Curated articles and podcasts from trusted financial experts and real retirees.
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On October 10, the new Social Security COLA increase was announced, and many retirees were disappointed. Each year, there is a cost-of-living adjustment (COLA), which is determined by a measurement of...
I work from an office, 5 days a week. My last day is December 6. My immediate post-retirement fantasies circle around padding around in sweatpants and leisurely drinking coffee without the rush and st...
Most people think of Medicare – not Medicaid – when considering government health care for older Americans. However, Medicaid, the program that covers the medical expenses of the poor, spe...
If someone decides to retire and live off of their investment portfolio, an important detail called the sequence of returns risk can be one of the most critical components to comprehend. You might hav...
James sits down with someone who’s financially set to retire—mortgage paid off, kids through college, and investments in place—but he’s still grappling with one big question: w...
For 499 episodes of YMYW, Joe Anderson, CFP® and Big Al Clopine, CPA have been making fun of finance. On episode 500, we’re celebrating The Top Funniest Moments From the Your Money, Your Wea...
Today we discuss the pros and cons of downsizing in retirement. We discuss how selling your home can reduce expenses, simplify your lifestyle, and free up money for travel or investments. But we also ...
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This post was written by Harry Margolis, a new contributor to the Squared Away Blog. On my Risking Old Age in America podcast, I discuss healthy aging withTaylor Jansenof the Healthy Aging Data Report...
Market volatility plays a critical role in shaping the environment for futures trading, influencing decisions and strategies employed by traders and investors alike. As volatility increases, it brings...
Is an estate plan something you need? There’s a whole week set aside that says you do....
Things to consider with an inherited 401(k) plan - such as, you can convert the plan to a Roth IRA, enjoying tax-free withdrawals afterward. The post Converting an Inherited 401(k) to Roth appeared fi...
It’s less taxing to give money to your adult children than you might think. A good plan can help you avoid certain pitfalls — and drama....
Some people want to create trusts but not let the beneficiaries know about them, at least for a while....
Medicare’s website makes it easy to compare plans and convenient to enroll in a new plan....
Without Congressional and Presidential action to raise revenues, benefits would be immediately reduced by 23 percent Under Trump's plan benefits will fall by 33 percent....
Medicare subsidizing home care for aging adults has been discussed in decades past Now it is part of the political discussion once again. It's all about the cost....
Tax efficient withdrawal options depend heavily on relative balances in tax-deferred, tax-free and taxable accounts....
Before retiring in 2012, I didn't fear boredom or loneliness. It never occurred to me that I would be bored with so much potential freedom. My main fear was whether giving up a steady paycheck was an ...
Looking for the cheapest car insurance in Minnesota for 2024? Explore affordable coverage options, average costs, top providers, and tips to lower your premiums. Whether you're a young driver, high-ri...
In less than a month, we’ll know who our next president will be and which party will control each of the houses of congress. Should investors make any changes to their portfolio in advance of th...
As corporate buyback windows near their November reopening, setting the stage for a potential year-end rally, attention turns to key ... Read more...
Episode 455: After the November circus is over, the reality of long term trends will continue to drive the stock market…most likely higher. Sign up for free ALERTs & Market Commentary at: h...
Retiring after decades in the work world can mean reckoning with issues related to identity and lifestyle. Here's how retirees can shed their career identities and embrace retirement....
Long, worry-free retirements don't just happen. You have to make them happen. The good news is that it may not be as hard as you think....
I am wondering if there is a decent calculator online or other advice on trying to figure out my taxes in retirement so I have a better idea of what gross amount I need to draw each month. My income w...
Buying compact discs (CDs) used to be a thing. That’s how we bought music back in the 1980s and 1990s. Most of you remember. I spent a few thousand dollars on CDs throughout high school, college...
Welcome to The Sunday Best, where we sift through digital noise to bring you the best insightful reads every week. ... Read more...
Talking to a family member that is now on a different continent, they asked what does it look like outside? They are missing the changing of the season, from summer to fall we have here in midwest of ...
The Rule of 55 lets you access your retirement funds early. When paired with other strategies, it could help you kiss the office goodbye....
When you have private insurance through your employer, signing up for Medicare may still make sense. But beware some serious pitfalls....
To navigate complex rules on inherited IRAs and RMDs, start by breaking down key terms and common scenarios. A clearer picture of your next steps will emerge....
I had an unexpected but enlightening conversation with a close friend the other day, and it made me rethink how I’m raising my twin daughters. I’ve always thought of compliments as a way t...
My wife and I are increasing the seriousness of our search. We've done week-long vacations in cities and narrowed our search. Our current interest is probably moving to an active, Sunny/warm 55+ commu...
My wife and I are in our 50s and are looking to retire by 60. We have been talking about relocating to an active adult community closer to the coast... we have always wanted to be closer to the ocean....
You can apply key minimalism concepts for potential tax savings. Here’s how....
The number of taxpayers hit with penalties for underpaying estimated taxes has increased. But retirees can use a traditional IRA to help avoid the penalties....
With the presidential election just days away, here's a look at Harris vs. Trump on Social Security and Medicare....
From taxes to Social Security and beyond, the election could change your retirement depending on which candidate wins. Who takes the House and Senate also matters....
Some 401(k)s allow for in-service withdrawals at age 59½, opening up greater investment options. Here are three reasons for taking the plunge....
A few weeks ago I read the following post on Reddit: HENRY -> NENRY: A cautionary tale from FAANG-land Imagine this scenario: You’ve been HENRY (High Earning Not Rich Yet) for say two years a...
Click here for 5 simple financial planning steps that can help or a loved one plan for the financial stress of dementia or Alzheimer's. The post How to Deal with Dementia or Alzheimer’s: 5 Finan...
There’s a lot to consider when building a retirement income portfolio and avoiding common spending mistakes. Take the time to do the job right!...
It does not seem like an exaggeration to say that the difference in older White and Black Americans’ health is shocking. A 51-year-old Black woman has the frailer health of a 69-year-old White w...
Some retirees — not all by any stretch — take a part-time job for the sheer enjoyment of it, not really because they need the money (though that’s a nice bonus to have “beer mo...
Now that I’m retired, I love sitting down every month with the latest Atlantic magazine and reading it cover to cover. I rarely had a block of time for such things when I was working—I&rsq...
I have a non-retirement investment account where I have invested in a particular stock and has suffered losses. I would like to claim those losses this year to the maximum amount of $3000. I also own ...
October 2024 marks one year since I purchased the most expensive house I could afford. Leading up to the purchase, I wrestled with uncertainty about whether buying such a home was the right move. For ...
Boldin has been named as a Top Innovator in the Prospering in Longevity Challenge by UpLink, the open innovation platform of the World Economic Forum. Learn more about the award. The post Boldin Selec...
Explore our in-depth Earnin review for 2024, covering how the app works, tips for using it, its features, and whether it's legit. Get answers to FAQs and compare Earn in with other top cash advance ap...