Curated articles and podcasts from trusted financial experts and real retirees.
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Should Suzanne in Michigan do Roth conversions in 2025 and 2026 since she’s widowed and won’t be married filing jointly? How should she pay the tax on her conversions? Jennifer in Washingt...
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! Need to Know About Social Security Survivor Benefits for Children. Monthly payments can help offset financial impact of losing a loved one. By Patricia Amend...
We’re starting the build process in a 55+ and I have questions for those of you who’ve been down this path. Where did you spend money on options that you wish you hadn’t and where wo...
In this episode, we break down simple strategies to protect your retirement savings when the market gets rough. We’ll start with why staying calm is key and how planning ahead can help you avoid...
If you're not careful about how assets are divided or sold, you could get hit with a big tax bill....
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
New survey reveals that many people don't’ know their full retirement age, aren’t sure the age they are or were eligible for full retirement benefits or take benefits too early....
This is it. It’s time to vote and make your voice count. This is the most important election of my lifetime and I already voted. In Oregon, we have been ... Read more The post I Voted! appeared ...
I have an outstanding collection of resources on a variety of topics this month. We’ll explore financial planning concepts including Roth IRA conversions, building bond ladders, and performing 5...
The top dogs of medicine are earning rather nicely as of 2024. According to this survey of licensed practitioners in ... Read more...
Not all 401(k) plans are created equal. Here’s how to tell if yours could be more competitive....
If you asked 100 people what the purpose of financial planning is, the reflexive answer of the majority would likely be to have more money. But can we do better?...
Worried about how you'll pay for your retirement? It can help to structure your finances around five key areas: taxes, income, medical, legacy and investments....
The lower costs of a smaller home in retirement might sound appealing, but be ready for the trade-offs that come with making this big decision....
It is not easy to make friends after careers. It takes intentional effort to increase our circle of friends. This article includes strategies to meet new people....
I'm 66, my wife is 63. We're both semi-retired. I've spent SO much time in the last few years about figuring out how long our retirement savings will last. Yesterday she (a non-smoker) was diagnosed w...
I am 52 and I am always thinking ahead. Hypothetically, let's say I have $1 million in a traditional IRA and I get laid off this Fall (before 2025). If I don't earn income in 2025, why would I not tra...
Welcome to The Sunday Best, where we filter through the digital expanse into must-read insights each week. This week, we ... Read more...
Are you concerned you haven't saved enough for retirement? Here are the average annual expenses and minimum savings amounts needed to get by in all 50 states....
It's harder for retirees to bounce back from stock downturns, so you need an income strategy (and a portfolio) that's resilient.Chris...
I opened a book at random this morning and saw this encouraging perspective on retirement from English essayist Charles Lamb (1775-1834). In his day, attaining the age of fifty made one "superannuated...
I am considering retiring for a second time in a year from now with a fairly small (currently $38k) 401k, after 10 years at my current employer. My wife has already stopped working and left her 401k (...
Over half of all residents say they aren’t paid enough, and that’s a fair point, given that we basically live ... Read more...
There are significant tax-reduction opportunities available when employer stock is held in a 401(k) plan. But you have to meet all the qualifications....
Falling for financial scams may be an early indicator of Alzheimer's among older adults....
We get creative in this episode by utilizing Haikus designed to provide retirement planning insights for couples. We hope you find our conversation both entertaining and helpful in your retirement jou...
Homeownership is a cherished part of American society and a cornerstone of the American Dream. With the homeownership rate at 65% within the U.S. and home prices near record highs, the question is: ho...
The evidence is mounting that maintaining a comprehensive financial plan is the missing link for most people who want financial security. See why everyone needs a written financial plan. The post Plan...
There may be $100,000 reasons to delay the start of Social Security. It's tempting to start early, but your paycheck increases if you wait. The post Are You Better Off Waiting to Start Social Security...
Here's a breakdown of the logistics, including probate, taxes and who gets what if you die without a will....
One of the biggest benefits of a market downturn involves shifting market losers into a Roth IRA account to save big-time on taxes in retirement....
Does your financial planner specialize in accumulation or distributions? In this free clip from the online course, “Retirement Ready: Building Your Financial Plan,” you’ll learn why ...
I am a seasonal employee and just met the 1000 hour requirement to participate in the company 401k. I will likely continue with the company for several more years. My spouse (67) plans to retire in 1 ...
Investing in alternative assets has become an increasingly popular way to diversify beyond traditional stocks and bonds. Wine and whiskey, in particular, are gaining traction due to their potential fo...
Feeling overwhelmed by a swirl of competing priorities in midlife and beyond? Here are easy-ish ways to calm your financial vortex. The post Surviving the Financial Vortex: 5 Ways to Find Calm in the ...
If you're near retirement age, then perhaps what scares you more than spiders and goblins is your financial future. The post Trick or Treat? 13 Terribly Frightening (Or Not, if You Are Prepared) Retir...
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! ? VIDEO INCLUDED WITH ARTICLE ? AARP-Backed Research Keeps Spotlight on Social Security Customer Service. New report, web discussion point to impact of budge...
As we approach the Medicare open enrollment period, it’s crucial for seniors to be aware of significant changes affecting their healthcare coverage in 2025. With many insurers adjusting their of...
Explore the 2024 Albert App Review, covering its budgeting, savings, investing, and cash advance features. Learn the pros and cons, safety measures, and whether Albert Genius is worth the subscription...
As a physician, you’re supposed to be the one who has it all together. Real life superhero. But when your ... Read more...
Ask yourself five probing questions to help guide yourself to a fulfilling and happy retirement. You might improve your financial security in the process....
Should you try to die with zero in the bank or leave a big inheritance? Why not both?...
Don't wait until you're no longer working to determine where your new income will come from....
If you’re concerned about possible tax policy changes after the next president takes office, you might want to consider a Roth conversion now....
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The IRS is filling gaps, fixing glitches and answering questions about the SECURE Act and SECURE Act 2.0, and about required minimum distributions (RMDs) in general....
Question: Other than the loss of stress that you used to suffer in full time work, what shift in outlook or attitude or priorities have you noticed since you retired? Did you discover it right away or...
Six months ago, I posted about my fears and elation about getting the offer of one year's salary upon voluntary relinquishment of tenure and immediate retirement (see here: https://www.reddit.com/r/re...
The first Secure Act was a "game-changer for IRAs and Roth IRAs," according to a retirement expert. Here's the compelling case for paying taxes sooner....