Curated articles and podcasts from trusted financial experts and real retirees.
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Most of us try to help our loved ones whenever we can and however we can. But when that "help" is money, our best intentions can turn bad very quickly. As uncomfortable as it may feel, if you don't in...
Why are people scared about the decumulation phase in retirement? It has more to do than with how much money they have. Let's explore why. The post Fear of the Decumulation Stage in Retirement appeare...
We’ve all collectively been through a rough few years. After a brutal global pandemic and stock market crash, followed by years of inflation and the subsequent rise in interest rates, you can be...
Here are four scenarios in which a 1031 exchange to defer capital gains taxes would be worth exploring if you're a Baby Boomer selling property....
Conventional wisdom says don't carry any mortgage into retirement, and if you can manage that debt-free feat, good for you. But there are other options....
Financial, medical and safety preparations can ease the burden for caregivers while ensuring your loved one receives their preferred care....
A few weeks ago I tweeted the following, which caused a bit of controversy on Twitter/X: Hot take: Maxing out your 401(k) when you are younger is almost always the wrong choice. The extra 0.5% per yea...
1 - Spent Christmas 2019 in Florida with a retired sister in law. Watched her spend her days attending social events and figuring out where she was dining in the evenings. I note that I could get used...
My husband will be 70 in September and will retire in October. He will go to the social security office to get more information but he did not sign up for part A when he was 65. He was covered by his ...
The potential theft that concerns me is hacking theft/fraud of investment accounts and property titles. I have two-factor authentication on every kind of account I have, including banking and investme...
Have you ever tried to pay with Bitcoin only to be met by a blank stare from the cashier? It can be incredibly frustrating, right? Crypto debit cards are here to make you forget the hassle of conversi...
Americans' top regret is not starting to save early enough for retirement. Here's what you can do about this and other financial regrets....
If you are exploring a unique retirement, it is important to do your research. The best way to research something is to talk to someone who has walked the walk. That’s why, on this episode of Re...
Becoming an expert witness has risen in the list of alternate jobs for physicians in the US. Why? Many ongoing ... Read more...
curiosity, sex, retirement, Dr. Ruth, transitions, taboo subjects...
Examining the 5 reasons you might want to retire ASAP with Ashley Micciche....
Life is interesting. And that’s a good thing. How boring would it be if every day on this planet was the same? For about a decade now, we’ve made some choices that have swung our days into...
The Medicaid expansion in 41 states that began a decade ago has helped low-income workers in numerous ways. Millions have gained health insurance for the first time under the program, which saves live...
The release of the Federal Reserve’s 2022 Survey of Consumer Finances offers a chance to catch up on the retirement saving of Millennials – those born during 1981-1999. This group, despite...
If your retirement plan assumes a thirty-year retirement, will you be able live comfortably if it turns out you’ll live another ten years beyond that? A QLAC can help...
Many middle-income people want to buy a long-term care policy to defray the staggering costs in the future. But they lack the cash for its premiums. Now there may be a solution....
When adult kids make financial mistakes, their parents can suffer. So, step in early to help your kids succeed, instead of letting their regrets become yours....
A new survey asked if Harris or Trump will better protect Social Security. The GoBankingRates report shows who 1,000 Americans prefer....
I qualify for Medicare this October. As a military retiree, I am already covered by Tricare. Both of my knees need replacement. I understand that Advantage Plans cost less, and often include dental an...
Discover the cheapest car insurance in Arkansas for 2024. Explore options for full and minimum coverage, learn how factors like age and driving record impact rates, and find the best deals tailored to...
In my conversations with my kids, one topic that frequently comes up is the idea of knowing when enough is enough. It’s a lesson that, while simple, holds profound significance for our happiness...
Are you going to college or is your kid going to college? Serious question. Let’s be honest. Many parents live ... Read more...
I am semi-retired now, down to working two days a week. When I worked full time and on the days I still work, I was/am mentally exhausted and just watch tv. I’ve found on my ‘retired&rsquo...
I’m planning to retire next spring and have managed my own Roth, IRA, 501k, and HSA my entire career. But I feel the need for guidance on a strategy that is personalized for handling all of my i...
What is an exchange fund and is it a good thing if you have a lot of capital gains like Bryan in New York? That's today on Your Money, Your Wealth® podcast 492 with Joe Anderson, CFP® and Big ...
A 401(k) is worth it for most people, but are you one of them? There are seven pros and four cons to consider....
You don't necessarily need to have the best organizational system known to humankind to succeed. Sometimes it just has to be good enough. The post The Good-Enough Financial Organization System appeare...
Working a part-time retirement job comes with benefits and drawbacks....
We all have visions of our ideal retirement. However, our financial plans can quickly veer off course if we haven't appropriately managed our risks. On this episode of Financial Symmetry, Greg Suggs f...
It's that time again for this post. Where is your favorite place to visit (or wanting to visit)? Post some photos and let us know your favorite place(s) that we need to pencil in our bucket list. Let'...
Chris has been retired for a little over a year while his wife has continued to work. Now that Chris has “tried on” retirement and found the fit good, his wife will likely join him within ...
I am 61 years old. Reasonably healthy and still working. Wife is 65 and on disabilty but better after 2 new knees. I don't have any retirement plan other than SS. We just paid off our house, vehicles ...
Do you know what due diligence is for claiming credits on your income tax return? If you use a preparer, you can bet he or she does. The post Earned Income Credit and Due Diligence appeared first on G...
Annuities come with different provisions and costs. Before you buy one, make sure to ask the right questions, like these five....
Raising kids is expensive, even if you're in a dual-income family. Here are a bunch of options for childcare for those who have high incomes. The post The Childcare Options for a High-Income Family ap...
When my wife was pregnant with our first child, I put a lot of thought into what life lessons to teach our kid. I was in my late 30s and stewing over how old I would be as they grew up. I kept thinkin...
Me: approaching 62, been a software engineer for my whole career, about 35 years. I still love my job, the people and the actual work, and I can easily see sticking it out for another 3-5 years. After...
Trusts designed to protect wealth sometimes backfire and harm heirs....
In 2021, shortly before I retired, I found myself on a run with a friend who has always been a source of inspiration to me. We are the same age, but while I was preparing to leave behind the structure...
Needless to say, a $20 million net worth is a substantial amount of money. It firmly places you within the top 1% of net worth, with the current threshold around $13 million. Previously, we discussed ...
I would absolutely not want to drive one of those huge busses around, but the "Class B" vans look pretty interesting! They are all in the 20-24 feet long range it seems, with a variety of manufacturer...
When an irrevocable trust no longer makes sense, you're not stuck with it. You can modernize it, but you must follow the rules and consider the consequences....
In the current election cycle, I am glad to see that people are talking about "affordable housing" and talking about needing MORE housing built - unfortunately builders are not building what is needed...
A phased retirement is an attractive choice for several reasons, especially among employees who have spent decades developing work-related knowledge and skills....
These retirement savings accounts, which are often pitched to young investors, can be a good option for older and retired workers....