Discover the Best Insights for Every Stage of Retirement

Fiduciaries Incite Revenge of the Baby Boomers

New CFA Institute research confirms that target date funds expose Boomers to much greater…...

Is there any value to having an HSA account while retired?

I’m 67, and I have an active HSA account from my former employer, though there is zero balance in it because we spent it down last year and of course there are no more employer contributions. No...

Working in Old Age Can’t Be the Only Answer to the Retirement Crisis

Longer lives mean longer careers, right? It’s not so simple....

Should I invest in Traditional IRA or only Taxable Brokerage Account?

Hi - tax time coming up and I have until April 15th to decide to put a lump sum into a traditional IRA for 2023. I make too much to reap any tax benefits, but isn’t the fact that this grows tax ...

Is it normal for pensions to overestimate your benefits 4 and 6 years out?

It's happened to me twice now! Six years ago the so called benefits administrator estimated a monthly benefit (the only means to pay, no lump sum) to be $120 per month more than it is six years later....

Does keeping a cash emergency fund still make sense after retirement?

I've been keeping an emergency fund in a no penalty CD. Does it still make sense to have it once your income stops and withdrawing from retirement accounts starts? If there's any emergency other than ...

55+ active communities walkable to the beach?

Been looking at communities as my wife like the idea of a very active place such as what she see in adverts for Margaritaville (though we've not been yet, probably will visit one this year as we get c...

Financial System Sustainability Superstars

Actuaries measure and monitor the health of financial systems by systematically comparing assets and liabilities and making adjustments when necessary to ensure system sustainability. You can do the s...

Retirement Lessons From Lewis & Clark

This post contains Amazon Affilliate links which will pay a small commission to me (at not cost to you) if you order through the links. I recently read one of the best books I’ve ever read. It l...

How do you manage withdrawals from your IRA in retirement?

I've read that it's recommended to pull out 4-6% annually from one's IRA to subsidize retirement income. Assuming 6% withdrawal per year at my current value, that nets me an additional $1000 per month...

How to Avoid Getting Caught Up in Financial Fraud

If you go back and skim the 200-plus episodes we've recorded of Keen on Retirement, you'll notice that every year or so, we devote an episode to the latest financial frauds and scams that are making t...

The Surprising Way to Save Social Security (Without Raising Taxes or Cutting Benefits)

Could the solution to saving Social Security be so glaringly obvious that it has been overlooked, or perhaps even ignored, due to political power dynamics? The concern about the insolvency of the Soci...

What is True Retirement Planning? With Christine Benz

Retirement planning has changed over the years, but has the industry evolved to keep up? Your retirement needs are much different from those of your parents' generation. This is why it is important to...

3 Simple Steps to Get Ready for Retirement

Check out the latest podcast episode on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” and watch more retirement planning videos at YouTube.com/@MrR...

5 Ways to Minimize Taxes on Retirement Income

Look for strategies to lower your tax liability during your retirement years....

Ask a Financial Pro: My Retirement Savings Are Up. Should I Retire This Year?

If you are thinking of retiring soon, the strong stock market is certainly good news....

Retire, which country Mexico or Spain?

I'm retiring in a couple of years and I've started learning Spanish. I'm out of the US for various reasons. It would be financially better to retire in Mexico, but I like the idea of retiring in Spain...

House to Apartment: How to manage expectations?

After 40 years living in our home, we’re selling and relocating to an apartment to be closer to family. Our home is modest and small so we’re not forfeiting too much square footage. But I&...

Simplify Your Retirement Planning

As discussed in prior posts, the key to successful retirement planning is to annually determine your Funded Status, monitor it from year to year and Adjust spending when your Funded Status falls outsi...

What is your singular favorite thing about being retired?

If you had to pick one, just one favorite thing about being retired what would it be? Spending time with grandchildren? Not having a boss to answer to? Sleeping in? The pure overall freedom? Feeling a...

?? Find Out if the Rust Belt Is Right for Your Retirement (AARP Article)

ANYONE MOVED BACK TO THEIR "HOMETOWN" TO RETIRE OR LEFT FLORIDA OR WANT TO MOVE TO FLORIDA? ? WELL, I AM LIVING IN "BOTH" FLORIDA AND VIRGINIA WHILE I "VERY SLOWLY" MOVE BACK TO FLORIDA. RETIRED! ? FR...

How one of the greatest financial wizards of the 20th century lost it all - Wiki Wednesday Part 6 - 3.2024

If you are looking for personal finance information and enjoy entertaining visuals like when you were in the lower grades of school - there is a YouTube channel for you. Next Level Life - https://www....