Curated articles and podcasts from trusted financial experts and real retirees.
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Knowing how an annuity might impact your tax situation can be confusing. Here are some advantages and downsides to consider....
I retired and 62, and filed and started receiving social security. I recently had a great job opportunity and decided to “un-retire”, and filed a form SSA-521 to withdraw my social securit...
I will be doing that as I want to leave money to my kids. But what if I didn't have a kid or didn't care to leave money to anyone? IDK, I saved my entire life to have enough money to retire on. The th...
An estate plan can be complex or simple, depending on your estate and your wishes, but every estate plan should accomplish these basic goals....
In my post about illegal immigration, a commenter pointed out that I was lucky to avoid greater financial consequences from my car accident. It turns out that the maneuver where a car accelerates from...
Learned helplessness can sneak up on you and impact your ability to make the good financial decisions. Learn how to spot and overcome it. The post Learned Helplessness: Is it Impacting Your Wealth? Se...
QCDs are a way to help great causes and those in need, but they are also a way to manage your tax exposure and avoid unpleasant surprises. The post How Making a Qualified Charitable Distribution (QCD)...
Even when the market ebbs and flows, you can keep your retirement investments stable with these proactive strategies....
Just because you have no dependents and no debt doesn't mean life insurance wouldn't come in exceedingly handy for someone in your life or even a charity....
Here are three primary reasons you might want to consider moving your retirement money from your 401(k) to an IRA once you retire....
Once you've decided that you and Italy are compatible, you'll want to work out your tax planning, investments, retirement accounts and benefits....
I just put in a three-month notice to retire on December 13 (Friday the 13th struck me as a funny date). My health insurance will be MedEx at 300/month and will cover everything, my IRA is good, Socia...
I think I'm going to retire next year at 60, by claiming my survivor benefits from my late wife. I would later switch to benefits at 67 for the full amount. I was shocked to find out this was possible...
It's key for an advisor to have a firm grasp of clients' long-term goals, how much they are spending now and how much they plan to spend in the future....
Learn how to build a retirement plan so you can feel comfortable and confident using your resources, not scared to spend them....
When you have a spouse or significant other, what’s next in your life is going to affect them too....
The current index is a good compromise. It’s “Social Security COLA-speculation” season, and with it comes the annual controversy about whether the government is using the right index...
See the definition of bold. And, hear from the Boldin team about what being bold in life means. Explore the impact of bold decision making. The post Meet Members of the Boldin Team, Learn About their ...
Were you one of those kids that used to always ask “How do you know?”. It can be a very useful question! This episode starts a two part series of asking “How Do You Know?” when...
Discover the cheapest car insurance options in Idaho with our 2024 guide. Learn about average rates, state requirements, and tips for saving on premiums. Find affordable coverage tailored to your driv...
The final Social Security COLA estimate for 2025 has dropped slightly from the previous estimate....
Medicare Advantage plan insurers are reducing their enrollments as profit margins shrink....
If your 401(k) balance nosedives in a down market, use these four strategies to safeguard your funds....
When I retired at 42 in 2021, I discovered the concept of Financial Independence Retire Early, also known as FIRE. Even though I had already reached financial freedom, understanding the mindset behind...
Many homeowners don’t realize how much damage common kitchen waste can cause to their plumbing. A small clog might seem harmless at first, but it can quickly turn into a serious problem. As a la...
Benefits will be slashed 21% starting in 2033 if Social Security is not fixed, according to a new report. This is how much you could lose in annual benefits....
The Supplemental Security Income program supports more than 1 million disabled children nationwide. Poor and low-income families receive monthly cash payments of up to $943 to help with their care. In...
The yield curve is a graph that plots the yields of bonds that have the same credit quality but across ... Read more...
So. I am 61. I’m not even full-time retired, I’m part-time since February! Yes, I’m moving around much less. But a good friend told me that I’m fat and I need to lose weight. I...
There’s been a dramatic twist in online imposter scams....
Answering reader questions about how to help your kids build wealth by funding Roth IRAs, HSAs, and 529s; using brokerage accounts to get an attractive yield on cash; and making sure you get your full...
On the morning of September 11, 2001, I was driving on Southwest Trafficway, heading to my office on the Country Club Plaza in Kansas City. When I walked inside the world had changed. My colleagues we...
Like millions of others, I watched with intrigue the first—and potentially only—Donald Trump and Kamala Harris presidential debate. One of the most important topics discussed was illegal i...
It’s that time of year when many of those who have Part D prescription drug coverage experience sticker shock....
Healthy living is part of the package when you move to these countries for retirement....
So we're beginning our descent towards retirement. Hit our number(s) and are satisfied (as anyone can be) with our projected financial future (thank you New Retirement/Boldin). I'm ostensibly holding ...
Here's how to get a free version of the "Medicare & You" handbook and learn about upcoming Medicare changes....
Your tax bite in retirement could be excruciating. Here's why super savers need to get serious about protecting themselves....
Having a tax-smart exit strategy for your real estate investment is a great idea, but if a 721 exchange is part of your plan, here's what you need to consider....
Inflation-adjusted amounts in the tax code are expected to increase by 2.8% from the 2024 numbers—about half the increase that taxpayers saw in 2024....
As government employers continue to struggle to recruit and retain employees, data make it clear that pensions help foster public service careers....
Self-employed Americans have a path forward to a solid retirement by investing in a solo 401(k) plan....
Have you heard the analogy that money is like oxygen? When you have enough, you don't think about it at all. That's when money is irrelevant. The post Beyond Financial Independence: Money Irrelevancy ...
More than 6 million Americans receive earned benefits for military service - including disability compensation, education benefits, caregiver assistance, burial benefits and more. It is critical for s...
Abstract This study investigates the accessibility of websites for the Achieving a Better Life Experience (ABLE) account program for people with disabilities, which is critical for ensuring individual...
Discover the cheapest car insurance options in Florida for 2024. Learn about average costs, top providers, and strategies to reduce your premiums based on your driver profile and location. Stay inform...
This month, we're revisiting the eight pillars of rocking retirement. Today, we focus on the second two financial pillars: having a resilient plan of record and optimizing the plan to enhance the jour...
Following the Medicare data breach, you can continue to use your existing Medicare card; beneficiaries with compromised Medicare Beneficiary Identifiers will be sent a new card with a new number....
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