Curated articles and podcasts from trusted financial experts and real retirees.
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I am wanting to really thread the needle with our retirement plan but my wife is a bit more conservative (also three years younger than me). I’m 55 and we have over 1.3M in a variety of retirement acc...
I have have been extremely fortunate in my career as an attorney and am planning on retiring in November just before I turn 65. My wife retired last year at 63 with a fairly lucrative retirement portf...
For decades, the retirement savings advice has been consistent: Save more than you spend. Invest the difference wisely. Max out your 401(k). Reach your number. But then something […] The post The Fore...
We are increasingly measuring financial success by the peace of mind, stability and life choices money brings rather than the total net worth we accumulate.
Annuities tend to generate strong opinions. Some people insist they're terrible. Others talk about them as though every retiree should own one. Jeremy Keil and Jeremiah Konger of Annuity Association a...
Answering listener questions about how FDIC and SIPC protections work and where they fall short, why money market funds can be a good option for holding significant cash, and what changing diversifica...
Avoid sweltering summers and winter chills in these retirement destinations.
Find out when you can expect your 2027 Social Security payments and the date you get paid when your scheduled day falls on a holiday.
Eighty percent of retirees pay $0 in federal income taxes, but since you have a pension, you're likely in the 20% who will pay taxes. What you can do about it.
Open enrollment is just weeks away; it’s time to review your Medicare drug plan.
I recently shared that I'm 49 and out of cash because a venture capital fund called capital much faster than I expected. I assumed a conservative 30% of my commitment would be called in year one. Inst...
From caregiver contracts to unequal inheritances, estate planning experts explain how to reward your most dedicated child without fracturing the family.
This estate-planning tool provides financial security for a loved one who has a disability.
Explore “Everywhere Millionaires” and how Main Street business owners in construction, logistics, and food service may build enterprise value over time.
Retirees can earn more interest today, but even small increases can trigger higher taxes, shrink deductions or raise future Medicare premiums.
Even something as simple as buying a new car can have wide-ranging consequences. This metaphor can help you understand your options.
Roger Whitney closes out his five-week Social Security series with a practical framework for married couples deciding when to claim. He explains how to coordinate benefits, avoid common mistakes, and ...
Accidents are a real-world possibility that could happen to anyone, even physicians. Which is why umbrella insurance coverage is important. The post Understanding Umbrella Insurance Coverage: What’s P...
The generation-skipping transfer tax is a federal tax on gifts or inheritances to grandchildren or individuals two or more generations younger.
High borrowing costs are freezing mobility for aging homeowners. Here’s how to access your home equity without wiping out your savings.
Successful retirement planning is about building a predictable, self-made paycheck that covers your essential expenses so you can enjoy life without worry.
I went to a smaller school in my early education days. It ran from kindergarten through 8th grade and had probably 300-400 students at the most. My grade had maybe 30-35 kids in it and, except for a c...
You may be helping aging parents with medical expenses and adult children with living costs. How to care for your family without sacrificing your retirement.
You read that right, we’re bringing the holiday spirit earlier this year with a discussion on how early is early ... Read more
Think twice before dropping cash on high-maintenance toys. Here are five expensive items retirees are far better off renting than buying.
An inheritance can bring opportunity but also responsibilities. Take this short quiz to discover how ready you are, and get tips to protect your legacy.
Schedule a Free Financial Assessment with an experienced professional: https://bit.ly/YMYWassessC How do you know if you're really on track to retire, especially if you're hoping to get out early? Fre...
Equities have begun to show some vulnerability. Do you need more bonds and alternatives in your retirement portfolio?
Flex Review (2026): Is the Rent-Splitting App Worth It? Honest Pros & Cons
Regular physical fitness can defer long-term care by two years, yielding a financial return that most portfolio strategies cannot match.
Tech giants are borrowing heavily to fund the AI boom. Here is what older investors must do if those debts trigger a market crash.
Even if you're very wealthy, you may need to plan for long-term care through age 100. Our Wealth Wise columnist asks the experts what to do.
From a social perspective, being retired is like working from home. If you want to have a purposeful retirement, you need social interaction. The post The Importance of Social Interaction in Retiremen...
After stretching for the nicest house I could afford in 2023, I ended up living paycheck to paycheck for six months. It was stressful enough that I picked up a part-time consulting gig to shore up liq...
You must coordinate different retirement timelines while stretching your savings to cover a longer lifespan.
September 28, 2026 – Welcome to a new installment in the Safe Withdrawal Rate Series. You can find the series landing page here. Today’s topic is the new portfolio allocation recommended by Bill Benge...
So on 9/30/26, it will be 8 months retired. I am getting better with the open schedule concept. I realize that in my entire life that I can remember, I haven't had free time like this since my grade s...
I recently sat with company HR to explore retirement so that I can choose my exact date, learn about COBRA for younger spouse, etc. I was surprised when it was recommended that I delay my retirement b...
Holiday spending decisions can affect your finances long after the decorations come down. Asking five questions before each purchase may help you avoid unnecessary debt, stay within your holiday budge...
In her recently released book The Forever Paycheck, Jean Chatzky—CEO and founder of HerMoney—encourages retirees to fund essential retirement spending with Social Security and non‑risky investments, a...
Don't retire. This article describes what to do instead: Find a new identify, discover purpose, develop structure, control ego, and find your tribe.
Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://learn.rootfinancial.com/a8aca2 ======================= The problem i...
Use these tips to help you open the door to conversations about their financial health before it’s too late.
Asset protection planning places valuable assets out of the reach of potential claimants and creditors, discouraging lawsuits before they get off the ground.
It's difficult to ask aging parents about financial and medical decisions, and future living arrangements, but it's vital to talk about it while you still can.
Your annuity shouldn't be left to gather dust. Regular reviews and comparisons with newer products will help make sure it's still the best option for you.
The Great Wealth Transfer is upon us. Discover whether your heirs benefit more if you give now or let your assets grow.
Most of the time, the information we give helps you get rich. Today, we're going to talk about how to feel rich. It can be surprisingly hard. The post 10 Ways to Feel Rich appeared first on The White ...
When you’re ambitious, your mind keeps moving the finish line. Even when things are going well, you still hear the ... Read more
Older generations hold $124 trillion in assets. Here is why financial experts say giving your heirs an inheritance early might be the smartest move you can make.