contract after joining the American soccer club D.C. Un...
Will Ron and Candy in Connecticut ever be able to retire, and are Bruce and Selina in Philly saving enough to retire? That’s today on Your Money, Your Wealth® podcast 454 with Joe Anderson, ...
Reader note: I still have to finish up my happiness series. Happiness is hard. It turns out that writing about it is even harder. Stay tuned for part 3 soon. The $355 Tesla Model Y I first bought Tesl...
On my 65th birthday, my company, publicly traded company, announced (the less then stellar) Q3 results. And the downsizing. Everyone learns who is affected tomorrow. I’m likely to get a “p...
Question for retired folks: how did your first year of retirement go? What did you do right/wrong, and what would you do differently if you could relive it? My background: My retirement date is Fri No...
What are the benefits of Roth conversions in retirement planning? James addresses questions about when Roth conversions become worthwhile. This episode explores key factors: Changes in tax bracket Spo...
In this episode, we open the phone lines and talk directly with our listeners to answer their burning questions. Kristen from Californiais at a crossroads post-retirement. At 61, she's contemplating d...
In December 2019, Congress passed the Setting Every Community Up for Retirement Enhancement, otherwise known as the SECURE Act. This legislation seeks to simplify and broaden access to retirement savi...
How do you define “old”? What does being old mean to you? Here's a provocative look at retirement fitness and longevity....
The following post applies to U.S. pre-medicare taxpayers who need to buy health insurance. Can anyone recommend some calculators, books, or websites to optimize modified adjusted gross income (MAGI) ...
Spouse passed unexpectedly a couple weeks ago. I am 61 and utterly lost about how to handle insurance. I have never worked and do not have employer options. Should I be applying for 2023 coverage thro...
I am single and approaching retirement. Most of the post I see seem to be from couples. I would love to hear some experiences from single and retired people? submitted by /u/NovaLouAdded[visit reddit]...
Well, after almost a month of living in our new trailer at two local campgrounds to get the hang of things, we’re finally off and running. We’ve started our road trip around the country wi...
It provides some up-to-date information on what these family members do, why they do it, the burden it places on them, and how they can get critical help....
Here's what happens to your Social Security benefits when you pass away....
It feels like many retirement articles and posts are about married people. When you entered retirement (or if not already, while preparing for), what was your marital status? View Poll submitted by /u...
I’ve never posted on a personal issue before. I’d like to thank all of those who provided the “group therapy” on my angst earlier this week. I was offered the package in the RI...
n this episode of "Rock Your Retirement," host Kathe Kline welcomes guest Betsy H, who shares her recent adventures in retirement. Betsy excitedly talks about her upcoming trip to Italy during a less ...
Ask yourself the right questions to tell whether you’re ready to close the chapter on your career...
Social Security alone is simply not enough, new Vanguard study confirms. People often assume that the retirement needs of low-wage workers are covered by Social Security’s progressive benefit fo...
What is LegalShield? LegalShield is a legal services company with the mission of making legal protection both accessible and affordable to everyone. They’ve operated for over five decades and of...
The IRS just announced contribution limits for qualified retirement plans for 2024. Keep reading below to find out exactly how much you can contribute for 2024, and start making plans now to do what y...
After COVID it feels like a number of my friends’ families and distant family are getting older and need a ... Read more...
You may have heard that the Health Savings Account (HSA) is the ultimate retirement account because it’s triple tax-free. Contributions go in tax-free. The balance grows tax-free. Withdrawals ar...
Optimizing your tax planning can help business owners reach financial freedom faster. Maximizing your Solo 401(k) benefits can help you pay fewer taxes....
Health is similar to finances in that there are many overly-complex things people say youneed to do, but there are just a few simple things that actually matter. What is the “spend less than you...
VMRXX (Vanguard Cash Reserves Federal Money Market Fund ) and VMFXX (Vanguard Federal Money Market Fund) are two money market ... Read more...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
If you want to succeed long-term, make sure you are working mostly for intrinsic rewards not extrinsic rewards. I believe the right balance for success is to have >70% intrinsic motivation and <...
When I started this blog at age 51 about twelve years ago, topics such as Social Security and Medicare were distant on the horizon. My focus back then was on living frugally and managing our investmen...
Getting there won't be easy, but you have some options for how to get there....
Achieve a secure retirement that leaves behind an estate and legacy....
The truck belong to my recently deceased husband. Husband was an alcoholic, so there is some minor body damage. Truck runs great and is kind of fun to drive. I also have a 2014 Nissan Pathfinder with ...
I (M66) am retired. My spouse (F65) is winding down her business and will basically be retired after the first of the year. Between Social Security and savings we have enough to live on in a reasonabl...
Hiya, I hate me sometimes. I thought I did the research, but with all "this and that" this year, I dropped the ball. The sales staff said everything was covered. But, I should have looked so much clos...
Many financial advisors employ time segmentation buckets (sometimes simply referred to as “bucketing”) to help their clients fund their desired retirement spending. This usually involves t...
Please explain. My husband is a recently retired postal employee and we are confused if we can take out large amount out of 401k and not lose his pension? He says he can only make $22,000 a year now t...
I just can’t do it. 9 years here in Washington state, and I have not adjusted to the grey days for these incredibly long stretches of time. It’s beautiful here, don’t get me wrong. M...