Curated articles and podcasts from trusted financial experts and real retirees.
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Many Americans are potentially missing out on retirement savings by falling victims to the 401(k) to IRA rollover cash trap. According to Andy Reed, head of investor behavior research at Vanguard, &ld...
If Black families wrote wills at the same rate as white, how much would it help? Having a will is really important. In the absence of a will, a decedent’s assets are distributed according to sta...
Retiring, for many if not most, is a leap into the unknown. New retirees quickly learn that hard work is required to fill the void created by leaving the workplace. Building and consolidating this new...
Explore Super.com, a versatile savings platform offering cash-back rewards, travel discounts, and exclusive deals across categories....
The 401(k) contribution limit for employees in 2025 has increased to $23,500, up from $23,000 in 2024. The employer contribution limit also rises to $46,500, bringing the combined employee and employe...
President Trump's reelection likely means major policy shifts. Here are 5 considerations for preparing your retirement plans for these changes. The post The Election is Over: Should You Think Any Diff...
Savers using employer-sponsored retirement accounts can boost savings and have more opportunity for compounding....
Reflecting on the past 9 years of writing has been an interesting trip down memory lane. The first 3 years, ... Read more...
He said that Social Security won't be federally taxed.......
On Tuesday, they easily rejected a ballot initiative that would have killed the far-reaching law. It provides up to $36,500 in long-term care insurance benefits....
Semi-retirement is a powerful strategy to help you enjoy life while improving your financial security. Here's how to semi-retire in 5 easy steps!...
Planning for a financially secure retirement is crucial. One effective strategy is to invest in a Gold IRA. A Gold IRA, or Precious Metals IRA, is a unique investment vehicle that allows you to divers...
As we approach retirement, my wife and I are wondering when we should give our two financially responsible grown kids a heads up on our finances. We feel they should know just in case (god forbid) som...
I retired 4 years ago and continued on with FEHB. Turned 65 this year so have to sign up for Medicare. I met with a Medicare marketplace advisor and he suggested if I have the means, to continue on wi...
Thoughts on developing interests after retirement I’m not retired, but working hard to be. My wife and I are currently 55 and m looking at 4-6 more years. I have a retirement planning notebook w...
Hi. Like the title says, I lost my job at 64. I was laid off and the industry that I am in is very depressed so the chances of getting a similar job soon is pretty low. In fact I don’t really wa...
This list can have an impact on your drug coverage in 2025 and shows why this open enrollment is so important....
At Keen Wealth, we often describe tax-planning as an ongoing process, not just something we help folks accomplish every spring. And while Tax Day is certainly circled in red on our annual planning cal...
5 Steps to prepare your savings within 12 months of your retirement....
Donald Trump has been elected to serve another term as president and that could have pros and cons for retirees....
So I'm 65 and a year from hitting my full retirement age this month. I am still working full time. As I understand it, one can start drawing their social security without a reduction or penalty the ye...
Raising financially savvy kids starts with little lessons that help them understand value, patience, and sharing. This year, Halloween brought us the perfect opportunity to have fun while teaching som...
With Donald Trump set to become the 47th President of the United States, it’s natural to wonder what this new administration could mean for your finances. For most people under 30, a change in l...
Preparing for retirement includes watching movies, reading books, and newsletters. Seek out role models. Keep learning and growing....
Recently someone asked me, "When did this bull market start?" It's a great question because it can provide insight into whether the market is getting overextended. Of course, bull markets have no spec...
We’ve been doing a few touch-feely emotive articles lately, so as a change of pace today’s article is going to be about something completely different: Harvesting Capital Gains! Why Would ...
Skate to where the puck is going. – Wayne Gretzky This is the post I never wanted to write. That’s because index funds are the right choice and I don’t want to give anyone bad ideas....
Welcome to a transformative episode where we delve into year-end financial strategies to optimize your retirement planning. Join us as we discuss tax-loss harvesting with Erin Coe, a seasoned planner ...
There are higher 457 plan contribution limits for state and local government workers in 2025 than in 2024....
So, at least in the U.S., things aren’t looking good for primary care physicians. We’re all facing the brunt of ... Read more...
While most others are juggling their commute to work, their meeting schedule, what their kids are dealing with, what leftovers can be reheated quickly, all at a moment that adds a layer of anxiety to ...
Hi all, I retired from Tech 3 months ago, and I'm having a total blast - but there was one thing that has developed that I didn't expect. My job was SUPER intense and very high stress, and I HATED the...
Quit putting it off, because it's vital for you and your heirs. From wills and trusts to executors and taxes, here are some essential points to keep in mind....
The adjustments reflect how inflation is slowing down and upcoming changes to the rules based on the Secure 2.0 Act and the Tax Cuts and Jobs Act....
The amount individuals can contribute to 401(k)s in 2025 has increased by $500 to $23,500, but the IRA limit remains $7,000....
You're looking for that perfect house, but the mortgage rates are just too high. It feels like every time you find a place you can afford, the monthly payments are still out of reach. Then, suddenly, ...
This paper examines the persistent racial wealth gap between Black and White households in the United States, focusing on the disparity in will-writing rates as a contributing factor. Despite attempts...
The gap in wealth between Black and White households has plagued the United States for more than a century. One reason for the lack of progress may be a disparity in will-writing by race – Black...
The IRS recently revealed its tax inflation adjustments and updated tax brackets for 2025. These adjustments are aimed at helping ... Read more...
So a follow up to my follow-up here: https://www.reddit.com/r/retirement/comments/1g1m6q8/follow_up_to_need_encouragement_one_way_or_another/ Well, I found out that I do qualify for the VERP that my c...
Can Bauer in Illinois retire at age 57, and when should he collect Social Security? More importantly, can he afford a $300,000 motor home? Can Brad in Michigan coast for the next 10 years and still re...
In a recent post I shared how my net worth has held up against five years of retirement funded entirely by portfolio withdrawals. The good news was that my liquid net worth had increased since I retir...
Back in May, I wrote a post called The Next Mission… Free Cruises Through Casino Status Matches! It was all about how we stumbled upon a way to get free cruises and what we planned to do to mak...
Consider the advantages and disadvantages of using real estate to fund your retirement years....
Some big, positive changes are coming to Medicare next year. The program’s prescription drug insurance will be much stronger — and easier to understand — as a result of the Inflation...
Have you thought about what moving to a new state might mean for your retirement budget and lifestyle? In this Ready for Retirement episode, the focus is on preparing for an out-of-state retirement. J...
Episode 456: I think that McDonalds HomeDepot & Costco are good companies but overpriced stocks. Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subscribe/ ---...
SECURE 2.0 changes will allow older workers to increase their retirement savings next year. Here's what you need to know....
Our work lives provide more than income or, for some, even a sense of purpose; work is also a significant part of how we maintain our social and emotional well-being....
Discover affordable car insurance options in Missouri with our 2024 guide. Compare rates, understand factors affecting premiums, and explore tips to secure the best coverage for your budget....