Curated articles and podcasts from trusted financial experts and real retirees.
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Today, Laura Stover, RFC® and Michael Wallin, CFP® discuss the importance of planning for retirement income and the role of annuities in retirement planning. They start by emphasizing the sign...
In this episode of Retirement Talk: The Redefining Wealth Show, Laura Stover, RFC® and Michael Wallin, CFP® delve into what clients value most in a financial advisor. They emphasize the import...
Today, Laura Stover, RFC® and Michael Wallin, CFP® discuss the importance of planning for retirement income and the role of annuities in retirement planning. They start by emphasizing the sign...
People old enough to be great grandparents represent the fastest-growing part of the workforce....
My wife (who does not work, used to but not in the past 10 years) has a traditional IRA in addition to a Roth IRA. We are going to deposit $7500 for 2023 into one of these accounts and wondered which ...
For any military retirees who had to transition from Tricare Select/Prime to Tricare for Life when you hit 65, I understand that Tricare for Life is a supplemental insurance to Medicare Part B. Are yo...
In 2024, more low-balance, forgotten 401(k)s and similar retirement plans could be forced into rollover accounts, which don’t benefit their owners. Here’s what to know....
Laura Stover, RFC®, takes on the topic of interest rates today, and how they relate to your financial future. It is important to consider the historical context of interest rates. Over the past fe...
In this week’s Retirement Talk podcast, with Laura Stover, RFC®, and Michael Wallin, CFP®, we delve into the major advantages of separately managed accounts (SMAs), a topic that doesn't ...
Laura Stover, RFC®, and Michael Wallin, CFP®, discuss this week’s featured article from the weekend brief: "Investment Trade Offs: Why You Should Know Your Return on the Hassle Spectrum....
Beneficiaries of trusts sometimes need to realize how much control they actually have over a trust. That is because they are unaware of a power sometimes found in trusts....
Retirees aren’t finished with their retirement planning! Here are six goals to keep your retirement on track....
I have a fun little secret to tell you. On the Mile High FI podcast that I cohost, Doug used Chat GPT to create a script for a small segment. Then he used Descript’s voice cloning to read the sc...
MAKING A CHARITABLE GIFT Why sell shares when you can give them? If you have appreciated stocks in your portfolio, you might want to consider donating those shares to charity rather than selling them....
With stocks again near record highs, it's a good idea to find ways to spend some of your stock market gains. Owning stocks provides no utility or inherent joy (unless you're a lover of money itself), ...
Public Service Announcement ? Doing a Roth conversion for 2023 ? Must be done by the end of THIS month, Dec 29 (yes deadlines for contributing to a Roth IRA versus doing a Roth IRA conversion for the ...
Our Capital One Shopping Review: 3.5 Stars The Capital One Shopping portal functions like Honey — it scrapes the web for coupons and offers cash-back at certain retailers. With its browser exten...
My last day working. Ready to be done, but anxious for the future. On the plus side, no more stupid meetings which accomplish nothing. No more managing an increasingly bizarre group of technical folks...
Retired parents who have a child with a disability say the income they and their children receive from Social Security is critical to their survival. Yet, for some, it still falls short of what they n...
Abstract Writing a will can improve the transmission of wealth across generations, by preventing the dissipation of assets such as a family home when divided among multiple heirs, as well as, potentia...
Advertiser Disclosure: Physician On FIRE has partnered with CardRatings for our coverage of credit card products. Physician On FIRE and ... Read more...
Advertiser Disclosure: Physician On FIRE has partnered with CardRatings for our coverage of credit card products. Physician On FIRE and ... Read more...
On November 28th, Berkshire Hathaway Vice Chairman Charlie Munger died at age 99. Munger and his partner, Warren Buffett, became billionaire sages whose words reverberated throughout the markets. Thei...
Laura Stover, RFC® discusses the concept of time segmentation and its application in allocating retirement savings for a stable income during retirement. Time segmentation involves matching invest...
It seems like a simple question, but I cannot get a straight answer, arrg!!! Help! If I retire at 64, and no longer work, and I decide not to take SS benefits until 67, will the SS amount continue to ...
Retire on your terms by setting and pursuing focused retirement goals....
Learn about how Social Security programs support retirees, people with disabilities and more....
My wife and I are both retired at 67. I'm deferring Social Security until 70 to maximize the monthly benefit; my wife is collecting hers because it makes sense to. Our lifetime, based on family, will ...
My husband (61) is 100% retired. I'm (62) mostly there but did work part time for half the year so have earned income. Is there any reason we absoluteely should (or should not) contribute to our Roth ...
I retired at age 57 last year. Nowadays I have fiduciary financial advisors to help me navigate all the complexities of being a person that has to file quarterly taxes and figure out how to best move ...
I am fortunate that I don't have to worry too much about money. What I am not finding are podcasts or books on the emotional /physical side of retirement. It's a huge crossroad and I am struggling wit...
So basically I'm retiring in a couple of years. I've contacted several experts in the financial realm and honestly they came off more like salesmen than people who are experts in their field. I'm tryi...
Hello everyone, I am 59 and really burned out from my job, and don't want to work anymore. A resignation letter will work, but should I send a retire notice? I heard, unconfirmed, my company give a re...
As the title states what things helped you push you through your last years of working? -Keeping your eye on the financial prize? -Making a list of things you were looking forward to in retirement? -N...
Abstract This paper examines the Social Security Administration’s (SSA) ongoing efforts to strengthen its relationship with tribal communities across the U.S. We conducted a descriptive study of...
They're only 11% of the population, but older baby boomers have accumulated over $14 trillion in additional net worth since the end of 2019....
The end of the year is always the best time to reflect and plan. I'd like to share severalfinancial moves you should make before the new year in order to protect your wealth and hopefully grow your we...
When it comes to achieving your financial goals, one investment avenue that stands out is annuities. Annuities offer a unique combination of protection and growth potential, making them an attractive ...
Photo credit: jb If you have an IRA that you have to take Required Minimum Distributions (RMDs) from, you need to do this every year by the end of the year. So what if you forget one year? The rule is...
Most people feel like they are behind when it comes to their finances. They look around and see other peoples’ houses, cars, clothes, etc. and think “wow, they must be so far ahead of us.&...
Benefit/contribution ratios provide no guidance on how to fix Social Security. Two of my friends – Andrew Biggs (“No, Social Security Isn’t Earned”) and Gene Steuerle (“L...
Fidelity chooses to give a selected group of customers free TurboTax Premier every year. If you’re selected and you use the link in the special offer to TurboTax’s website, the online vers...
If you are over 65 and retiring or losing your job in the near future, here is one resolution you must make. Resolve to enroll in Medicare Part B, medical insurance....
It seems like no matter how much we save we always have that nagging worry about whether it is truly enough. One of our listeners is looking for ways to reduce the chances of running out of money in r...
A cognitively impaired elder may have lost the ability to handle finances but they may still be legally capable of changing a will, trust and appointed power of attorney....
[168] – There are only 10 days left in the tax year. What can you do right now to maximize your refund? In this episode, Jeremy Keil discusses strategies for maximizing tax refunds and retiremen...
Episode 439: 2024 Investing Themes- review & commentary Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subscribe/ ——————&m...
As I look back on my career as a financial planner, I think of the diverse range of human experiences ... Read more...
There's something I've noticed about some people who make lots of money online—they derive the bulk of their income by selling other people on how to do something rather than doing that thing th...
While inflation and taxes are both major scourges for retirees, there’s a silver lining in how the two interact. That’s because the federal government builds in a degree of inflation-index...