Discover the Best Insights for Every Stage of Retirement

How to Start Investing and Saving for Retirement With Little Money

Investing for the long haul with little cash on hand is doable, but you need a plan....

Suspended Benefits in Mexico

I am a US citizen who lives on a fixed income in Jalisco,Mexico. I receive SSDI and live from month to month. Every year there is a form 7162 that needs to be filled and returned to social security, i...

Safe Withdrawal Rate Myths: Debunking 3 Common 4% Rule Mistakes

The 4% rule helps us understand how much we can safely take out of our portfolio each year without running out of money in retirement. Yet, as simple as the 4 percent rule seems, the practical implica...

Transition - how many weeks? The Gift of the Magi

Life of the Newly Retired – I may be turning into fodder for the Progressive commercial about your parents. I was “retired” by virtue of a RIF at the beginning of this year, so while...

What Does Retirement Look Like for You? - 467

What does retirement at age 60 look like for Allison in Northern Virginia? The EASIretirement.com calculator says Jimmy and Rosalynn in Georgia are on track to reach their retirement goals, even thoug...

Trying to figure out when to begin receiving 100% benefits

I was born the first week of May in 1958. According to SSA, I can start collecting 100% of my benefits January of 2025--66 & months is when I qualify for 100%. When I put in the date to start coll...

Identity/What do you do?.......

For most of my adult life I purposely asked people the very vague question "What do you do?". With very few exceptions the reply was the work that they did. I am a little over a year into retirement a...

Short term rentals for possible retirement or winter locations

How do you find places to rent for 2-3 weeks without using Airbnb or other sites? I find their prices really high (often over $1k/week) which limits how many places I can check out. I like to cook and...

Planning to pull the plug soon; questions on time frames

I’m 66 next month and on FMLA from my high stress health care job with a mean boss. I’m done. When should I apply for Medicare? I’ll loose my insurance from work April 10th if I don&...

Retirement Transition: What made it easier or provided purpose?

Maybe those are two different things - I'm not sure. However, we have discussed the transition into retirement and how it's often not as easy, joyful, or smooth as people dream about. I retired as of ...

Restless, bored and in a bit of a rut

I spent 35 years as a high school English teacher. On a normal day, I'd engage with 150 students and teachers in any number of matters. On an abnormal day, maybe there was some crisis to deal with - l...

5 Things Nobody Tells You About Retirement

We’ve heard this hundreds of time... 'I wish someone had warned me about this when I retired.' More often than not, they're referring to one of five key challenges that catch many retirees by su...

Barbara's European Escapade: Golfing in Spain, Glamping in Ireland, and Chasing Waterfalls in Iceland

In this episode of "Rock Your Retirement," Barbara shares her incredible experiences from a three-week trip to Europe, including visits to Ireland, Iceland, and Spain. Barbara and her husband embarked...

Medicare part B double billing.

My wife and I started Medicare Plan B on January 1, 2024. we received a bill for four months of premiums, which we paid in full. My wife decided just after January 1, to start Social Security. We rece...

Retirees barely making it: What tricks and tips for getting by do you know?

First off, please ward off any shame about this. If you are having a tough time with financial survival in retirement, you are not alone. Also, please remember that those who share a common problem ca...

Protecting Financial Assets from Fraud, Theft, and Scams (Part 2)

In a previous post I applied the 80-20 rule to the realm of cybersecurity. My aim was to motivate you to take action to protect yourself from identity theft and/or financial loss. I proposed that you ...

Behold wars and rumors of wars 240205

Episode 443: Why are investors and Wall Street ignoring the clear and present danger of geopolitical instability and escalation of war? Sign up for free ALERTs & Market Commentary at: https://www....

AARP Endorses ‘Retirement Savings for Americans Act’ Opposed by ARA

Influential organization’s support could build momentum for controversial bill...

BlackRock Launches DC Advisor Hub

The large asset manager has also appointed a new DC intermediary head to lead the program...

Retirement Preparation Without Tax Preferences? Part 1

Experts say it might be much the same. I say that’s foolish!...

SSA Responds to Bill Aiming to Remove Social Security Taxes for Retirees

Social Security Administration Chief Actuary Stephen Goss believes the enactment could…...

New ‘401Kids’ Bill Seeks to Create Savings Accounts for Every American Child

Senators Casey, Wyden and Schumer add clout to bill aiming to build wealth for the next generation...

Impact of inflation on retirement funding plans

So I have a realistic budget built and was analyzing my required yearly withdrawals from my retirement along with social security etc. I made an assumption of 4%inflation each year. Looking ten years ...

What factors did you consider in determining when to take Social Security?

I know that there’s lots of advice out there and of course much of it is contradictory. And also, there’s no “one-size-fits-all” answer. So I’m curious what all went into...

Passive Funds Exceed Active Among ETFs, Mutual Funds

Passively managed ETF funds outperformed actively managed funds by $100 billion, reports Cerulli...

Love and Finances: More Couples Disagree with Financial Habits

A Fidelity Investments study finds couples don't agree as much as expected with future…...

Length of time for application review

I applied for social security on 1/1/24. My application is still in the review process even though the ss website says 2-4 weeks. I can’t call or email anyone in ss. I want to give notice at wor...

A New Perk for Some Student Loan Borrowers: A 401(k) Match

Legislation that went into effect this year makes it easier for student loan borrowers to save for retirement while paying down their debt....

A shoutout to our fearless mod, MidAmericaMom and the 50k subscribers!

Congratulations for growing the sub to 50k, a milestone that's worth noting! ????The amount of time it takes to moderate the sub is quite a feat! Thank YOU, u/MidAmericaMom ( u/MidAM )! ??Love the Wik...