Curated articles and podcasts from trusted financial experts and real retirees.
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Your tax return could hold clues to several missed opportunities and important gaps in your retirement planning....
The step-up in basis, one of the most powerful tools in estate and tax planning, can make a huge difference in capital gains taxes owed....
We started our first slow travel trip this year September. So far we have stayed in 5 different locations. Our choice of accommodations in each location was ranging from disastrous to average at best....
I’m 60, turning 61 soon. Financially, I think we’re (60 wife) in solid shape, but I’m a nervous wreck about telling my boss I’m retiring. We have $1.5m in our IRAs, $1.7m in af...
I turn 65 in December, my spouse turns 65 in February. We are currently on my large employer HSA medical coverage. My Company adds $500 each quarter. For various personal reasons I am not sure when I ...
I (m 62) have some health concerns and would do 100% survivor for the wife (f56). She should be around a long time. Lump is 196K, annuity is $1053 a month for my life then her life I would need to mak...
I’m 59 years old and going to retire soon after 31 years of working. I watched my father bouncing off the walls his first year before settling into retirement. I realized that it would be a good...
Before you sign on the dotted line, consider HOA fees and community culture....
Younger workers have a lot to gain by understanding how Social Security works....
Explore MoneyLion, a financial app offering fee-free cash advances, credit-builder loans, and managed investment accounts. Discover how MoneyLion’s Instacash, RoarMoney bank account, and persona...
Managing personal finances has evolved dramatically, driven by the rise of digital technologies. From online banking to investment opportunities, digital skills are now indispensable for handling your...
These simple investing strategies were developed to help single mothers, but they'll help all young people build a decent nest egg....
I had the pleasure of speaking with Bill Bengen, creator of the “4% Rule” for retirement planning. Bill has been a reader of Financial Samurai for many years and has always been courteous ...
You might, depending on your income, but smart financial planning now can help lower or even eliminate your taxes in the future....
Find out why an investment policy statement will keep your financial goals on target and how to get one set up. Learn more now... The post Can an Investment Policy Statement Make You 5 Times Wealthier...
Further explanation of the tenets behind the Social Security Spousal Benefit provision for clarification and better understanding. The post The Social Security Spousal Benefit – Further Explanat...
Several years ago, I made a “killer” Black Friday score. I’d been eyeing a sleek set of headphones, and after ... Read more...
Medicare Open Enrollment period is more complicated than usual this year. It's important to have the right advisor help you navigate the choices....
Sponsored Content by Sensible Money...
Use this retirement checklist of 28 wise things to do before each year’s end to set yourself up for a great 2025 and a secure future. The post Your Year End Retirement Checklist: Put 2024 Behind...
Does your state allow automatic IRAs for employees without a 401(k)? It could be a powerful tool for your retirement....
I was twelve, maybe thirteen years old. Our elderly neighbors could no longer keep up with the flower gardens and ... Read more...
Getting all of your assets to work together is key to having enough retirement income to pay for caregivers and other long-term care needs....
New Spending in Retirement study shows big increase in spending more than they can afford…...
New Spending in Retirement study shows big increase in spending more than they can afford…...
As CMS announces 2025 Medicare premiums and deductibles, new analysis finds Medicare Part B…...
Still, a Corporate Insight report finds that 87% of plan participants are “somewhat…...
Deal with SS&C's Black Diamond Wealth Platform integrates customized 401(k) solution for…...
The IRS announced changes to retirement contribution limits to help workers boost their retirement savings with cost-of-living adjustments. Whether you’re saving through a 401(k), IRA, or anothe...
A small fraction of U.S. workers are on federal disability insurance – about 8 million – but the monthly cash payments are crucial to them because they’re no longer able to work. Wha...
With long retirements, you’ll need to plan ahead for multiple phases of life that come with different needs and interests....
I am meeting my financial advisor to double check that we are ready for retirement. I am positive we are ready according to my numbers, but as so many have posted, there are always doubts. I really ho...
Looking for some advice and perspective from this wise group of people. Here's the story so far... My wife and I have worked in tech and done well enough for ourselves. During COVID, she went through ...
Join us as we dive into year-end financial planning strategies to optimize your retirement plan. This episode unpacks the essentials of contributing to various accounts like 401(k)s, IRAs, Roth IRAs, ...
She's spent many hours doing research and speaking with other caregivers to find her way to resources designed to help caregivers....
Deanna Strable previously worked as Principal's COO and CFO...
Average balance now tops six figures after closing 2023 at $86,000...
Numbers are still lower compared to 2021's high adoption rate of 49%, finds Callan...
Apple reclaims top spot from Nvidia among SDBA equity holdings...
Resource designed to help clients understand, anticipate and navigate the full impact of…...
In 2005, the Initial Public Offering (IPO) market experienced a remarkable revival, with 190 IPOs happening in the United States. ... Read more...
Do you or any people you know have phobias? Well, on this episode we look to have a little fun in drawing some financial analogies from some of the worlds strangest phobias and discuss potential lesso...
These apps help retirement savers plan, invest and even get matches on qualified accounts....
Meet Ari Taublieb ? If you didn’t already know, Ari and I work together at Root Financial, and we thought it was finally time to launch a podcast series together. In our very first episode, we d...
There’s never been an easier time in history to take the reins of your finances and make your money work harder for you. Indeed technology makes effective budgeting accessible to everyone. It&rs...
Now that I'm retired, I'm finding myself getting less interested in world or national news, about opinion pieces, about scandals and controversies, about huge initiatives that might have a significant...
This is part 2 of Dr. Jim Dahle's harrowing story of his accident, rescue, and recovery after he fell off the North Face of the Grand Teton. You will hear from all of the people who had a hand to play...
After reviewing my analysis on a conversation I had with a financial professional in 2013, I decided to take another close look at my finances. To my surprise, I uncovered a huge gap between my percei...
Curious if anyone who retired or thinking of it with kids still in school? We are older parents (59, 53) with middle school child. We both plan to retire from full time careers to opportunities of par...
Many employees will be able to contribute more money to tax-advantaged workplace plans....