Curated articles and podcasts from trusted financial experts and real retirees.
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Everyone has ideas of how they'd like their life to be, and some lucky folks can pull that off. Some of us have more resources to be able to do this than others. Some have temperaments or mental healt...
To maximize what you can collect, it’s crucial to know when you can file, how delaying filing affects your checks and the income limit if you’re still working....
Some states automatically revoke a former spouse as a beneficiary on some accounts. Waivers can be used, too. Best not to leave it up to your state, though....
You can quit work, but many people quit retirement for reasons other than money. Take these 4 steps decades before retiring to keep retirement from getting old....
A little over two years ago, I published Just Keep Buying: Proven ways to save money and build your wealth. Back then, it looked like my timing couldn't have been worse. The S&P 500 was 8% off its...
April 17, 2024 – People sometimes ask me for a good and safe place to “park” their money for a short period. CDs, high-yield savings, and money market accounts would be the obvious a...
The program spent $5.7 billion on drugs such as Ozempic and Mounjaro in 2022, according to the Kaiser Family Foundation....
Widespread misconceptions and misinformation keep more people from seriously considering IRA conversions....
You can quit work, but many people quit retirement for reasons other than money. Take these four steps decades before retiring to keep retirement from getting old....
In the last year I left my full time job and began working part time 20 hours/week. I consider myself semi- retired. But since my spouse is still working full time, I've taken on almost all the househ...
Here is a question for you to consider. What's the point of accumulating wealth for retirement if poor health prevents you from enjoying it? Recenlty I have had people noticing that I have lost weight...
We would all love to have that magic number–the exact amount we need to retire. However, since there are so many unknowns it is impossible to attain an exact number. This is why the big question...
Hello. I will be 63 in September, my wife 65 in July. We would like to retire together about the end of this year. I will need health insurance for close to 2 years before I turn 65. I have no idea on...
Recently, I received a capital distribution from a private real estate fund, and it couldn't have come at a better time. The experience brought me both joy and relief, prompting me to share it in the ...
Unlike buying a primary residence, where I believe you should buy one as soon as you can afford to, purchasing a vacation property is a different matter. Nobody needs to buy a vacation property; it's ...
The SECURE Act killed the stretch IRA, but a properly constructed charitable remainder trust can deliver similar benefits, with some caveats....
There are strategies to keep your kids in school. Start by having a frank talk with your financial aid officer....
Economic activity – growth and job creation – has remained remarkably strong for several years now....
Considered the country’s leading experts on Social Security, find out how to maximize your benefits with Retirement Brothers Ryan and Tyson Thacker. By:Spotlight Television The Retirement Brothe...
Shift your decisions from saving for retirement to living in retirement, and focus on the retirement decisions with the most impact....
I just ended a very high stress job as a clinical supervisor in a rather wild and dysfunctional community mental health setting. After 17 years working in the front lines of trauma, 15 years in educat...
Married 40 years. Divorced 9 months. Ex (age 74) started collecting SS 9 years ago. I just reached full retirement age (66.5). Social security told me that I could not collect under his name because I...
From the distance I hear something, a faint sound. As I turn my head toward the dark window , I spy 4:13am on the clock. The noise gets louder, the chirping of an early rising bird. Too soon I think a...
FIRE can be daunting when you’re starting out. When you’re young, you want to enjoy life and have fun. Saving for retirement is important, but it looks like a distant future when you&rsquo...
With the high cost of housing in much of the United States (as well as other countries), many people are looking for ways to accommodate more family members in their existing properties. Whether your ...
When people aren’t getting a government benefit they’re eligible for, the program’s goal of improving equity is compromised. Social Security’s disability insurance is an exampl...
Let’s see if we agree on what the retirement age is today. With the projected depletion of the Social Security trust fund assets in the 2030s, policymakers are looking for ways to bridge the gap...
A new report sheds light on how older adult scam victims end up with big tax bills and lost retirement savings....
An agile retirement plan is your map for living a fulfilling life in retirement. Without one, you risk missed opportunities and perhaps regrets....
Household balance sheets are worsening due to inflation and interest rates. Struggles for people ages 50 and older are especially high....
While Biden and Trump both say they support Social Security and Medicare, their approach to each has been different....
A financial advisor's dedicated expertise, time commitment and skills in helping clients manage emotions can be valuable....
Introduction ESG (Environmental, Social, and Governance) investing is a strategy that integrates environmental, social, and governance considerations into the financial analysis process. As the urgenc...
My institution is offering a full year's salary for relinquishing tenure after this academic year. I wanted to retire anyway, so this seems like an unexpected gift. I know that the taxes will be high,...
Are there ever times when going all Roth isn’t the best strategy? How do you determine the break-even point on doing Roth conversions? That’s today on Your Money, Your Wealth® podcast ...
Graduation season is upon us. If you don’t have a gift for your grad yet, may we suggest something better than a gift card or cash? It doesn’t matter if they are graduating high school or ...
And now that he’s died, will the families of Nicole Brown Simpson and Ron Goldman be able to collect on the 1997 civil judgment?...
A lot of an estate can be wasted on lawyers' fees when wills or trusts have built-in conflicts....
Younger Millennials and Gen Z are GenNext. They are tossing career ladders and riding pogo sticks reshaping work and navigating an uncertain path into retirement....
I recently reviewed the concept of retirement calculator fidelity. Retirement calculators vary considerably. They range from simple tools with a few inputs and outputs to advanced tools on par with pr...
Previously, we’ve talked about passive income ideas to boost your earnings. In terms of growing your income, dividend stocks are ... Read more...
An article in the Guardian recently caught my eye. It’s called, “The soft life: why millennials are quitting the rat race“. This article features Rose Gardner, a millennial who did e...
My wife and are are heading toward retirement and will be updating our wills/estate plans. We are both quite active and mentally sharp; both have advanced degrees, but my family has a history of Parki...
I’m thinking about having a Cash account that is outside of my Retirement accounts. This would be for whatever or nothing. Not an Emergency fund. We’ll have that. I would fund Monthly expe...
We (M 65, F 59 both still lol working and plan to along as possible) own 3 homes and plan to sell two of them to partially fund our retirement. We’ll sell home #1 and bank the $500K tax free cap...
Interesting column in the Wall Street Journal; curious how it strikes people here (both those who have yet to retire, and those who are already retired). I am very much in the group that the author de...
We are in a Portland suburb and have a good amount of equity in our home - worth about $650K-$700K, owe $30K. 4 bedrooms + an office. And while we have done lots of work on it in the 20 years we've li...
Should those in retirement invest in the stock market, and if so, how much of their retirement savings should be in stocks? Here's everything you need to know!...
Peace of mind looks different from one person to the next, and we must not presume what will bring it—and what will take from it—in financial planning....
The impact of saving more, spending less later and benefiting from an extra year or more of compounding can be truly staggering....